For sale

$299,000

983 Bay Quarter Dr, Heathsville, VA 22473

3beds

1,200sqft

$1,829/mo

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Single Family Residence

Built in 1975

0.29 Acres Lot

$-- Zestimate^®

$249/sqft

$33/mo HOA

What's special

Adorable cottageShort term boat dockBoat rampRiver viewsSandy beachBasketball courtTennis courts

Welcome to Bay Quarter Shores neighborhood located in Heathsville Va on the beautiful Potomac River and surrounding creeks. Built in 1975 and very well maintained, this adorable cottage has 3 bedrooms and 2 full baths. River views and private water access with pier. Enjoy the community amenities, pool, clubhouse, sandy beach, campground, boat ramp, hunting area, short term boat dock, tennis courts, driving range and basketball court!

94 days

771

44

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Baseboard, Electric

Cooling

Window Unit(s)

Appliances

Included: Dryer, Electric Cooking, Electric Water Heater, Oven, Refrigerator, Washer

Features

Eat-in Kitchen, Paneling/Wainscoting
Flooring: Laminate, Parquet, Partially Carpeted, Wood
Doors: Sliding Doors
Has basement: No
Attic: Access Only

Interior area

Total interior livable area: 1,200 sqft
Finished area above ground: 1,200
Finished area below ground: 0

Property

Features

Levels: One
Stories: 1
Exterior features: Dock, Out Building(s), Storage, Shed
Pool features: None, Community
Fencing: None
On waterfront: Yes
Waterfront features: Waterfront
Body of water: Cod Creek / Potomac River

Lot

Size: 0.29 Acres
Features: Level
Topography: Level

Details

Additional structures: Outbuilding
Parcel number: 11B10520

Construction

Type & style

Home type: SingleFamily
Architectural style: Bungalow,Cottage
Property subtype: Single Family Residence

Materials

Drywall, Frame, Wood Siding
Roof: Composition

Condition

Resale
New construction: No
Year built: 1975

Utilities & green energy

Sewer: Septic Tank
Water: Community/Coop, Shared Well

Community & HOA

Community

Features: Basketball Court, Beach, Boat Facilities, Common Grounds/Area, Clubhouse, Dock, Playground, Pool, Tennis Court(s)
Security: Smoke Detector(s)
Subdivision: Bay Quarter Shores

HOA

Has HOA: Yes
Services included: Clubhouse, Common Areas
HOA fee: $400 annually

Location

Region: Heathsville

Financial & listing details

Price per square foot: $249/sqft
Tax assessed value: $117,200
Annual tax amount: $867
Date on market: 4/28/2026
Ownership: Individuals
Ownership type: Sole Proprietor

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/31/2026	Listed for sale	$299,000$249/sqft
Source: Northern Neck AOR #120249 Report a problem
7/10/2026	Listing removed	$299,000$249/sqft
Source: Bright MLS #VANV2001966 Report a problem
5/15/2026	Price change	$299,000-8%$249/sqft
Source: Chesapeake Bay & Rivers AOR #202600545 Report a problem
4/16/2026	Price change	$325,000-7.1%$271/sqft
Source: Northern Neck AOR #120249 Report a problem
4/5/2026	Listed for sale	$350,000+17.1%$292/sqft
Source: Northern Neck AOR #120249 Report a problem
1/29/2025	Listing removed	$299,000$249/sqft
Source: Northern Neck AOR #118151 Report a problem
1/22/2025	Listed for sale	$299,000$249/sqft
Source: Northern Neck AOR #118151 Report a problem
1/1/2025	Pending sale	$299,000$249/sqft
Source: Northern Neck AOR #118151 Report a problem
12/14/2024	Listed for sale	$299,000+50.3%$249/sqft
Source: Northern Neck AOR #118151 Report a problem
7/19/2019	Listing removed	$199,000$166/sqft
Source: Middle Bay Realty - B #105571 Report a problem
6/14/2019	Listed for sale	$199,000$166/sqft
Source: Middle Bay Realty - B #105571 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$867 +12.1%	$117,200
2024	$774 +8.2%	$117,200
2023	$715	$117,200
2022	$715	$117,200
2021	$715 +3.4%	$117,200
2020	$691 +18.1%	$117,200 +18.1%
2019	$585	$99,200
2018	--	$99,200
2017	--	$99,200
2016	--	$99,200
2015	--	$99,200
2014	--	$99,200 -28.5%
2013	--	$138,800
2012	--	$138,800
2011	--	$138,800
2010	--	$138,800

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 22473

Getting around

0 / 100

Car-Dependent

25 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Northumberland Elementary School
Grades: PK-5Distance: 4.9 mi
5/10
Northumberland Middle School
Grades: 6-8Distance: 4.4 mi
5/10
Northumberland High School
Grades: 9-12Distance: 4.5 mi

Schools provided by the listing agent

Elementary: Northumberland
Middle: Northumberland
High: Northumberland

Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.