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Pending
    • $959,000

    96513 Soap Creek Dr, Fernandina Beach, FL 32034

    3beds
    2,404sqft
    : 
    $6,468/mo
    Get pre-qualified
    Single Family Residence
    Built in 2007
    0.31 Acres Lot
    $949,800 Zestimate®
    $399/sqft
    $142/mo HOA

    What's special

    Timeless styleQuality craftsmanshipFresh interior paintFresh painted doorsAbundant birdlifeFreshly stained front porchSpacious primary suite
    Discover the relaxed coastal lifestyle of Oyster Bay Harbour, one of Fernandina Beach's most sought after gated communities. This beautifully updated single story 3-bedroom, 3-bath home offers timeless style, quality craftsmanship, and peaceful pond views. Designed for comfortable everyday living and effortless entertaining, the home features a welcoming full length front porch, screened lanai with summer kitchen, and an open floor plan that blends indoor and outdoor living. Inside, you'll find 10-ft ceilings, hardwood floors, plantation shutters, fresh interior paint, custom built-ins with a gas fireplace, a custom walk-in pantry, updated lighting and ceiling fans throughout, fresh painted doors, new front door glass, and a bright, move in ready feel. The spacious primary suite and thoughtful layout make this home as functional as it is inviting. Recent improvements include a 2023 HVAC system, brand new water softener, refreshed landscaping and irrigation, freshly stained front porch, serviced whole house generator. The oversized 3-car garage provides ample room for vehicles, golf carts, hobbies, and storage. Residents enjoy access to the community pool, tennis courts, and pickleball, with optional membership available at a reduced initiation fee to the prestigious Oyster Bay Yacht Club featuring a marina with boat slips and dry storage, waterfront dining, fitness center, clubhouse, and private pool. Surrounded by mature trees, abundant birdlife, and low traffic streets perfect for walking, biking, or golf cart rides, this exceptional home is just minutes from Amelia Island's beaches, shopping, dining, and historic downtown Fernandina Beach. Opportunities like this in Oyster Bay are rare. Schedule your private showing.
    17 days
    |
    1,236
    |
    64
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Crystal Jozsa 419-460-3866,

    ONE SOTHEBYS INTERNATIONAL REALTY

    Source: AINCAR,MLS#: 116803MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Description: Flooring: Carpet
      • Level: Lower
      • Dimensions: 20x14
      Bedroom
      • Description: Flooring: Carpet
      • Level: Lower
      • Dimensions: 17x14
      Bedroom
      • Description: Flooring: Carpet
      • Level: Lower
      • Dimensions: 14x12
      Dining room
      • Description: Flooring: Wood
      • Level: Lower
      • Dimensions: 14x11
      Great room
      • Description: Flooring: Wood
      • Level: Lower
      • Dimensions: 22x17
      Kitchen
      • Description: Flooring: Wood
      • Level: Lower
      • Dimensions: 17x15
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Water Softener Owned, Stove, Washer
      Features
      • Ceiling Fan(s), Fireplace, Split Bedrooms, Storage, Shutters, Cable TV, Vaulted Ceiling(s), Window Treatments
      • Windows: Insulated Windows, Drapes, Plantation Shutters
      • Has fireplace: Yes
      Interior area
      • Total structure area: 2,404
      • Total interior livable area: 2,404 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Detached, Three Car Garage, Three or more Spaces, Garage Door Opener
      • Garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Rear Porch, Brick, Deck, Front Porch, Patio, Screened
      • Exterior features: Sprinkler/Irrigation
      • Pool features: Community
      • On waterfront: Yes
      • Waterfront features: Deep Water, Pond
      • Frontage type: Lakefront
      Lot
      • Size: 0.31 Acres
      • Dimensions: 134 x 89 x 135 x 140
      • Features: Irregular Lot
      Details
      • Parcel number: 463N28620500800000
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: One Story
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement, Frame
      • Roof: Metal
      Condition
      • Resale
      • Year built: 2007

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available
      Green energy
      • Energy efficient items: Insulation

      Community & HOA

      Community
      • Features: Gated, Marina, Pool
      • Security: Security System, Gated Community
      • Subdivision: Oyster Bay
      HOA
      • Has HOA: Yes
      • HOA fee: $425 quarterly
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $399/sqft
      • Tax assessed value: $734,278
      • Annual tax amount: $8,322
      • Date on market: 8/4/2026
      • Cumulative days on market: 17 days
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        $949,800

