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For sale
    • $850,000

    900 Harbor Terrace Ter N, Tavares, FL 32778

    3beds
    1,752sqft
    : 
    $5,580/mo
    Get pre-qualified
    Single Family Residence
    Built in 1979
    10,850 Square Feet Lot
    $797,000 Zestimate®
    $485/sqft
    $-- HOA

    What's special

    Waterfront duplexSpacious bedroomsGenerous family roomStunning brick facadeWood-burning fireplacePremier viewsThoughtfully designed layout
    **Waterfront Duplex on Lake Dora – A Unique Income-Generating Opportunity!** Discover the perfect blend of location and luxury with this custom-built waterfront duplex, Nestled along the scenic shores of Lake Dora, this property offers premier views and endless possibilities for water enthusiasts—bring your boat, jet skis, and all your favorite water activities! The thoughtfully designed layout features two spacious bedrooms and a full bathroom on the main level, along with a generous family room adorned with a stunning brick facade and a cozy wood-burning fireplace. Enjoy breathtaking vistas of Lake Dora and the Dora Canal from the comfort of your living space. The upper level boasts a unique apartment/suite with its own private entrance, comprising a bedroom, bathroom, full kitchen, and living area. This versatile space is ideal for generating rental income, accommodating guests, or serving as a dedicated retreat. Recent upgrades include all new irrigation system HVAC system, and a newer roof, with no HOA or restrictions in place, the potential for this property is boundless. Located less than five minutes from Downtown Tavares and just 15 minutes from Downtown Mount Dora, you’ll find yourself at the heart of it all. Don’t miss your chance to own this exceptional duplex—schedule your visit today!
    351 days
    |
    269
    |
    14
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Mark Loomis 407-280-1628,

    WATSON REALTY CORP 352-536-6530

    Source: Stellar MLS,MLS#: O6333934MLS LogoOriginating MLS: Lake and Sumter

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Built-in Closet
      • Level: First
      Other
      • Features: Built-in Closet
      • Level: Second
      Bedroom 2
      • Features: Storage Closet
      • Level: First
      Primary bathroom
      • Level: First
      Family room
      • Level: Second
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator
      • Laundry: Inside, Laundry Room, Other
      Features
      • Ceiling Fan(s), Thermostat
      • Flooring: Carpet, Ceramic Tile, Laminate
      • Doors: Outdoor Grill
      • Has fireplace: Yes
      • Fireplace features: Family Room, Wood Burning
      Interior area
      • Total structure area: 2,504
      • Total interior livable area: 1,752 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Carport
      • Carport spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Irrigation System, Lighting, Outdoor Grill, Sidewalk, Storage
      • Has view: Yes
      • View description: Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Lake Front, Lake - Chain of Lakes, Lake Privileges
      • Body of water: LAKE DORA
      Lot
      • Size: 10,850 Square Feet
      • Features: Street Dead-End
      Details
      • Additional structures: Other, Storage
      • Parcel number: 321926020000000B00
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Wood Siding
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1979

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: TAVARES PALM DORA PARK
      HOA
      • Has HOA: No
      Location
      • Region: Tavares

      Financial & listing details

      • Price per square foot: $485/sqft
      • Tax assessed value: $241,084
      • Annual tax amount: $4,646
      • Date on market: 8/7/2025
      • Cumulative days on market: 350 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        $797,000

        $757,000 - $837,000

        $2,106/mo

        Price history

        DateEventPrice
        9/20/2025Price change$850,000-8.1%$485/sqft
        Source: Stellar MLS #O6333934 Report a problem
        8/7/2025Listed for sale$925,000+81.7%$528/sqft
        Source: Stellar MLS #O6333934 Report a problem
        7/20/2023Sold$509,000$291/sqft
        Source: Public Record Report a problem
        6/25/2023Pending sale$509,000$291/sqft
        Source: Stellar MLS #G5069706 Report a problem
        6/19/2023Listed for sale$509,000$291/sqft
        Source: Stellar MLS #G5069706 Report a problem
        6/14/2023Pending sale$509,000$291/sqft
        Source: Stellar MLS #G5069706 Report a problem
        6/10/2023Listed for sale$509,000$291/sqft
        Source: Stellar MLS #G5069706 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,654 +0.2%$241,084 +1.4%
        2024$4,646 +162.8%$237,849 +77.5%
        2023$1,768 +1.7%$133,990 +3%
        2022$1,738 +4%$130,090 +3%
        2021$1,671 -3.3%$126,302 +1.4%
        2020$1,728 +1.5%$124,559 +2.3%
        2019$1,702 +4.2%$121,759 +1.9%
        2018$1,633 $119,489 +2.1%
        2017$1,633 +2.9%$117,032 +2.1%
        2016$1,586 +1.1%$114,625 +0.7%
        2015$1,569 +0.3%$113,829 +0.8%
        2014$1,564 +6.9%$112,926 +1.5%
        2013$1,464 +3.8%$111,258 +1.7%
        2012$1,410 +2.9%$109,399 +3%
        2011$1,370 +1.1%$106,213 +1.5%
        2010$1,355 +7.6%$104,644 +2.7%
        2009$1,259 +0.3%$101,893 +0.1%
        2008$1,256 -15.6%$101,792 +3%
        2007$1,488 -2%$98,828 +2.5%
        2006$1,518 +2.8%$96,418 +3%
        2005$1,477 +3.8%$93,610
        2004$1,423 0%--
        2003$1,423 +3.2%$89,193 +2.4%
        2002$1,379 +9.4%$87,100 -0.2%
        2001$1,260 -2.5%$87,294
        2000$1,292 $87,294
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32778

        Getting around

        38 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Tavares Elem
        • Middle: Tavares Middle
        • High: Tavares High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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