Welcome to 92 Water St, a charming 1927 two-story Colonial offering a rare opportunity to own waterfront property in picturesque Chester, CT! This 3-bedroom, 1-bathroom home is perfectly situated right on the water, offering tranquil riverfront views and an unbeatable location just a short, scenic stroll from downtown Chester's highly desirable boutiques, art galleries, and acclaimed dining. Sitting on an 11,761 sq. ft. (0.27-acre) lot bounded directly by the water, this home features classic vinyl siding, a paved driveway, and a comfortable layout, making it a fantastic canvas for your dream riverfront retreat. Whether you are an investor seeking a value-add property or a homeowner looking for direct water access, the potential here is outstanding. Looking to expand your portfolio or create a larger waterfront compound? This property presents a unique dual-purchase opportunity: 92 Water St can be sold as a package with the neighboring property at 90 Water St. Buyers should note that the two properties conveniently share an existing septic system. This rare Chester waterfront offering is packed with potential and won't last long. Bring your vision and schedule your showing today!
For sale
$324,900
92 Water Street, Chester, CT 06412
3beds
1,217sqft
Single Family Residence
Built in 1927
0.27 Acres Lot
$338,100 Zestimate®
$267/sqft
$-- HOA
What's special
Waterfront propertyClassic vinyl sidingComfortable layoutPaved drivewayDirect water accessTranquil riverfront views
- 3 days |
- 547 |
- 13 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Luke Florian (860)877-5800,
SSG Real Estate LLC 860-657-4754
Source: Smart MLS,MLS#: 24186867
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Level: Upper
Bedroom
- Level: Upper
Bedroom
- Level: Upper
Dining room
- Level: Main
Living room
- Level: Main
Heating
- Forced Air, Oil
Cooling
- None
Appliances
- Included: Oven/Range, Refrigerator, Water Heater
Features
- Basement: Crawl Space
- Attic: Access Via Hatch
- Has fireplace: No
Interior area
- Total structure area: 1,217
- Total interior livable area: 1,217 sqft
- Finished area above ground: 1,217
Property
Features
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Waterfront, River Front, Walk to Water
Lot
- Size: 0.27 Acres
- Features: In Flood Zone
Details
- Parcel number: 940387
- Zoning: R-1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1927
Utilities & green energy
- Sewer: Septic Tank
- Water: Public, Well
Community & HOA
HOA
- Has HOA: No
Location
- Region: Chester
Financial & listing details
- Price per square foot: $267/sqft
- Tax assessed value: $151,550
- Annual tax amount: $4,104
- Date on market: 6/25/2026
Estimated market value
$338,100
$321,000 - $355,000
$2,357/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/25/2026 | Listed for sale | $324,900+83%$267/sqft |
Source: | ||
| 6/3/2026 | Sold | $177,500+47.9%$146/sqft |
Source: Public Record Report a problem | ||
| 3/26/1998 | Sold | $120,000$99/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,104 +10.8% | $151,550 |
| 2024 | $3,705 +14.6% | $151,550 +39.3% |
| 2023 | $3,232 +0.7% | $108,830 |
| 2022 | $3,210 | $108,830 |
| 2021 | $3,210 +3% | $108,830 |
| 2020 | $3,115 -0.6% | $108,830 |
| 2019 | $3,133 +5.3% | $108,830 -0.8% |
| 2018 | $2,976 +2.9% | $109,760 |
| 2017 | $2,893 +4.1% | $109,760 |
| 2015 | $2,779 +2% | $109,760 |
| 2014 | $2,724 -7.1% | $109,760 -17.8% |
| 2013 | $2,931 -2.3% | $133,510 |
| 2012 | $3,000 +1.9% | $133,510 +0.3% |
| 2011 | $2,944 | $133,160 |
| 2010 | $2,944 +10.7% | $133,160 +5.7% |
| 2009 | $2,659 +20.4% | $125,980 +36.2% |
| 2008 | $2,208 +3.2% | $92,500 |
| 2007 | $2,139 +13.8% | $92,500 +10.1% |
| 2006 | $1,879 +1.1% | $84,000 |
| 2005 | $1,858 -5.2% | $84,000 -6.1% |
| 2004 | $1,960 +58.6% | $89,500 +99.3% |
| 2003 | $1,236 +10.9% | $44,900 |
| 2001 | $1,115 -31.5% | $44,900 -46.6% |
| 1995 | $1,627 | $84,070 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Chester Center
Nearby schools
GreatSchools rating
- 7/10Chester Elementary SchoolGrades: PK-6Distance: 1 mi
- 4/10John Winthrop Middle SchoolGrades: 7-8Distance: 3.3 mi
- 7/10Valley Regional High SchoolGrades: 9-12Distance: 2.8 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Connecticut
- Middlesex County
- Chester
- 06412
- Chester Center
- 92 Water Street




