Virtually Staged. Looking for an affordable Florida lifestyle or a place to escape the cold winters? Welcome to On Top of the World, Ocala’s premier 55+ active adult community. This move-in-ready 2-bedroom, 2-bathroom villa offers an easy, low-maintenance lifestyle with plenty of opportunities to enjoy all that this vibrant community has to offer. Inside, you’ll find newly installed flooring, fresh interior paint, and a comfortable layout ready for you to make your own. Step outside to the spacious rear lanai — the perfect spot to enjoy your morning coffee or unwind at the end of the day. A new air-conditioning unit was installed in September 2026, providing added peace of mind. On Top of the World is known for its resort-style amenities, active lifestyle and wide variety of activities and social opportunities. With approximately 175 clubs and interest groups, there is something for almost every interest. Residents can enjoy multiple golf courses, tennis, pickleball, swimming pools, a fitness center, community gardens and numerous events and activities at Circle Square. If gardening is your passion — or something you’ve always wanted to try — the community garden is conveniently located just steps from this villa. Beyond the community, Ocala offers an abundance of medical facilities, restaurants, shopping and entertainment. The renowned World Equestrian Center is also nearby, offering world-class horse shows, dining and events. Come see this move-in-ready villa and discover the convenience, amenities and lifestyle that make On Top of the World such a popular destination for active adults. Be sure to explore the community amenities while you’re here — you may just find that your next chapter in Florida starts here!
For sale
$136,800
8920 SW 97TH LANE ROAD #F, OCALA, FL 34481
2beds
1,368sqft
Villa
Built in 1984
2,160 Square Feet Lot
$-- Zestimate®
$100/sqft
$494/mo HOA
What's special
Fresh interior paintComfortable layoutSpacious rear lanaiNewly installed flooringNew air-conditioning unit
- 32 days
- 1,078
- 35
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Cheryl Regina 305-321-3564,
BLACKHORSE REAL ESTATE LLC 352-212-2992
Source: Stellar MLS,MLS#: OM732873
Originating MLS: Ocala - Marion

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Shower No Tub, Walk-In Closet(s)
- Level: First
- Area: 196 Square Feet
- Dimensions: 14x14
Bedroom 2
- Features: Ceiling Fan(s), Dual Closets
- Level: First
- Area: 132 Square Feet
- Dimensions: 11x12
Dining room
- Features: Ceiling Fan(s), No Closet
- Level: First
- Area: 176 Square Feet
- Dimensions: 11x16
Kitchen
- Features: Steam Shower, No Closet
- Level: First
- Area: 108 Square Feet
- Dimensions: 9x12
Living room
- Features: Ceiling Fan(s), No Closet
- Level: First
- Area: 308 Square Feet
- Dimensions: 14x22
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
- Laundry: Inside
Features
- Ceiling Fan(s), Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
- Flooring: Ceramic Tile, Luxury Vinyl
- Windows: Skylight(s)
- Has fireplace: No
Interior area
- Total structure area: 1,762
- Total interior livable area: 1,368 sqft
Video & virtual tour
Property
Features
- Levels: One
- Stories: 1
- Exterior features: Rain Gutters
Lot
- Size: 2,160 Square Feet
Details
- Parcel number: 3530192606
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Villa
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Sewer Available, Water Connected
Community & HOA
Community
- Features: Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community - No Guard, Golf Carts OK, Golf, Park, Playground, Pool, Racquetball, Restaurant, Special Community Restrictions, Tennis Court(s)
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: AMERICANA VILLAGE
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Lobby Key Required, Maintenance, Park, Pickleball Court(s), Playground, Pool, Racquetball, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
- Services included: Cable TV, Community Pool, Insurance, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Private Road, Recreational Facilities, Trash
- HOA fee: $494 monthly
- HOA name: Lori Sands
- HOA phone: 352-873-0848
Location
- Region: Ocala
Financial & listing details
- Price per square foot: $100/sqft
- Tax assessed value: $127,527
- Annual tax amount: $2,471
- Date on market: 9/25/2026
- Cumulative days on market: 32 days
- Listing terms: Cash,Conventional
- Ownership: Leasehold
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/25/2026 | Listed for sale | $136,800-19.1%$100/sqft |
Source: | ||
| 8/9/2025 | Listing removed | $169,000$124/sqft |
Source: | ||
| 6/24/2025 | Price change | $169,000-0.2%$124/sqft |
Source: | ||
| 4/16/2025 | Price change | $169,300-0.1%$124/sqft |
Source: | ||
| 4/10/2025 | Price change | $169,400-0.1%$124/sqft |
Source: | ||
| 4/1/2025 | Price change | $169,500-0.2%$124/sqft |
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| 3/10/2025 | Price change | $169,800-0.1%$124/sqft |
Source: | ||
| 2/10/2025 | Listed for sale | $169,900+25.9%$124/sqft |
Source: | ||
| 6/20/2022 | Pending sale | $134,900$99/sqft |
Source: | ||
| 6/14/2022 | Price change | $134,900-6.9%$99/sqft |
Source: | ||
| 6/2/2022 | Price change | $144,900-3.3%$106/sqft |
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| 5/17/2022 | Listed for sale | $149,900$110/sqft |
Source: | ||
| 5/5/2022 | Pending sale | $149,900$110/sqft |
Source: | ||
| 4/27/2022 | Listed for sale | $149,900$110/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,472 +0.6% | $127,527 -7.5% |
| 2024 | $2,456 +31.3% | $137,810 -4.5% |
| 2023 | $1,871 +386.6% | $144,355 +373.4% |
| 2022 | $385 +3.1% | $30,496 +3% |
| 2021 | $373 +1.7% | $29,608 +1.4% |
| 2020 | $367 +2.9% | $29,199 +2.3% |
| 2019 | $357 | $28,543 +1.9% |
| 2018 | $357 +7.7% | $28,011 +2.1% |
| 2017 | $331 +13.6% | $27,435 +2.1% |
| 2016 | $292 | $26,871 +0.7% |
| 2015 | $292 +1.7% | $26,684 +0.8% |
| 2014 | $287 +2.3% | $26,472 +1.5% |
| 2013 | $280 -16.4% | $26,081 -12% |
| 2012 | $335 -22.2% | $29,629 -17.2% |
| 2011 | $431 -8.4% | $35,771 -6.5% |
| 2010 | $471 -22.7% | $38,261 -19.9% |
| 2009 | $609 +12.7% | $47,775 +8.4% |
| 2008 | $540 +5.5% | $44,088 +3% |
| 2007 | $512 -1.1% | $42,804 +2.5% |
| 2006 | $517 +14.7% | $41,760 +3% |
| 2005 | $451 | $40,545 +3% |
| 2004 | $451 +25% | $39,364 +1.9% |
| 2002 | $361 -10.6% | $38,631 -8.1% |
| 2001 | $403 | $42,049 |
| 2000 | $403 | $42,049 |
Find assessor info on the county website
Monthly payment
Est. payment









