For sale

$215,000

8817 Thomas Dr #A204, Panama City Beach, FL 32408

--beds

489sqft

$1,949/mo

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Condominium

Built in 1976

-- sqft lot

$203,400 Zestimate^®

$440/sqft

$525/mo HOA

What's special

Direct beach accessLow-floor unitPool just steps awayExpansive sun decksTiki barGame roomFitness center

This desirable low-floor unit offers the perfect beach hideaway on the sugar-white sands of Panama City Beach. Well maintained and thoughtfully furnished, the condo is truly turnkey and ready for immediate enjoyment. Whether you're seeking a short-term rental opportunity or a second home by the beach, this unit fits the bill. Conveniently located in the Thomas Drive area, you're just minutes from shopping, dining, entertainment, and all that Panama City Beach has to offer. The community provides direct beach access along with a pool just steps away—ideal for owners and guests alike. Top of the Gulf amenities include a beachfront pool, tiki bar, shuffleboard, fitness center, game room, and expansive sun decks. With its strong rental appeal and prime location, this unit presents an excellent investment opportunity. All measurements are approximate and should be verified if important.

224 days
100
5

Facts & features

Interior

Bedrooms & bathrooms

Bathrooms: 1
Full bathrooms: 1

Rooms

Room types: Studio

Other

Level: First
Dimensions: 0 x 0

Interior area

Total structure area: 489
Total interior livable area: 489 sqft

Property

Features

Pool features: Community
On waterfront: Yes
Waterfront features: Gulf

Details

Parcel number: 34994129000

Construction

Type & style

Home type: Condo
Architectural style: High Rise
Property subtype: Condominium
Attached to another structure: Yes

Condition

New construction: No
Year built: 1976

Utilities & green energy

Sewer: Public Sewer

Community & HOA

Community

Features: Community Pool, Short Term Rental Allowed
Subdivision: Top Of The Gulf Condo.

HOA

Has HOA: Yes
Services included: Association Management, Cable TV, Internet, Legal/Accounting, Maintenance Grounds, Sewer, Trash, Water
HOA fee: $525 monthly

Location

Region: Panama City Beach

Financial & listing details

Price per square foot: $440/sqft
Tax assessed value: $204,000
Annual tax amount: $2,585
Date on market: 1/16/2026
Cumulative days on market: 199 days

Estimated market value

$203,400

$193,000 - $214,000

$1,351/mo

Price history

Date	Event	Price
3/4/2026	Price change	$215,000-4%$440/sqft
Source: CPAR #783771 Report a problem
1/16/2026	Listed for sale	$224,000+273.3%$458/sqft
Source: CPAR #783771 Report a problem
11/21/2000	Sold	$60,000$123/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$2,704 +1.4%	$204,000
2023	$2,667 +60.1%	$204,000 +103.7%
2022	$1,666	$100,140
2021	--	--
2020	$1,324 +27.1%	$82,760 +10%
2019	$1,042	$75,236 +10%
2018	$1,042 +9.6%	$68,396 +10%
2017	$950 +28%	$62,178 +10%
2016	$742 +14.6%	$56,525 +9.9%
2015	$648	$51,425 +10%
2014	$648	$46,750 +6.5%
2013	--	$43,900 -4.4%
2012	--	$45,900 -1.8%
2011	--	$46,750
2010	--	$46,750 -32.7%
2009	--	$69,438 -33.9%
2008	--	$105,001
2007	--	$105,001 -25%
2006	--	$140,001
2005	--	$140,001 +109%
2004	--	$67,001
2003	--	$67,001 +42.9%
2002	--	$46,873
2001	--	$46,873
2000	--	$46,873