Absolutely stunning Penthouse Condo offering sweeping views of the emerald waters and sugar-white sands of Panama City Beach! This beautifully updated unit features 12-foot ceilings and vestibule windows that fill the space with natural light and breathtaking Gulf views. Recent updates include new flooring, stylish light fixtures, a tiled kitchen backsplash, and a beautifully tiled master shower.
Floor-to-ceiling glass doors lead to a private balcony where mornings begin with the sound of the waves and evenings end with unforgettable sunsets over the Gulf.
Inside, the open living and dining space is designed to make the most of the view, creating a relaxed coastal atmosphere ideal for unwinding after a day on the beach. The kitchen provides plenty of cabinet space and a functional layout for preparing meals before heading out to explore the area's restaurants, attractions, and entertainment.
The primary suite offers a peaceful retreat with direct Gulf views and private balcony access, allowing you to wake up to the sound of the surf. Additional sleeping space makes this property ideal for hosting guests or maximizing rental potential.
Located within Laketown Wharf, residents and guests enjoy resort-style amenities including multiple pools, lakefront boardwalk, fitness center, and easy beach access just across the street. With dining, shopping, and entertainment within walking distance, this property places you in the center of everything Panama City Beach has to offer.
Whether used as a vacation escape, income-producing rental, or personal beach retreat, this condo offers the chance to enjoy the coastal lifestyle from one of the most sought-after vantage points on the Gulf.
For sale
Price cut: $10K (7/31)
$469,900
9860 S Thomas Dr Unit 2124, Panama City Beach, FL 32408
3beds
1,262sqft
Condominium
Built in 2008
-- sqft lot
$453,900 Zestimate®
$372/sqft
$1,001/mo HOA
What's special
Stylish light fixturesBeautifully updated unitNew flooringBeautifully tiled master showerTiled kitchen backsplash
- 177 days
- 77
- 6
Zillow last checked:
Listing updated:
Listed by:
Jessica L Adkins 334-494-4620,
Simply South Realty
Source: CPAR,MLS#: 786469
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Great Room, Kitchen, Primary Bedroom, Other
Primary bedroom
- Dimensions: 14 x 12
Bedroom
- Dimensions: 12 x 11
Other
- Dimensions: 9 x 7
Great room
- Dimensions: 20 x 15
Kitchen
- Dimensions: 11 x 9
Other
- Features: Balcony
- Dimensions: 28 x 8
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Water Heater
Features
- Balcony, Double Vanity, Soaking Tub, Separate Shower, Walk-In Closet(s)
- Doors: Storm Door(s)
- Windows: Double Pane Windows
Interior area
- Total structure area: 1,262
- Total interior livable area: 1,262 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Patio & porch: Balcony, Covered, Patio
- Pool features: Gunite, In Ground, Community
- Has view: Yes
- View description: Gulf, Lake
- Has water view: Yes
- Water view: Gulf,Lake
- Waterfront features: Lake, Lake Front
Lot
- Features: Paved
Details
- Parcel number: 40001000753
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Concrete
- Roof: Membrane
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Utilities for property: Electricity Available, High Speed Internet Available, Sewer Available
Community & HOA
Community
- Features: Barbecue, Conference/Meeting Room, Elevator, Fitness Center, Golf, Gated, Park, Pool, Shopping, Community Pool, Short Term Rental Allowed
- Security: Closed Circuit Camera(s), Carbon Monoxide Detector(s), Fire Sprinkler System, Gated with Guard, 24 Hour Security, Security Guard, Fire Alarm, Smoke Detector(s), Security Service
- Subdivision: Laketown Wharf
HOA
- Has HOA: Yes
