Resort-style poolArchitectural lightingBeautifully landscaped groundsDesigner lightingCedar accentsMitered sidingExtensive trim work
The Hearth is a waterfront home designed around the moments that matter most. Thoughtfully crafted by Smith Built of Lake Oconee, this custom residence brings together timeless architecture, exceptional craftsmanship, and generous living spaces to create a home where family and friends naturally come together. Nestled within the Richland community on Lake Oconee, the home features five bedrooms and five-and-a-half bathrooms, including both the primary suite and a private guest suite on the main level. Every bedroom offers its own ensuite bath, custom walk-in closet, and beautiful views of the lake, creating a comfortable retreat for family and guests alike. From the cedar accents and mitered siding to the architectural lighting and carefully selected exterior finishes, every element of the home's exterior was designed to create a warm and inviting sense of arrival. Designed for effortless entertaining, expansive gathering spaces flow seamlessly from the chef's kitchen, appointed with built-in Thermador and Café appliances, to a fully equipped butler's pantry with a sink and full-size refrigerator. The terrace level extends the experience with spacious recreation areas and a wet bar featuring a sink, microwave, and full-size refrigerator, making weekends at the lake as functional as they are memorable. A balance of natural materials and refined transitional architecture is complemented by white oak elements and extensive trim work, custom cabinetry, hardwood flooring, designer lighting, and stone and tile features throughout. Every finish was thoughtfully selected to create interiors that feel refined, inviting, and built to endure. Outdoor living is equally intentional. A covered tile porch with a ventless gas fireplace overlooks the resort-style pool, spa, fire pit, and beautifully landscaped grounds, while the outdoor kitchen with a built-in grill, sink, beverage center, and bar seating creates an effortless setting for entertaining in every season. Completing the home is a spacious three-car garage, abundant storage, and a location that offers convenient access to Lake Oconee's premier golf, dining, shopping, and recreation by both land and water. The Hearth is more than a waterfront home it's a place thoughtfully designed for celebrating milestones, welcoming friends, and creating the memories that define life at Lake Oconee.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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