For sale

Price cut: $15K (9/23)

$269,900

92 Water Street, Chester, CT 06412

3beds

1,217sqft

$2,024/mo

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Single Family Residence

Built in 1927

0.27 Acres Lot

$-- Zestimate^®

$222/sqft

$-- HOA

What's special

Charming 1927 Colonial offering a rare chance to own directly on the water in the heart of Chester. This 3-bedroom, 1-bath home spans 1,217 sq ft across two stories, with a classic layout featuring a living room and dining room on the main level and three bedrooms upstairs. Set on a 0.27-acre lot with vinyl siding and a paved driveway, the home sits right on the water with tranquil river views - a fantastic canvas for a riverfront retreat, whether you're an investor or a homeowner seeking direct water access. Just a short stroll to downtown Chester's boutiques, art galleries, and acclaimed dining. This property can also be purchased together with the adjacent 90 Water St for a larger waterfront compound (the two share an existing septic system). Bring your vision - this rare Chester waterfront offering won't last long!

39 days
1,168
44

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Primary bedroom

Level: Upper

Bedroom

Level: Upper

Bedroom

Level: Upper

Dining room

Level: Main

Living room

Level: Main

Heating

Forced Air, Oil

Cooling

None

Appliances

Included: Oven/Range, Refrigerator, Water Heater

Features

Basement: Crawl Space
Attic: Access Via Hatch
Has fireplace: No

Interior area

Total structure area: 1,217
Total interior livable area: 1,217 sqft
Finished area above ground: 1,217

Property

Features

Has view: Yes
View description: Water
Has water view: Yes
Water view: Water
Waterfront features: Waterfront, River Front, Walk to Water

Lot

Size: 0.27 Acres
Features: In Flood Zone

Details

Parcel number: 940387
Zoning: R-1

Construction

Type & style

Home type: SingleFamily
Architectural style: Colonial
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Concrete Perimeter
Roof: Asphalt

Condition

New construction: No
Year built: 1927

Utilities & green energy

Sewer: Septic Tank
Water: Public, Well

Community & HOA

HOA

Has HOA: No

Location

Region: Chester

Financial & listing details

Price per square foot: $222/sqft
Tax assessed value: $151,550
Annual tax amount: $4,210
Date on market: 8/20/2026

Estimated market value

Not available

Estimated sales range

Not available

$2,797/mo

Price history

Date	Event	Price
9/23/2026	Price change	$269,900-5.3%$222/sqft
Source: Smart MLS #24198196 Report a problem
8/20/2026	Listed for sale	$284,900-5%$234/sqft
Source: Smart MLS #24198196 Report a problem
8/7/2026	Listing removed	$299,900$246/sqft
Source: Smart MLS #24186867 Report a problem
7/10/2026	Price change	$299,900-7.7%$246/sqft
Source: Smart MLS #24186867 Report a problem
6/25/2026	Listed for sale	$324,900+83%$267/sqft
Source: Smart MLS #24186867 Report a problem
6/3/2026	Sold	$177,500+47.9%$146/sqft
Source: Public Record Report a problem
3/26/1998	Sold	$120,000$99/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,104 +10.8%	$151,550
2024	$3,705 +14.6%	$151,550 +39.3%
2023	$3,232 +0.7%	$108,830
2022	$3,210	$108,830
2021	$3,210 +3%	$108,830
2020	$3,115 -0.6%	$108,830
2019	$3,133 +5.3%	$108,830 -0.8%
2018	$2,976 +2.9%	$109,760
2017	$2,893 +4.1%	$109,760
2015	$2,779 +2%	$109,760
2014	$2,724 -7.1%	$109,760 -17.8%
2013	$2,931 -2.3%	$133,510
2012	$3,000 +1.9%	$133,510 +0.3%
2011	$2,944	$133,160
2010	$2,944 +10.7%	$133,160 +5.7%
2009	$2,659 +20.4%	$125,980 +36.2%
2008	$2,208 +3.2%	$92,500
2007	$2,139 +13.8%	$92,500 +10.1%
2006	$1,879 +1.1%	$84,000
2005	$1,858 -5.2%	$84,000 -6.1%
2004	$1,960 +58.6%	$89,500 +99.3%
2003	$1,236 +10.9%	$44,900
2001	$1,115 -31.5%	$44,900 -46.6%
1995	$1,627	$84,070