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For sale
  • $299,900

    9860 S Thomas Dr Unit 207, Panama City Beach, FL 32408

    2beds
    1,262sqft
    : 
    $3,012/mo
    Get pre-qualified
    Condominium
    Built in 2008
    -- sqft lot
    $288,100 Zestimate®
    $238/sqft
    $1,065/mo HOA

    What's special

    New faucetsUpdated and move-in-ready condoGranite countertopsTurn-key fully furnished unitNightly fountain showsCeiling fansFive pools
    Experience coastal living at its finest in this beautifully updated 2-bedroom + private bunk area, 2-bath lakeview condo at Laketown Wharf Resort in the heart of Panama City Beach. Ideally situated on the convenient 2nd floor--no elevator needed--this turn-key, fully furnished unit is already performing as a strong rental and offers the perfect opportunity for investors or those seeking a stylish second home with income potential. Freshly painted and thoughtfully upgraded throughout, the interior features new luxury vinyl plank flooring (no carpet), new mattresses, ceiling fans, extra recessed lighting in the hallway and kitchen, and a new light fixture over the kitchen island. The kitchen is both functional and stylish with granite countertops, a tile backsplash, new faucets, stainless steel appliances, and added conveniences, including an Instant Pot and air fryer. The open living space flows seamlessly onto an oversized balcony overlooking the serene lake--complete with beautiful teak patio furniture--perfect for morning coffee or evening relaxation. The sleeper sofa includes an orthopedic mattress for added guest comfort, and extra bedding is provided in every bedroom. The spacious primary suite offers direct balcony access and features a large ensuite bath with dual vanities, a soaking tub, and a separate walk-in shower. The guest bedroom and private bunk area (with stylish barn doors) share a second full bath, allowing the condo to comfortably accommodate up to eight guests. Custom blackout curtains in every room ensure privacy and restful nights, while dedicated storage space makes it easy to keep beach gear organized. Laketown Wharf delivers a true resort experience with five pools, a 52,000 sq. ft. lakefront boardwalk, Gulf-view fitness center, onsite dining, bowling, kids' playground, covered garage parking, nightly fountain shows, and direct beach access just across the street. HOA dues include water, sewer, cable, WiFi, and access to all amenities (electric billed separately). Whether you're seeking a vacation getaway, full-time coastal living, or a high-performing rental investment, this updated and move-in-ready condo offers convenience, comfort, and unbeatable location all in one. Schedule your private showing today.
    185 days
    200
    23

    Zillow last checked:

    Listing updated:

    Listed by:

    Ramil Zartdinov 850-819-1418,

    Local Insight Realty

    Source: CPAR,MLS#: 785728MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Kitchen, Living Room, Primary Bedroom, Other
      Primary bedroom
      • Level: First
      • Dimensions: 14 x 12
      Bedroom
      • Level: First
      • Dimensions: 12 x 11
      Other
      • Level: First
      • Dimensions: 9 x 7
      Kitchen
      • Level: First
      • Dimensions: 11 x 9
      Living room
      • Level: First
      • Dimensions: 20 x 15
      Other
      • Features: Balcony
      • Level: First
      • Dimensions: 28 x 8
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Range, Electric Water Heater
      Features
      • Double Vanity, Main Level Primary, Soaking Tub, Separate Shower
      Interior area
      • Total structure area: 1,262
      • Total interior livable area: 1,262 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Patio & porch: Deck, Balcony
      • Exterior features: Covered Patio
      • Pool features: Gas Heat, In Ground, Community
      • Spa features: Community
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake, Lake Front
      Details
      • Parcel number: 40001000037
      • Zoning description: City, Resid Multi-Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Foundation: Pillar/Post/Pier
      Condition
      • New construction: No
      • Year built: 2008

