This exceptional first-floor residence offers the best of both worlds: calm lake views and easy access, all without the wait or hassle of elevators. From the moment you step inside, the coastal design and sophistication set this unit apart.
The beautifully updated kitchen is a true showpiece, featuring crisp cabinetry, upgraded countertops, modern appliances, and a striking turquoise backsplash bringing the Gulf's colors indoors. The open-concept living and dining space is light-filled and inviting--perfect for entertaining or unwinding after a day at the beach.
This unit offers two spacious bedrooms plus a stylish bunk room, ideal for guests or family. With the addition of a barn door, the bunk room easily functions as a third bedroom offering privacy, adding flexibility and value. The primary suite is a peaceful retreat, positioned directly on the lake with soothing water views that make mornings and evenings feel extra special.
Step out onto the large private balcony spanning the width of the unit to enjoy lake life and take in the nightly light show, visible both outdoors and from the comfort of the living area inside.
Beautiful design touches flow throughout the home, blending coastal charm with modern comfort. From the furnishings to the finishes, every detail reflects the essence of the perfect beach getaway.
Whether used as a primary residence, second home, or investment property, this first-floor unit with water views is a rare opportunity--where beauty, convenience, and coastal elegance come together seamlessly.
As part of a large resort, you'll have access to world-class amenities, including the newest addition of 810 Billiards & Bowling as fun for the whole family on property, five pools (one zero-entry, heated, and a dedicated kiddie pool), two hot tubs, a state-of-the-art fitness center, and a putting green. Enjoy the convenience of multiple onsite dining options and a boardwalk that showcases a stunning nightly water fountain light show. Don't miss this opportunity to own a piece of paradise with solid rental returns and endless coastal charm! All measurements to be verified by buyer if deemed important.
For sale
$414,000
9902 S Thomas Dr Unit 130, Panama City Beach, FL 32408
2beds
1,262sqft
Condominium
Built in 2007
-- sqft lot
$397,200 Zestimate®
$328/sqft
$1,001/mo HOA
What's special
Stylish bunk roomCalm lake viewsBeautifully updated kitchenTwo spacious bedroomsSoothing water viewsLight-filled and invitingCoastal design and sophistication
- 217 days
- 38
- 2
Zillow last checked:
Listing updated:
Listed by:
Heather Fox 850-541-5774,
Beachy Beach Real Estate
Source: CPAR,MLS#: 784170
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Kitchen, Living Room, Primary Bedroom, Other
Primary bedroom
- Dimensions: 14 x 12
Bedroom
- Dimensions: 12 x 11
Other
- Dimensions: 9 x 7
Kitchen
- Dimensions: 11 x 9
Living room
- Description: Living Dining Combo
- Dimensions: 20 x 15
Other
- Features: Balcony
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
- Laundry: Stacked
Features
- Balcony, Double Vanity, Separate Shower, Walk-In Closet(s)
Interior area
- Total structure area: 1,262
- Total interior livable area: 1,262 sqft
Property
Parking
- Parking features: Parking Lot, Community Structure
Features
- Patio & porch: Balcony
- Pool features: Gunite, In Ground, Community
- Has view: Yes
- View description: Gulf, Lake
- Has water view: Yes
- Water view: Gulf,Lake
Details
- Parcel number: 40001000024
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected
Community & HOA
Community
- Features: Barbecue, Beach, Business Center, Elevator, Fitness Center, Gated, Pool, Shopping, Community Pool, Short Term Rental Allowed
- Security: 24 Hour Security, Security Guard, Smoke Detector(s), Security Service
- Subdivision: Laketown Wharf
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Gated, Gazebo, Picnic Area
- Services included: Association Management, Cable TV, Fitness Facility, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Sewer, Security, Trash, Water
- HOA fee: $3,002 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $328/sqft
- Tax assessed value: $330,225
- Annual tax amount: $4,255
- Date on market: 7/27/2026
- Cumulative days on market: 200 days
Estimated market value
$397,200
$377,000 - $417,000
$2,721/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/27/2026 | Price change | $414,000-1.2%$328/sqft |
Source: | ||
| 1/25/2026 | Listed for sale | $419,000+7.4%$332/sqft |
Source: | ||
| 12/17/2021 | Sold | $390,000+0%$309/sqft |
Source: | ||
| 11/15/2021 | Contingent | $389,900$309/sqft |
Source: | ||
| 11/12/2021 | Listed for sale | $389,900+95%$309/sqft |
Source: | ||
| 4/3/2020 | Sold | $199,900$158/sqft |
Source: | ||
| 3/24/2020 | Listed for sale | $199,900$158/sqft |
Source: Keller Williams Success Realty #695637 Report a problem | ||
| 3/24/2020 | Pending sale | $199,900$158/sqft |
Source: Keller Williams Success Realty #695637 Report a problem | ||
| 3/20/2020 | Listed for sale | $199,900-0.1%$158/sqft |
Source: Keller Williams Success Realty #695637 Report a problem | ||
| 11/11/2019 | Sold | $200,000$158/sqft |
Source: | ||
| 10/17/2019 | Pending sale | $200,000$158/sqft |
Source: Keller Williams Emerald Coast Realty #689789 Report a problem | ||
| 10/17/2019 | Listed for sale | $200,000$158/sqft |
Source: Keller Williams Emerald Coast Realty #689789 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,255 -1.1% | $330,225 |
| 2023 | $4,302 +12.4% | $330,225 |
| 2022 | $3,829 | $330,225 |
| 2021 | -- | -- |
| 2020 | $2,116 +0.8% | $167,620 |
| 2019 | $2,100 | $167,620 -15.3% |
| 2018 | $2,100 -15% | $197,965 +9% |
| 2017 | $2,469 +13.7% | $181,671 +10% |
| 2016 | $2,171 +52% | $165,155 +44.7% |
| 2015 | $1,429 | $114,164 +10% |
| 2014 | $1,429 | $103,785 +10% |
| 2013 | -- | $94,350 -3.5% |
| 2012 | -- | $97,750 -19.3% |
| 2011 | -- | $121,125 -16.5% |
| 2010 | -- | $145,130 -24.8% |
| 2009 | -- | $193,086 -32.3% |
| 2008 | -- | $285,212 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32408
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








