Experience coastal living at its finest in this beautifully updated 2-bedroom + private bunk area, 2-bath lakeview condo at Laketown Wharf Resort in the heart of Panama City Beach. Ideally situated on the convenient 2nd floor--no elevator needed--this turn-key, fully furnished unit is already performing as a strong rental and offers the perfect opportunity for investors or those seeking a stylish second home with income potential.
Freshly painted and thoughtfully upgraded throughout, the interior features new luxury vinyl plank flooring (no carpet), new mattresses, ceiling fans, extra recessed lighting in the hallway and kitchen, and a new light fixture over the kitchen island. The kitchen is both functional and stylish with granite countertops, a tile backsplash, new faucets, stainless steel appliances, and added conveniences, including an Instant Pot and air fryer. The open living space flows seamlessly onto an oversized balcony overlooking the serene lake--complete with beautiful teak patio furniture--perfect for morning coffee or evening relaxation. The sleeper sofa includes an orthopedic mattress for added guest comfort, and extra bedding is provided in every bedroom.
The spacious primary suite offers direct balcony access and features a large ensuite bath with dual vanities, a soaking tub, and a separate walk-in shower. The guest bedroom and private bunk area (with stylish barn doors) share a second full bath, allowing the condo to comfortably accommodate up to eight guests. Custom blackout curtains in every room ensure privacy and restful nights, while dedicated storage space makes it easy to keep beach gear organized.
Laketown Wharf delivers a true resort experience with five pools, a 52,000 sq. ft. lakefront boardwalk, Gulf-view fitness center, onsite dining, bowling, kids' playground, covered garage parking, nightly fountain shows, and direct beach access just across the street. HOA dues include water, sewer, cable, WiFi, and access to all amenities (electric billed separately).
Whether you're seeking a vacation getaway, full-time coastal living, or a high-performing rental investment, this updated and move-in-ready condo offers convenience, comfort, and unbeatable location all in one. Schedule your private showing today.
For sale
$299,900
9860 S Thomas Dr Unit 207, Panama City Beach, FL 32408
2beds
1,262sqft
Condominium
Built in 2008
-- sqft lot
$288,100 Zestimate®
$238/sqft
$1,065/mo HOA
What's special
New faucetsUpdated and move-in-ready condoGranite countertopsTurn-key fully furnished unitNightly fountain showsCeiling fansFive pools
- 185 days
- 200
- 23
Zillow last checked:
Listing updated:
Listed by:
Ramil Zartdinov 850-819-1418,
Local Insight Realty
Source: CPAR,MLS#: 785728
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Kitchen, Living Room, Primary Bedroom, Other
Primary bedroom
- Level: First
- Dimensions: 14 x 12
Bedroom
- Level: First
- Dimensions: 12 x 11
Other
- Level: First
- Dimensions: 9 x 7
Kitchen
- Level: First
- Dimensions: 11 x 9
Living room
- Level: First
- Dimensions: 20 x 15
Other
- Features: Balcony
- Level: First
- Dimensions: 28 x 8
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range, Electric Water Heater
Features
- Double Vanity, Main Level Primary, Soaking Tub, Separate Shower
Interior area
- Total structure area: 1,262
- Total interior livable area: 1,262 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Patio & porch: Deck, Balcony
- Exterior features: Covered Patio
- Pool features: Gas Heat, In Ground, Community
- Spa features: Community
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Lake Front
Details
- Parcel number: 40001000037
