OWNER FINANCING AVAILABLE - 4.5% INTEREST AMORTIZED OVER 30 YRS W/ 5 YR BALLOON PAYMENT & 25% DOWN. Welcome to “the pretty lady of Crystal River”, seated high overlooking Kings Bay, a one-of-a-kind waterfront retreat that perfectly captures the charm, lifestyle, and investment potential of Florida’s Nature Coast. Perched on an expansive 0.64-acre lot w/ a $1M water view, this elevated home immediately impresses w/ its huge wraparound porch, ideal for morning coffee, sunset cocktails, & soaking in the peaceful surroundings. Out back, a smaller porch overlooks the beautifully resurfaced pool, enclosed w/in a striking 2-story screen enclosure, creating a private resort-style setting right at home. Inside, you’ll find 3,695 sqft of living space (4,679 total under roof) designed for both comfort & entertaining. The main living area features a wood-burning fireplace, while the open kitchen flows seamlessly into the living room & connects to a designated dining room. Just off the kitchen, a sunroom wrapped in windows showcases breathtaking water views, bringing the outdoors in year-round. The home offers 3 bedrooms and 2 bathrooms on the upper 2 floors, w/ the primary suite occupying the top level—a true sanctuary complete w/ a private balcony overlooking Kings Bay. The 1st level adds incredible flexibility w/ a bonus room, flex space, & a convenient pool bath, making it perfect for guests, recreation, or additional rental potential. Thoughtful upgrades include: Metal roof, tankless water heater, composite wood front steps, completely fenced backyard w/ double gate, dedicated space for RV or boat trailer parking. This property has been as a short-term rental and can be sold fully furnished w/ an established book of business, offering a turnkey investment opportunity. Nestled on a private cove next to King Spring, the home sits in one of the most sought-after areas of Crystal River. This is where manatees gather for warm water refuge, and where divers came to earn their certifications. Crystal River itself is a 1st magnitude spring system connected directly to the Gulf, offering endless opportunities for boating, scalloping, fishing, kayaking, & swimming w/ the manatees. Despite its growing popularity, it still retains that coveted “Old Florida” feel—a laid-back lifestyle just 1 hr from Tampa via the Suncoast Parkway, 30 minutes to Ocala, & an hour to Gainesville. Outdoor enthusiasts will love being able to bike to Fort Island Trail Beach or hop onto the 46-mile Withlacoochee State Trail. And w/ ongoing revitalization in the area, property values continue to rise—making this an ideal time to invest. As a resident of Woodward Park, you’ll also enjoy deeded access to the seawall directly in front of the home, where you can launch kayaks or temporarily tie up your boat. This setup delivers the benefits of waterfront living w/out the waterfront property taxes & lower shared maintenance costs.
For sale
Price cut: $5K (8/13)
$870,000
980 N Gardenview Ter, Crystal River, FL 34429
3beds
3,695sqft
Single Family Residence
Built in 1992
0.64 Acres Lot
$-- Zestimate®
$235/sqft
$-- HOA
What's special
Huge wraparound porchMetal roofComposite wood front stepsWood-burning fireplacePrivate resort-style settingWaterfront retreatDesignated dining room
- 126 days
- 815
- 55
Zillow last checked:
Listing updated:
Listed by:
Tina Champagne 352-804-4495,
Plantation Realty, Inc.
Source: Realtors Association of Citrus County,MLS#: 854576
Originating MLS: Realtors Association of Citrus County
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Heat Pump
Cooling
- Central Air, Electric, Wall/Window Unit(s)
Appliances
- Included: Dryer, Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Refrigerator, Range Hood, Water Heater, Washer, Instant Hot Water
- Laundry: Laundry - Living Area
Features
- Attic, Beamed Ceilings, Dual Sinks, Eat-in Kitchen, Furnished, Fireplace, Primary Suite, Open Floorplan, Pull Down Attic Stairs, Stone Counters, Sitting Area in Primary, Shower Only, Separate Shower, Upper Level Primary, Walk-In Closet(s), Wood Cabinets, Window Treatments, Second Floor Entry, French Door(s)/Atrium Door(s), Sliding Glass Door(s)
- Flooring: Carpet, Concrete, Engineered Hardwood, Tile
- Doors: Double Door Entry, French Doors, Sliding Doors
- Windows: Blinds, Double Hung, Drapes
- Attic: Pull Down Stairs
- Has fireplace: Yes
- Fireplace features: Wood Burning
