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For sale
  • $324,900

    92 Water Street, Chester, CT 06412

    3beds
    1,217sqft
    : 
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    Single Family Residence
    Built in 1927
    0.27 Acres Lot
    $338,100 Zestimate®
    $267/sqft
    $-- HOA

    What's special

    Waterfront propertyClassic vinyl sidingComfortable layoutPaved drivewayDirect water accessTranquil riverfront views
    Welcome to 92 Water St, a charming 1927 two-story Colonial offering a rare opportunity to own waterfront property in picturesque Chester, CT! This 3-bedroom, 1-bathroom home is perfectly situated right on the water, offering tranquil riverfront views and an unbeatable location just a short, scenic stroll from downtown Chester's highly desirable boutiques, art galleries, and acclaimed dining. Sitting on an 11,761 sq. ft. (0.27-acre) lot bounded directly by the water, this home features classic vinyl siding, a paved driveway, and a comfortable layout, making it a fantastic canvas for your dream riverfront retreat. Whether you are an investor seeking a value-add property or a homeowner looking for direct water access, the potential here is outstanding. Looking to expand your portfolio or create a larger waterfront compound? This property presents a unique dual-purchase opportunity: 92 Water St can be sold as a package with the neighboring property at 90 Water St. Buyers should note that the two properties conveniently share an existing septic system. This rare Chester waterfront offering is packed with potential and won't last long. Bring your vision and schedule your showing today!
    3 days
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    547
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    13
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    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Luke Florian (860)877-5800,

    SSG Real Estate LLC 860-657-4754

    Source: Smart MLS,MLS#: 24186867MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Primary bedroom
      • Level: Upper
      Bedroom
      • Level: Upper
      Bedroom
      • Level: Upper
      Dining room
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Forced Air, Oil
      Cooling
      • None
      Appliances
      • Included: Oven/Range, Refrigerator, Water Heater
      Features
      • Basement: Crawl Space
      • Attic: Access Via Hatch
      • Has fireplace: No
      Interior area
      • Total structure area: 1,217
      • Total interior livable area: 1,217 sqft
      • Finished area above ground: 1,217

      Property

      Features
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Waterfront, River Front, Walk to Water
      Lot
      • Size: 0.27 Acres
      • Features: In Flood Zone
      Details
      • Parcel number: 940387
      • Zoning: R-1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Concrete Perimeter
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1927

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public, Well

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Chester

      Financial & listing details

      • Price per square foot: $267/sqft
      • Tax assessed value: $151,550
      • Annual tax amount: $4,104
      • Date on market: 6/25/2026

        Estimated market value

        $338,100

        $321,000 - $355,000

        $2,357/mo

        Price history

        DateEventPrice
        6/25/2026Listed for sale$324,900+83%$267/sqft
        Source: Smart MLS #24186867 Report a problem
        6/3/2026Sold$177,500+47.9%$146/sqft
        Source: Public Record Report a problem
        3/26/1998Sold$120,000$99/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,104 +10.8%$151,550
        2024$3,705 +14.6%$151,550 +39.3%
        2023$3,232 +0.7%$108,830
        2022$3,210 $108,830
        2021$3,210 +3%$108,830
        2020$3,115 -0.6%$108,830
        2019$3,133 +5.3%$108,830 -0.8%
        2018$2,976 +2.9%$109,760
        2017$2,893 +4.1%$109,760
        2015$2,779 +2%$109,760
        2014$2,724 -7.1%$109,760 -17.8%
        2013$2,931 -2.3%$133,510
        2012$3,000 +1.9%$133,510 +0.3%
        2011$2,944 $133,160
        2010$2,944 +10.7%$133,160 +5.7%
        2009$2,659 +20.4%$125,980 +36.2%
        2008$2,208 +3.2%$92,500
        2007$2,139 +13.8%$92,500 +10.1%
        2006$1,879 +1.1%$84,000
        2005$1,858 -5.2%$84,000 -6.1%
        2004$1,960 +58.6%$89,500 +99.3%
        2003$1,236 +10.9%$44,900
        2001$1,115 -31.5%$44,900 -46.6%
        1995$1,627 $84,070

        Find assessor info on the county website

        Monthly payment

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          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: Chester Center

          Nearby schools

          GreatSchools rating

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