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Electricity Available

      Community & HOA

      Community
      • Features: Barbecue, Dock, Elevator, Fitness Center, Playground, Pool, Community Pool, Short Term Rental Allowed
      • Security: Security Guard, Security Service
      • Subdivision: Laketown Wharf
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Dock, Barbecue, Picnic Area, Spa/Hot Tub
      • Services included: Cable TV, Fitness Facility, Insurance, Internet, Maintenance Grounds, Pest Control, Playground, Pool(s), Sewer, Security, Trash, Water
      • HOA fee: $3,196 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $238/sqft
      • Tax assessed value: $369,750
      • Annual tax amount: $3,574
      • Date on market: 2/24/2026
      • Cumulative days on market: 153 days
      • Electric utility on property: Yes

        Estimated market value

        $288,100

        $274,000 - $303,000

        $2,741/mo

        Price history

        DateEventPrice
        2/24/2026Listed for sale$299,900-8.6%$238/sqft
        Source: CPAR #785728 Report a problem
        2/18/2026Listing removed$2,000$2/sqft
        Source: CPAR #780188 Report a problem
        11/17/2025Price change$2,000-11.1%$2/sqft
        Source: CPAR #780188 Report a problem
        10/17/2025Price change$2,250-4.3%$2/sqft
        Source: CPAR #780188 Report a problem
        10/9/2025Listed for rent$2,350+2.2%$2/sqft
        Source: CPAR #780188 Report a problem
        2/1/2025Listing removed$2,300$2/sqft
        Source: CPAR #762266 Report a problem
        9/25/2024Price change$2,300-17.9%$2/sqft
        Source: CPAR #762266 Report a problem
        9/4/2024Listed for rent$2,800$2/sqft
        Source: CPAR #762266 Report a problem
        12/15/2021Sold$328,000-0.3%$260/sqft
        Source: CPAR #714052 Report a problem
        10/22/2021Pending sale$329,000$261/sqft
        Source: CPAR #714052 Report a problem
        10/15/2021Listed for sale$329,000$261/sqft
        Source: CPAR #714052 Report a problem
        9/30/2021Contingent$329,000$261/sqft
        Source: CPAR #714052 Report a problem
        9/7/2021Listed for sale$329,000+82.9%$261/sqft
        Source: CPAR #714052 Report a problem
        5/23/2019Sold$179,900$143/sqft
        Source: CPAR #657785 Report a problem
        5/10/2019Pending sale$179,900$143/sqft
        Source: Keller Williams Emerald Coast Realty #777782 Report a problem
        4/19/2019Listed for sale$179,900$143/sqft
        Source: Keller Williams Emerald Coast Realty #777782 Report a problem
        2/21/2019Listing removed$179,900$143/sqft
        Source: Keller Williams Emerald Coast Realty #657785 Report a problem
        1/29/2019Pending sale$179,900$143/sqft
        Source: Keller Williams Emerald Coast Realty #777782 Report a problem
        7/8/2017Listed for sale$179,900-3.7%$143/sqft
        Source: Keller Williams Realty Emerald Coast #777782 Report a problem
        10/2/2016Listing removed$186,780$148/sqft
        Source: Keller Williams - Destin #737856 Report a problem
        7/23/2015Listed for sale$186,780$148/sqft
        Source: Keller Williams - Destin #634455 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,767 -1.1%$369,750 +1.8%
        2023$4,822 +25.5%$363,248 +10%
        2022$3,843 $330,225
        2021-- --
        2020$2,533 +2.1%$204,000 +0.8%
        2019$2,481 $202,470 +2.3%
        2018$2,481 +0.5%$197,965 +9%
        2017$2,469 +13.7%$181,671 +10%
        2016$2,171 +52%$165,155 +44.7%
        2015$1,429 $114,164 +10%
        2014$1,429 $103,785 +10%
        2013-- $94,350 -3.5%
        2012-- $97,750 -19.3%
        2011-- $121,125 -16.5%
        2010-- $145,130 -24.8%
        2009-- $193,086 +1731.2%
        2008-- $10,544
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32408

        Getting around

        40 / 100
        Car-Dependent
        41 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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