- Amenities included: Other, See Remarks, Gated, Gazebo, Barbecue, Picnic Area
- Services included: Clubhouse, Cable TV, Fitness Facility, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Trash
- HOA fee: $3,002 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $372/sqft
- Tax assessed value: $369,750
- Annual tax amount: $4,386
- Date on market: 3/7/2026
- Cumulative days on market: 177 days
- Electric utility on property: Yes
Estimated market value
$453,900
$431,000 - $477,000
$2,771/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/31/2026 | Price change | $469,900-2.1%$372/sqft |
Source:  CPAR #786469 Report a problem | ||
| 5/1/2026 | Price change | $479,900-2%$380/sqft |
Source: CPAR #786469 Report a problem | ||
| 3/7/2026 | Listed for sale | $489,900+10.1%$388/sqft |
Source: CPAR #786469 Report a problem | ||
| 1/26/2024 | Sold | $445,000-7.1%$353/sqft |
Source: Public Record Report a problem | ||
| 12/9/2023 | Pending sale | $479,000$380/sqft |
Source: CPAR #747056 Report a problem | ||
| 10/30/2023 | Price change | $479,000-4%$380/sqft |
Source: CPAR #747056 Report a problem | ||
| 10/5/2023 | Price change | $499,000-1.2%$395/sqft |
Source: CPAR #747056 Report a problem | ||
| 9/25/2023 | Listed for sale | $505,000+77.2%$400/sqft |
Source: CPAR #747056 Report a problem | ||
| 11/22/2019 | Sold | $285,000$226/sqft |
Source:  ECAOR #828823 Report a problem | ||
| 10/21/2019 | Pending sale | $285,000$226/sqft |
Source: Keller Williams Emerald Coast Realty #828823 Report a problem | ||
| 10/21/2019 | Price change | $285,000+5.6%$226/sqft |
Source: Keller Williams Emerald Coast Realty #828823 Report a problem | ||
| 9/5/2019 | Listed for sale | $270,000$214/sqft |
Source: Keller Williams Realty SRB #828823 Report a problem | ||
| 8/20/2019 | Pending sale | $270,000$214/sqft |
Source: Keller Williams Emerald Coast Realty #686976 Report a problem | ||
| 8/20/2019 | Listed for sale | $270,000$214/sqft |
Source: Keller Williams Emerald Coast Realty #686976 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,854 +5% | $232,204 +3% |
| 2023 | $2,718 +16.3% | $225,441 +3% |
| 2022 | $2,337 | $218,875 |
| 2021 | -- | -- |
| 2020 | $2,533 +2.1% | $204,000 +0.8% |
| 2019 | $2,481 | $202,470 +2.3% |
| 2018 | $2,481 +0.5% | $197,965 +9% |
| 2017 | $2,469 +13.7% | $181,671 +10% |
| 2016 | $2,171 +52% | $165,155 +44.7% |
| 2015 | $1,429 | $114,164 +10% |
| 2014 | $1,429 | $103,785 +10% |
| 2013 | -- | $94,350 -3.5% |
| 2012 | -- | $97,750 -19.3% |
| 2011 | -- | $121,125 -16.5% |
| 2010 | -- | $145,130 -24.8% |
| 2009 | -- | $193,086 +1731.2% |
| 2008 | -- | $10,544 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32408
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $387,0002 bd2 ba1.2k sqft9860 S Thomas Dr UNIT 2123, Panama City Beach, FL 32408Sold
- $290,0003 bd2 ba1.2k sqft9902 S Thomas Dr UNIT 2029, Panama City Beach, FL 32408For Sale
- $359,0003 bd2 ba1.2k sqft9902 S Thomas Dr UNIT 2028, Panama City Beach, FL 32408For Sale
- $335,0003 bd2 ba1.2k sqft9860 S Thomas Dr UNIT 1824, Panama City Beach, FL 32408Sold
Similar homes
- $465,0003 bd2 ba1.2k sqft9860 S Thomas Dr Unit 1006, Panama City Beach, FL 32408For Sale
MLS ID #785923, Christina Daniels. CPAR - $475,0003 bd2 ba1.2k sqft9860 S Thomas Dr Unit 1706, Panama City Beach, FL 32408For Sale
MLS ID #784459, Jessica L Adkins. CPAR - $465,0003 bd3 ba1.6k sqft9860 S Thomas Dr Unit 720, Panama City Beach, FL 32408For Sale
MLS ID #782902, Heather Fox. CPAR - $498,0003 bd3 ba1.6k sqft9860 S Thomas Dr Unit 1712, Panama City Beach, FL 32408For Sale
MLS ID #786406, The Sanchez Group. CPAR - $425,0003 bd2 ba1.2k sqft9860 S Thomas Dr Unit 1110, Panama City Beach, FL 32408For Sale
MLS ID #975190, Crystal D Newborn, The Ketchersid Group LLC. ECAOR
