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For sale
  • Listed by: California Coastal Real Estate • Graham Updegrove • Contact: graham@ccreslo.com
    $680,000

    1043 Ella St APT 11, San Luis Obispo, CA 93401

    2beds
    1,088sqft
    : 
    $4,719/mo
    Get pre-qualified
    Condominium
    Built in 1970
    -- sqft lot
    $660,200 Zestimate®
    $625/sqft
    $300/mo HOA

    What's special

    Prime location in San Luis Obispo! This beautifully maintained 2Bed, 1.5Bath condo in the Terrace Commons Community is the perfect blend of comfort, convenience, and charm. Ideally situated near the Jennifer Street Bridge, enjoy effortless access to Railroad Square & downtown SLO. A light filled living room with electric fireplace and luxury vinyl plank (LVP) flooring greets you upon entering the front door, while the recently remodeled kitchen features contemporary cabinets, stainless steel appliances, tile flooring and quartz countertops. A half bath, stacked washer & dryer closet, under-stair storage and back patio are also on the ground level. Two nicely sized bedrooms (one with a cozy balcony) in addition to a full bath are located upstairs. The condo comes with two assigned parking spaces and a 4’4” x 6’7” storage closet. Enjoy direct access to Terrace Hill for dog walking, hiking and gorgeous sunset views. Terrace Commons offers various entertaining spaces with tables, umbrellas and BBQs while taking in views of Cerro San Luis and the surrounding hills. Very reasonable HOA dues of $300/mo cover exterior maintenance, landscaping, trash and HOA management. Don’t miss out on this exceptional property—schedule a showing today!
    8 days
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    560
    |
    15
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    Zillow last checked:

    Listing updated:

    Listed by:

    Graham Updegrove DRE #01873454 graham@ccreslo.com,

    California Coastal Real Estate

    Source: CRMLS,MLS#: SC26165322MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Bedroom, Kitchen, Laundry, Living Room, Primary Bedroom
      Bedroom
      • Features: All Bedrooms Up
      Bathroom
      • Features: Tub Shower
      Kitchen
      • Features: Quartz Counters
      Heating
      • Baseboard, Fireplace(s)
      Cooling
      • None
      Appliances
      • Included: Dishwasher, Electric Oven, Disposal, Microwave, Refrigerator, Dryer, Washer
      • Laundry: Stacked
      Features
      • Breakfast Area, Quartz Counters, All Bedrooms Up
      • Flooring: Carpet, Tile, Vinyl
      • Windows: Double Pane Windows
      • Has fireplace: Yes
      • Fireplace features: Electric, Living Room
      • Common walls with other units/homes: 2+ Common Walls
      Interior area
      • Total interior livable area: 1,088 sqft
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Assigned
      • Uncovered spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: Front Door
      • Patio & porch: Deck, Patio
      • Pool features: None
      • Spa features: None
      • Has view: Yes
      • View description: Mountain(s), Neighborhood
      Lot
      • Size: 512 Square Feet
      • Features: Sloped Up
      Details
      • Parcel number: 003663033
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Foundation: Slab
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 1970

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Hiking
      • Subdivision: San Luis Obispo(380)
      HOA
      • Has HOA: Yes
      • Amenities included: Maintenance Grounds, Management, Outdoor Cooking Area, Barbecue, Picnic Area, Trash
      • HOA fee: $300 monthly
      • HOA name: Terrace Commons
      • HOA phone: 805-781-3595
      Location
      • Region: San Luis Obispo

      Financial & listing details

      • Price per square foot: $625/sqft
      • Tax assessed value: $378,687
      • Annual tax amount: $4,139
      • Date on market: 7/29/2026
      • Cumulative days on market: 8 days
      • Listing terms: Cash,Conventional
      • Inclusions: Refrigerator, Washer, Dryer

        Estimated market value

        $660,200

        $627,000 - $693,000

        $2,673/mo

        Price history

        DateEventPrice
        7/30/2026Listed for sale$680,000+125.5%$625/sqft
        Source: CRMLS #SC26165322 Report a problem
        6/15/2012Sold$301,500+5.4%$277/sqft
        Source: Public Record Report a problem
        6/25/2009Sold$286,000$263/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,139 +1.3%$378,687 +2%
        2024$4,086 +1.9%$371,263 +2%
        2023$4,012 +6.7%$363,984 +2%
        2022$3,760 +1.7%$356,848 +2%
        2021$3,696 +1.1%$349,852 +1%
        2020$3,657 +1.1%$346,266 +2%
        2019$3,616 +2%$339,478 +2%
        2018$3,545 +2.1%$332,823 +2%
        2017$3,474 +1.5%$326,298 +2%
        2016$3,423 $319,901 +1.5%
        2015$3,423 +11.7%$315,097 +2%
        2014$3,065 $308,926 +14%
        2012-- $271,000 -5.7%
        2011-- $287,469 +0.8%
        2010-- $285,321 +43.4%
        2009-- $198,976
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 93401

        Getting around

        73 / 100
        Very Walkable
        34 / 100
        Some Transit
        67 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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