This meticulously crafted, single-story residence offers the perfect blend of modern elegance and serene waterfront living. Nestled within the coveted Oyster Bay Harbour gated community, this home is located on a spacious corner lot adorned with towering live oaks and a relaxing lake view. Step inside to discover a bright and open floor plan featuring soaring 12-foot and 10-foot ceilings, 8-foot doors, elegant tray ceilings with crown molding, and transom windows that flood the space with natural light. The gourmet kitchen — equipped with high-end Bosch appliances, granite countertops, double ovens, a gas cooktop, and custom cabinetry — is a chef's dream. Enjoy the luxury of three bedrooms, two and a half baths, a formal dining room, and a dedicated office or fourth bedroom. The primary suite is a true retreat, complete with a bay window, spacious layout, and en-suite bathroom. Fall in love with the screened-in lanai that overlooks the lake and is perfect for entertaining or simply relaxing. The side-entry, three-car garage is spacious and easily accessible via a paver drive. The Oyster Bay Harbour community offers an array of amenities, including a community pool, pickleball courts, clay tennis courts, a children's playground, and an RV/boat storage lot. Plus, you have the option to join the in-neighborhood Oyster Bay Yacht Club, where you can enjoy a restaurant, pool, dock, and deep-water boat slips.
Sold for $920,000
$920,000
96481 Soap Creek Dr, Fernandina Beach, FL 32034
3beds
2,258sqft
Single Family Residence
Built in 2020
0.35 Acres Lot
$898,600 Zestimate®
$407/sqft
$3,256 Estimated rent
Home value
$898,600
$809,000 - $997,000
$3,256/mo
Zestimate® history
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$6,611/mo
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Zillow last checked:
Listing updated:
Listed by:
Colleen Gerke 904-866-1211,
CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Bought with:
Debra Cottle, 3157542
CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Source: AINCAR,MLS#: 109820
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Originating MLS: Amelia Island-Nassau County Assoc of Realtors IncFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Some Gas Appliances, Dishwasher, Disposal, Microwave, Other, Oven, Refrigerator, Water Softener Owned, See Remarks, Stove, Ice Maker
Features
- Ceiling Fan(s), French Door(s)/Atrium Door(s), Other, See Remarks, Shutters, Cable TV, Window Treatments
- Doors: French Doors
- Windows: Other, See Remarks, Vinyl, Blinds, Plantation Shutters
Interior area
- Total structure area: 2,258
- Total interior livable area: 2,258 sqft
Property
Parking
- Total spaces: 3
- Parking features: Driveway, Three Car Garage, Three or more Spaces, Garage Door Opener
- Garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Brick, Covered, Front Porch, Patio, Screened
- Exterior features: Sprinkler/Irrigation, Other, See Remarks
- Pool features: Community
- On waterfront: Yes
- Waterfront features: Boat Dock/Slip, Deep Water
- Frontage type: Lakefront
Lot
- Size: 0.35 Acres
- Dimensions: 0.35
Details
- Parcel number: 463N28620500810000
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One Story
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Roof: Shingle
Condition
- Resale
- Year built: 2020
Details
- Builder name: Riverside Homes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Gated, Marina, Pool
- Security: Gated Community
- Subdivision: Oyster Bay
HOA
- Has HOA: Yes
- HOA fee: $375 quarterly
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $407/sqft
- Tax assessed value: $808,055
- Annual tax amount: $5,513
- Date on market: 10/2/2024
- Cumulative days on market: 111 days
- Listing terms: Cash,Conventional
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 3/7/2025 | Sold | $920,000-2%$407/sqft |
Source:  AINCAR #109820 Report a problem | ||
| 1/21/2025 | Pending sale | $939,000$416/sqft |
Source: AINCAR #109820 Report a problem | ||
| 10/2/2024 | Listed for sale | $939,000+93%$416/sqft |
Source: AINCAR #109820 Report a problem | ||
| 3/2/2020 | Sold | $486,644+224.6%$216/sqft |
Source:  realMLS #970796 Report a problem | ||
| 7/30/2016 | Listing removed | $149,900$66/sqft |
Source: Keller Williams - Jacksonville Beach #68510 Report a problem | ||
| 7/29/2016 | Listed for sale | $149,900$66/sqft |
Source: Keller Williams - Jacksonville Beach #68510 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,513 -0.1% | $404,493 +2.9% |
| 2024 | $5,520 +1.2% | $393,093 +3% |
| 2023 | $5,455 +10% | $381,644 +3% |
| 2022 | $4,960 -1.2% | $370,528 +3% |
| 2021 | $5,020 +231% | $359,736 +278.7% |
| 2020 | $1,516 -10.6% | $95,000 -9.5% |
| 2019 | $1,695 | $105,000 +7.1% |
| 2018 | $1,695 +31.8% | $98,000 +30.7% |
| 2017 | $1,286 +27.2% | $75,000 +36.4% |
| 2016 | $1,012 +10.9% | $55,000 +10% |
| 2015 | $912 +16% | $50,000 |
| 2014 | $786 | $50,000 |
Find assessor info on the county website
Neighborhood: 32034
Nearby homes
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Nearby schools
GreatSchools rating
- NASouthside Elementary SchoolGrades: PK-2Distance: 2.9 mi
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 3.6 mi
- 8/10Emma Love Hardee Elementary SchoolGrades: 3-5Distance: 3.4 mi
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Estimated market value
$898,600
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$898,600
- Florida
- Nassau County
- Fernandina Beach
- 32034
- 96481 Soap Creek Dr
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