High-quality Builder in this area!! You won't be disappointed in the quality of work & materials used in this New Const. 2-Story home. With custom cabinets, center island, granite counter tops throughout, walkout basement, three-car garage, concrete drive. Landscaping will be completed with sprinkler system. The views are peaceful whispering meadows, with spectacular sunrises & sunsets. A $100 association reserve is required at closing. $118 HOA fee is Monthly and includes lawn care, snow removal & sprinkler maintenance. Master Association covers maintaining the boulevards, trails, wetlands, and parks $250/Year. Taxes are on land value only.
Active
$413,000
971 45th Ave NE, Saint Cloud, MN 56304
4beds
2,580sqft
:
Get pre-qualified$2,722/mo
Single Family
Built in 2025
6,403 Square Feet Lot
$412,500 Zestimate®
$160/sqft
$118/mo HOA
What's special
Center islandThree-car garageGranite counter tops throughoutCustom cabinetsWalkout basement
- 97 days |
- 133 |
- 4 |
Zillow last checked:
Listing updated:
Listed by:
Susan Rossing 763-228-3446,
Merit Realty
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7057202
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/4 bathrooms: 1
Bedroom
- Level: Upper
- Area: 210 Square Feet
- Dimensions: 15 X 14
Bedroom 2
- Level: Upper
- Area: 144 Square Feet
- Dimensions: 12 X 12
Bedroom 3
- Level: Upper
- Area: 120 Square Feet
- Dimensions: 10 X 12
Bedroom 4
- Level: Lower
- Area: 144 Square Feet
- Dimensions: 12 X 12
Family room
- Level: Lower
- Area: 360 Square Feet
- Dimensions: 20 X 18
Great room
- Level: Main
- Area: 216 Square Feet
- Dimensions: 18 X 12
Kitchen
- Level: Main
- Area: 150 Square Feet
- Dimensions: 15 X 10
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer
Features
- Basement: Block,Daylight,Egress Window(s),Finished,Full,Sump Pump,Walk-Out Access
- Has fireplace: No
Interior area
- Total structure area: 2,580
- Total interior livable area: 2,580 sqft
- Finished area above ground: 1,720
- Finished area below ground: 860
Property
Parking
- Total spaces: 3
- Parking features: Attached, Concrete, Garage Door Opener
- Attached garage spaces: 3
- Has uncovered spaces: Yes
- Details: Garage Door Height (8), Garage Door Width (24)
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
Lot
- Size: 6,403 Square Feet
- Dimensions: 44 x 106 x 66
Details
- Foundation area: 860
- Parcel number: 170247900
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Roof: Age 8 Years or Less,Asphalt,Pitched
Condition
- New construction: Yes
- Year built: 2025
Details
- Builder name: BML BUILDERS INC
Utilities & green energy
- Electric: 100 Amp Service
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Whispering Meadows
HOA
- Has HOA: Yes
- Services included: Lawn Care, Snow Removal
- HOA fee: $118 monthly
- HOA name: Whispering Meadows HOA
- HOA phone: 763-228-3446
Location
- Region: Saint Cloud
Financial & listing details
- Price per square foot: $160/sqft
- Tax assessed value: $15,000
- Annual tax amount: $268
- Date on market: 4/17/2026
- Cumulative days on market: 35 days
- Date available: 04/17/2026
- Road surface type: Paved
Estimated market value
$412,500
$392,000 - $433,000
$2,939/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/17/2026 | Listed for sale | $413,000$160/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7057202 Report a problem | ||
| 4/17/2026 | Listing removed | $413,000$160/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6795638 Report a problem | ||
| 4/9/2026 | Price change | $413,000-0.2%$160/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6795638 Report a problem | ||
| 2/24/2026 | Price change | $414,000-0.2%$160/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6795638 Report a problem | ||
| 12/1/2025 | Price change | $415,000+3.8%$161/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6795638 Report a problem | ||
| 10/6/2025 | Price change | $399,900-2.5%$155/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6795638 Report a problem | ||
| 9/26/2025 | Listed for sale | $410,000$159/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6795638 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $268 +2.3% | $15,000 |
| 2024 | $262 -5.1% | $15,000 |
| 2023 | $276 -8% | $15,000 |
| 2022 | $300 -3.8% | $15,000 |
| 2021 | $312 | $15,000 |
| 2020 | $312 | $15,000 |
| 2019 | $312 +19.1% | $15,000 |
| 2018 | $262 +9900% | $15,000 +22% |
| 2017 | $3 | $12,300 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 56304
Nearby schools
GreatSchools rating
- 6/10Mississippi Heights Elementary SchoolGrades: K-5Distance: 3.9 mi
- 4/10Sauk Rapids-Rice Middle SchoolGrades: 6-8Distance: 4.1 mi
- 6/10Sauk Rapids-Rice Senior High SchoolGrades: 9-12Distance: 3.5 mi
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