        $902,000 - $997,000

        $3,344/mo

        Price history

        DateEventPrice
        8/8/2026Pending sale$959,000$399/sqft
        Source: AINCAR #116803 Report a problem
        8/4/2026Listed for sale$959,000+10.2%$399/sqft
        Source: AINCAR #116803 Report a problem
        12/22/2025Sold$870,000-1.1%$362/sqft
        Source: AINCAR #114161 Report a problem
        11/26/2025Pending sale$880,000$366/sqft
        Source: AINCAR #114161 Report a problem
        11/12/2025Listed for sale$880,000-0.6%$366/sqft
        Source: AINCAR #114161 Report a problem
        11/11/2025Listing removed$885,000$368/sqft
        Source: AINCAR #113572 Report a problem
        10/15/2025Price change$885,000-0.6%$368/sqft
        Source: AINCAR #113572 Report a problem
        10/8/2025Price change$890,000-0.6%$370/sqft
        Source: AINCAR #113572 Report a problem
        9/22/2025Price change$895,000-0.4%$372/sqft
        Source: AINCAR #113572 Report a problem
        9/12/2025Listed for sale$899,000-2.3%$374/sqft
        Source: AINCAR #113572 Report a problem
        9/10/2025Listing removed$920,000$383/sqft
        Source: AINCAR #112002 Report a problem
        7/3/2025Pending sale$920,000$383/sqft
        Source: AINCAR #112002 Report a problem
        6/16/2025Price change$920,000-0.5%$383/sqft
        Source: AINCAR #112002 Report a problem
        6/9/2025Price change$924,900-0.4%$385/sqft
        Source: AINCAR #112002 Report a problem
        6/3/2025Price change$929,000-0.5%$386/sqft
        Source: AINCAR #112002 Report a problem
        5/31/2025Price change$934,000-0.1%$389/sqft
        Source: AINCAR #112002 Report a problem
        5/26/2025Price change$935,000-0.5%$389/sqft
        Source: AINCAR #112002 Report a problem
        5/19/2025Price change$939,900-0.5%$391/sqft
        Source: AINCAR #112002 Report a problem
        5/12/2025Price change$945,000-0.4%$393/sqft
        Source: AINCAR #112002 Report a problem
        5/1/2025Listed for sale$949,000+24%$395/sqft
        Source: AINCAR #112002 Report a problem
        8/2/2022Sold$765,375-8.3%$318/sqft
        Source: AINCAR #100718 Report a problem
        6/17/2022Pending sale$834,900$347/sqft
        Source: AINCAR #100718 Report a problem
        5/26/2022Listed for sale$834,900+54.9%$347/sqft
        Source: AINCAR #100718 Report a problem
        3/23/2020Listing removed$539,000$224/sqft
        Source: BERKSHIRE HATHAWAY HomeServices CWREI #88006 Report a problem
        2/18/2020Listed for sale$539,000+6.7%$224/sqft
        Source: BERKSHIRE HATHAWAY HomeServices CWREI #88006 Report a problem
        4/25/2019Sold$505,000+1%$210/sqft
        Source: AINCAR #82531 Report a problem
        1/18/2019Listed for sale$500,000+8.7%$208/sqft
        Source: BERKSHIRE HATHAWAY HomeServices CWREI #82531 Report a problem
        2/27/2014Sold$460,000+212.9%$191/sqft
        Source: AINCAR #61409 Report a problem
        3/13/2007Sold$147,000$61/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,322 +1.2%$582,434 +2.9%
        2024$8,223 +1.1%$566,019 +3%
        2023$8,134 +1.6%$549,533 +8.1%
        2022$8,005 +14.8%$508,246 +14.7%
        2021$6,971 +7.4%$443,108 +9%
        2020$6,488 -1%$406,494 +0.1%
        2019$6,555 $405,941 +1.3%
        2018$6,555 +0.1%$400,616 +5.6%
        2017$6,547 +14%$379,306 +5.3%
        2016$5,742 +16.5%$360,059 +0.7%
        2015$4,930 -1.7%$357,556 +27.5%
        2014$5,015 $280,383 +1.5%
        2013-- $276,239 -0.4%
        2012-- $277,335 +1.2%
        2011-- $274,031 -0.9%
        2010-- $276,601 -13.2%
        2009-- $318,826 -15%
        2008-- $375,243
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32034

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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