- Furnished: Yes
Interior area
- Total structure area: 4,679
- Total interior livable area: 3,695 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Boat, Concrete, Driveway, Garage, RV Access/Parking
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Patio & porch: Balcony, Composite, Deck, Wood
- Exterior features: Balcony, Deck, Landscaping, Rain Gutters, Concrete Driveway
- Pool features: Concrete, Indoor, Pool, Screen Enclosure
- Fencing: Chain Link,Mixed,Picket,Vinyl,Yard Fenced
- Has view: Yes
- View description: River, Water
- Has water view: Yes
- Water view: River,Water
- Waterfront features: Gulf Access, River Access, Riprap, Seawall, Water Access, Canal Access
- Frontage type: Canal,Waterfront
Lot
- Size: 0.64 Acres
- Features: Cleared, Corner Lot, Flat, Multiple lots
Details
- Parcel number: 1101875
- Zoning: R1
- Special conditions: Standard,Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Multi-Level
- Property subtype: Single Family Residence
Materials
- Frame, Wood Siding
- Foundation: Block, Slab
- Roof: Metal
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Shopping
- Security: Security System, Smoke Detector(s)
- Subdivision: Woodward Park
HOA
- Has HOA: No
Location
- Region: Crystal River
Financial & listing details
- Price per square foot: $235/sqft
- Tax assessed value: $713,722
- Annual tax amount: $10,836
- Date on market: 5/7/2026
- Cumulative days on market: 126 days
- Listing terms: Cash,Conventional,Owner May Carry
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/13/2026 | Price change | $870,000-0.6%$235/sqft |
Source: | ||
| 5/7/2026 | Listed for sale | $875,000+34.1%$237/sqft |
Source: | ||
| 8/2/2021 | Sold | $652,500-6.1%$177/sqft |
Source: | ||
| 6/17/2021 | Pending sale | $695,000$188/sqft |
Source: | ||
| 5/27/2021 | Listed for sale | $695,000+175.8%$188/sqft |
Source: | ||
| 10/17/2014 | Sold | $252,000-35.7%$68/sqft |
Source: | ||
| 3/6/2014 | Sold | $392,000+31.1%$106/sqft |
Source: Public Record Report a problem | ||
| 9/11/2013 | Listing removed | $299,000$81/sqft |
Source: EXIT Realty Leaders #705292 Report a problem | ||
| 9/9/2013 | Listed for sale | $299,000-8%$81/sqft |
Source: EXIT Realty Leaders #705292 Report a problem | ||
| 4/23/2013 | Listing removed | $325,000$88/sqft |
Source: EXIT Realty Leaders #355009 Report a problem | ||
| 2/17/2013 | Price change | $325,000-6.9%$88/sqft |
Source: EXIT Realty Leaders #355009 Report a problem | ||
| 1/18/2013 | Price change | $349,000-7.9%$94/sqft |
Source: EXIT Realty Leaders #355009 Report a problem | ||
| 10/23/2012 | Price change | $379,000-5%$103/sqft |
Source: EXIT Realty Leaders #355009 Report a problem | ||
| 9/11/2012 | Price change | $399,000-31.2%$108/sqft |
Source: EXIT Realty Leaders #355009 Report a problem | ||
| 8/14/2012 | Price change | $580,000-10.6%$157/sqft |
Source: EXIT Realty Leaders #355009 Report a problem | ||
| 4/19/2012 | Listed for sale | $649,000+162.8%$176/sqft |
Source: EXIT Realty Leaders #355009 Report a problem | ||
| 11/15/2000 | Sold | $247,000$67/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,836 +4.9% | $713,722 +9.2% |
| 2024 | $10,330 +9.8% | $653,888 +10% |
| 2023 | $9,405 +17.5% | $594,444 +10% |
| 2022 | $8,002 +51.1% | $540,404 +57.5% |
| 2021 | $5,294 -2.1% | $343,045 +6.3% |
| 2020 | $5,405 +7.4% | $322,592 +13.8% |
| 2019 | $5,033 +5.8% | $283,508 +0.6% |
| 2018 | $4,758 | $281,815 +23.9% |
| 2017 | $4,758 +10.9% | $227,420 +0.5% |
| 2016 | $4,292 -2.4% | $226,326 +10.9% |
| 2015 | $4,397 +6.3% | $204,160 +18.3% |
| 2014 | $4,138 +62.4% | $172,610 -6.9% |
| 2013 | $2,548 -0.9% | $185,400 -7.1% |
| 2012 | $2,570 -1.7% | $199,600 -0.8% |
| 2011 | $2,615 -25% | $201,204 -23.1% |
| 2010 | $3,489 -13.3% | $261,524 -8.2% |
| 2009 | $4,024 +0.9% | $284,976 +0.1% |
| 2008 | $3,989 +0.7% | $284,692 +3% |
| 2007 | $3,963 -1.1% | $276,400 +2.5% |
| 2006 | $4,008 -6.3% | $269,700 +3% |
| 2005 | $4,277 -1.1% | $261,900 +3% |
| 2004 | $4,326 +5.4% | $254,300 +1.9% |
| 2003 | $4,104 +1.6% | $249,600 +2.4% |
| 2002 | $4,039 +70.8% | $243,800 +59% |
| 2000 | $2,364 | $153,300 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 34429
Nearby schools
Schools provided by the listing agent
- Elementary: Crystal River Primary
- Middle: Crystal River Middle
- High: Crystal River High
Source: Realtors Association of Citrus County. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








