This beautifully maintained Gulf-view unit offers sweeping views you can enjoy every day from your private balcony.
Inside, the open-concept layout is bright and welcoming, featuring a full-size kitchen with ample cabinetry, granite countertops, stainless appliances, and a stylish mosaic backsplash--perfect for preparing meals when you're not dining out. The condo comfortably sleeps six and includes two spacious bathrooms, making it ideal for full-time living, a second home, or a high-performing vacation rental.
Tile flooring in the main living areas, updated coastal décor, and a well-appointed primary bedroom create a truly turn-key feel throughout.
Located at Laketown Wharf, owners and guests enjoy a true resort-style experience with multiple pools, a lakefront boardwalk, a Gulf-view fitness center, onsite dining, nightly fountain and light shows, and direct beach access just across the street. The unbeatable location places you steps from restaurants, shopping, entertainment, and the iconic sugar-white sands of Panama City Beach.
HOA dues include water, sewer, cable, WiFi, and full access to all resort amenities (electric billed separately). With strong rental history, stylish updates, Gulf views, and an attractive price point, this condo stands out as an exceptional opportunity for personal enjoyment or continued rental success.
For sale
Price cut: $4.9K (8/24)
$275,000
9860 S Thomas Dr Unit 705, Panama City Beach, FL 32408
1beds
1,047sqft
Condominium
Built in 2008
-- sqft lot
$266,900 Zestimate®
$263/sqft
$885/mo HOA
What's special
Stylish mosaic backsplashLakefront boardwalkStylish updatesBeautifully maintained gulf-view unitGulf viewsGranite countertopsMultiple pools
- 211 days
- 160
- 7
Zillow last checked:
Listing updated:
Listed by:
Ramil Zartdinov 850-819-1418,
Local Insight Realty
Source: CPAR,MLS#: 784478
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Living Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 13 x 12
Other
- Level: First
- Dimensions: 9 x 7
Living room
- Level: First
- Dimensions: 20 x 15
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range, Electric Water Heater
Features
- Main Level Primary
- Windows: Double Pane Windows
Interior area
- Total structure area: 1,047
- Total interior livable area: 1,047 sqft
Property
Features
- Patio & porch: Balcony
- Pool features: Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Details
- Parcel number: 40001000216
- Zoning description: City
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Community Pool, Short Term Rental Allowed
- Subdivision: Laketown Wharf
HOA
- Has HOA: Yes
- Amenities included: Barbecue, Picnic Area
- Services included: Cable TV, Fitness Facility, Internet, Playground, Pool(s), Sewer, Security, Water
- HOA fee: $2,654 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $263/sqft
- Tax assessed value: $276,250
- Annual tax amount: $3,375
- Date on market: 8/6/2026
- Cumulative days on market: 207 days
- Electric utility on property: Yes
Estimated market value
$266,900
$254,000 - $280,000
$2,475/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/24/2026 | Price change | $275,000-1.8%$263/sqft |
Source: | ||
| 8/12/2026 | Price change | $279,900-1.8%$267/sqft |
Source: | ||
| 6/2/2026 | Price change | $285,000-2.7%$272/sqft |
Source: | ||
| 5/16/2026 | Price change | $293,000-0.7%$280/sqft |
Source: | ||
| 4/11/2026 | Price change | $295,000-1.6%$282/sqft |
Source: | ||
| 3/4/2026 | Price change | $299,900-3.3%$286/sqft |
Source: | ||
| 2/1/2026 | Listed for sale | $310,000+5.1%$296/sqft |
Source: | ||
| 2/1/2023 | Sold | $295,000-6.1%$282/sqft |
Source: Public Record Report a problem | ||
| 1/12/2023 | Pending sale | $314,000$300/sqft |
Source: | ||
| 12/30/2022 | Listed for sale | $314,000+57.3%$300/sqft |
Source: | ||
| 6/18/2018 | Sold | $199,645$191/sqft |
Source: | ||
| 2/9/2018 | Sold | $199,645+1%$191/sqft |
Source: | ||
| 1/13/2018 | Pending sale | $197,747$189/sqft |
Source: Destin #666761 Report a problem | ||
| 1/13/2018 | Listed for sale | $197,747$189/sqft |
Source: Destin #666761 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,621 +12.4% | $276,250 +44.9% |
| 2023 | $3,223 +24.9% | $190,655 +10% |
| 2022 | $2,580 | $173,323 |
| 2021 | -- | -- |
| 2020 | $1,974 +19.8% | $143,242 +10% |
| 2019 | $1,648 | $130,220 -3% |
| 2018 | $1,648 -5.3% | $134,300 -6.1% |
| 2017 | $1,740 -3.1% | $142,962 +10% |
| 2016 | $1,795 +60.2% | $129,965 +71% |
| 2015 | $1,121 | $76,012 +10% |
| 2014 | $1,121 | $69,102 +10% |
| 2013 | -- | $62,820 -3.2% |
| 2012 | -- | $64,914 -19.6% |
| 2011 | -- | $80,750 -32.9% |
| 2010 | -- | $120,405 -24.8% |
| 2009 | -- | $160,191 +1731.2% |
| 2008 | -- | $8,748 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32408
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








