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Under contract
    • $649,000

    104 Churchill Downs, Cape Charles, VA 23310

    4beds
    2,900sqft
    : 
    $4,247/mo
    Get pre-qualified
    Townhouse
    Built in 2002
    7,037 Square Feet Lot
    $-- Zestimate®
    $224/sqft
    $293/mo HOA

    What's special

    Bright contemporary kitchenGorgeous sun roomCovered patioViews of the pondGranite countertops and islandLots of cabinetsNew gas range
    Experience coastal living at its finest in this 2900 sq ft. stunning four-bedroom, three bathroom townhome in the New Quarter neighborhood of Bay Creek in Cape Charles. Offered fully furnished, ready to move in and enjoy a home that has been totally remodeled and redesigned with an airy, open floor plan. The spacious living and dining areas flow into a bright contemporary kitchen featuring a ten foot island, perfect for entertaining. Granite Countertops and island, new gas range (2025), lots of cabinets and new dishwasher (2026). Retreat to a private first floor primary suite, while three additional bedrooms and two additional baths offer space for family and guests. Enjoy views of the pond from a gorgeous sun room or covered patio. Fireplace box and fan replaced in 2018. HVAC and hot water heater replaced in 2020. Enjoy life near the Chesapeake Bay with access to Bay Creek resort-style amenities, scenic trails and the vibrant heart of Cape Charles just moments away.
    93 days
    |
    17
    |
    0
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Pamela Debnam 252-903-3616,

    Houwzer, LLC 2028668787

    Source: Bright MLS,MLS#: VANH2000102MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Heating
      • Heat Pump, Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Oven/Range - Gas, Washer, Refrigerator, Electric Water Heater
      • Laundry: Washer/Dryer Hookups Only
      Features
      • Built-in Features, Walk-In Closet(s)
      • Flooring: Carpet, Tile/Brick, Other
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 2,900
      • Total interior livable area: 2,900 sqft
      • Finished area above ground: 2,900

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Front, Attached
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: None
      Lot
      • Size: 7,037 Square Feet
      Details
      • Additional structures: Above Grade
      • Parcel number: NO TAX RECORD
      • Zoning: SFD - URBAN RES
      • Zoning description: SFD - Urban Res
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Traditional
      • Property subtype: Townhouse
      Materials
      • Frame, Composition
      • Foundation: Slab
      Condition
      • Very Good
      • New construction: No
      • Year built: 2002

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: None Available
      HOA
      • Has HOA: Yes
      • Amenities included: Bar/Lounge, Bike Trail, Clubhouse, Fitness Center, Community Center, Golf Course, Pool, Other
      • HOA fee: $293 monthly
      • HOA name: UNITED PROPERTY ASSOCIATES
      Location
      • Region: Cape Charles

      Financial & listing details

      • Price per square foot: $224/sqft
      • Tax assessed value: $548,400
      • Annual tax amount: $3,866
      • Date on market: 5/1/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Inclusions: Auto Garage Door Opener Dryer Disposal Dishwasher Washer / Dryer Hook-u Icemaker Microwave Self Cleaning Oven Gas Range Washer Smoke Detector
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/1/2026Contingent$649,000$224/sqft
        Source: Bright MLS #VANH2000102 Report a problem
        5/1/2026Listed for sale$649,000+152%$224/sqft
        Source: Bright MLS #VANH2000102 Report a problem
        11/29/2017Sold$257,500$89/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,949 -4.6%$430,500 +5.8%
        2023$3,092 $406,800
        2022$3,092 +27.4%$406,800 +39.9%
        2021$2,427 $290,700
        2020$2,427 -0.3%$290,700 -0.9%
        2019$2,434 +2%$293,300 +2%
        2018$2,386 +103.2%$287,500
        2017$1,174 +52.6%$287,500 +4.3%
        2016$769 $275,700
        2015$769 $275,700 -19.7%
        2011-- $343,300
        2010-- $343,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 23310

        Getting around

        9 / 100
        Car-Dependent
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Northampton County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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