- Zoning description: City, Resid Multi-Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Foundation: Pillar/Post/Pier
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available
Community & HOA
Community
- Features: Barbecue, Dock, Elevator, Fitness Center, Playground, Pool, Community Pool, Short Term Rental Allowed
- Security: Security Guard, Security Service
- Subdivision: Laketown Wharf
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Dock, Barbecue, Picnic Area, Spa/Hot Tub
- Services included: Cable TV, Fitness Facility, Insurance, Internet, Maintenance Grounds, Pest Control, Playground, Pool(s), Sewer, Security, Trash, Water
- HOA fee: $3,196 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $238/sqft
- Tax assessed value: $369,750
- Annual tax amount: $3,574
- Date on market: 2/24/2026
- Cumulative days on market: 153 days
- Electric utility on property: Yes
Estimated market value
$288,100
$274,000 - $303,000
$2,741/mo
Price history
| Date | Event | Price |
|---|---|---|
| 2/24/2026 | Listed for sale | $299,900-8.6%$238/sqft |
Source: | ||
| 2/18/2026 | Listing removed | $2,000$2/sqft |
Source: CPAR #780188 Report a problem | ||
| 11/17/2025 | Price change | $2,000-11.1%$2/sqft |
Source: CPAR #780188 Report a problem | ||
| 10/17/2025 | Price change | $2,250-4.3%$2/sqft |
Source: CPAR #780188 Report a problem | ||
| 10/9/2025 | Listed for rent | $2,350+2.2%$2/sqft |
Source: CPAR #780188 Report a problem | ||
| 2/1/2025 | Listing removed | $2,300$2/sqft |
Source: CPAR #762266 Report a problem | ||
| 9/25/2024 | Price change | $2,300-17.9%$2/sqft |
Source: CPAR #762266 Report a problem | ||
| 9/4/2024 | Listed for rent | $2,800$2/sqft |
Source: CPAR #762266 Report a problem | ||
| 12/15/2021 | Sold | $328,000-0.3%$260/sqft |
Source: | ||
| 10/22/2021 | Pending sale | $329,000$261/sqft |
Source: | ||
| 10/15/2021 | Listed for sale | $329,000$261/sqft |
Source: | ||
| 9/30/2021 | Contingent | $329,000$261/sqft |
Source: | ||
| 9/7/2021 | Listed for sale | $329,000+82.9%$261/sqft |
Source: | ||
| 5/23/2019 | Sold | $179,900$143/sqft |
Source: | ||
| 5/10/2019 | Pending sale | $179,900$143/sqft |
Source: Keller Williams Emerald Coast Realty #777782 Report a problem | ||
| 4/19/2019 | Listed for sale | $179,900$143/sqft |
Source: Keller Williams Emerald Coast Realty #777782 Report a problem | ||
| 2/21/2019 | Listing removed | $179,900$143/sqft |
Source: Keller Williams Emerald Coast Realty #657785 Report a problem | ||
| 1/29/2019 | Pending sale | $179,900$143/sqft |
Source: Keller Williams Emerald Coast Realty #777782 Report a problem | ||
| 7/8/2017 | Listed for sale | $179,900-3.7%$143/sqft |
Source: Keller Williams Realty Emerald Coast #777782 Report a problem | ||
| 10/2/2016 | Listing removed | $186,780$148/sqft |
Source: Keller Williams - Destin #737856 Report a problem | ||
| 7/23/2015 | Listed for sale | $186,780$148/sqft |
Source: Keller Williams - Destin #634455 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,767 -1.1% | $369,750 +1.8% |
| 2023 | $4,822 +25.5% | $363,248 +10% |
| 2022 | $3,843 | $330,225 |
| 2021 | -- | -- |
| 2020 | $2,533 +2.1% | $204,000 +0.8% |
| 2019 | $2,481 | $202,470 +2.3% |
| 2018 | $2,481 +0.5% | $197,965 +9% |
| 2017 | $2,469 +13.7% | $181,671 +10% |
| 2016 | $2,171 +52% | $165,155 +44.7% |
| 2015 | $1,429 | $114,164 +10% |
| 2014 | $1,429 | $103,785 +10% |
| 2013 | -- | $94,350 -3.5% |
| 2012 | -- | $97,750 -19.3% |
| 2011 | -- | $121,125 -16.5% |
| 2010 | -- | $145,130 -24.8% |
| 2009 | -- | $193,086 +1731.2% |
| 2008 | -- | $10,544 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32408
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








