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For sale
  • Listed by: Oaks to Ocean Real Estate • Summer Ramos • Contact: summer.jo.ramos@gmail.com
    $1,100,000

    1020 San Ramon Rd, Atascadero, CA 93422

    3beds
    1,985sqft
    : 
    $6,791/mo
    Get pre-qualified
    Single Family Residence
    Built in 1993
    4.05 Acres Lot
    $1,066,200 Zestimate®
    $554/sqft
    $-- HOA

    What's special

    Tucked away on a private 4+ acre lot, yet just moments off Highway 101, this beautifully remodeled home is the rare find that truly has it all. Surrounded by nature, framed by sweeping mountain views, and filled with modern upgrades throughout — this is the kind of property that stops you in your tracks. Drive across the private creek crossing and down a long driveway to a world that feels miles away from everything, yet is only minutes from grocery stores, gas, and dining, downtown Atascadero or Templeton, and 25 minutes to San Luis Obispo and the Central Coast beaches. Fully remodeled in 2022, and currently permitted as a short-term rental, the home features 3 bedrooms, 2.5 bathrooms, and a bright, open layout that blends comfort with style. The chef's kitchen shines with all-new appliances, generous counter space, and seating for up to ten — made for everything from quiet weeknight dinners to hosting a crowd. The living room anchors the main floor with an electric fireplace, creating a warm, inviting space to unwind. Upstairs, the master suite offers a plenty of room with a private balcony, and a spa-like bathroom with a deep soaking tub and separate shower — your own personal escape at the end of the day. Two additional bedrooms on the lower floor share a Jack-and-Jill bathroom and offer flexible space for family, guests, or a home office. These generous sized bedrooms and a dedicated laundry area that connect to a finished 3 car garage makes entertaining easy. Step outside and the property truly opens up. The fully fenced perimeter creates a private, secure retreat across all 4.2 acres. Gather around the fire pit, grill on the back deck, watch the kids play on the playground, or swing in the hammock beneath the trees while deer wander the property at dusk. An enclosed dog run, wraparound deck with dining seating for six, and wide open spaces round out an outdoor experience that's nearly impossible to replicate. With so much additional room it lends itself to possible future development. Private, spacious, move-in ready, and ideally located in the heart of wine country — San Ramon road is a once-in-a-while opportunity on the Central Coast.
    21 days
    |
    1,871
    |
    104
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Summer Ramos DRE #01992070 summer.jo.ramos@gmail.com,

    Oaks to Ocean Real Estate,

    Jessica Baker DRE #01955079 805-610-3586,

    Oaks to Ocean Real Estate

    Source: CRMLS,MLS#: NS26152401MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Primary Bedroom
      Primary bedroom
      • Features: Primary Suite
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Refrigerator
      • Laundry: Inside, Laundry Room
      Features
      • Open Floorplan, Primary Suite
      • Has fireplace: Yes
      • Fireplace features: Electric, Family Room
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 1,985 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Multi/Split
      • Entry location: front
      • Pool features: None
      • Has view: Yes
      • View description: Creek/Stream, Trees/Woods
      • Has water view: Yes
      • Water view: Creek/Stream
      Lot
      • Size: 4.05 Acres
      • Features: 2-5 Units/Acre
      Details
      • Parcel number: 049082012
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • New construction: No
      • Year built: 1993

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      Community
      • Features: Rural
      • Subdivision: Atnorthwest(20)
      Location
      • Region: Atascadero

      Financial & listing details

      • Price per square foot: $554/sqft
      • Tax assessed value: $808,390
      • Annual tax amount: $9,234
      • Date on market: 7/13/2026
      • Cumulative days on market: 21 days
      • Listing terms: Submit
      • Inclusions: appliances
      • Exclusions: Furniture negotiable

        Estimated market value

        $1,066,200

        $1.01M - $1.12M

        $3,926/mo

        Price history

        DateEventPrice
        7/13/2026Listed for sale$1,100,000+41.6%$554/sqft
        Source: CRMLS #NS26152401 Report a problem
        7/22/2022Sold$777,000+5%$391/sqft
        Source: Public Record Report a problem
        6/23/2022Pending sale$739,900$373/sqft
        Source: CRMLS #NS22128606 Report a problem
        6/16/2022Listed for sale$739,900+190.2%$373/sqft
        Source: CRMLS #NS22128606 Report a problem
        9/11/1995Sold$255,000$128/sqft
        Source: Public Record Report a problem
        3/31/1995Sold$255,000$128/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,234 +4.9%$808,390 +2%
        2024$8,807 +0%$792,540 +2%
        2023$8,803 +91.1%$777,000 +92.5%
        2022$4,606 +2%$403,588 +2%
        2021$4,516 +1%$395,675 +1%
        2020$4,469 +2%$391,618 +2%
        2019$4,382 +2%$383,940 +2%
        2018$4,296 +4%$376,412 +2%
        2017$4,132 +2%$369,032 +2%
        2016$4,049 $361,797 +1.5%
        2015$4,049 +11.3%$356,363 +2%
        2014$3,640 $349,383 +2.5%
        2012-- $340,986 +2%
        2011-- $334,301 +0.8%
        2010-- $331,804 -0.2%
        2009-- $332,594 +2%
        2008-- $326,073 +2%
        2007-- $319,680 +2%
        2006-- $313,412 +2%
        2005-- $307,268 +2%
        2004-- $301,244 +1.9%
        2003-- $295,723 +2%
        2002-- $289,926 +2%
        2001-- $284,242
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 93422

        Getting around

        19 / 100
        Car-Dependent
        14 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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