**ASSUMABLE 2.75% FHA LOAN** Welcome to 1045 S. Magnolia Ave., a spacious and energy-efficient 4-bedroom, 2.5-bath home offering 2,112 square feet of comfortable living space in El Cajon. Thoughtfully maintained and updated, this move-in-ready home combines generous living areas, energy-saving features, and a backyard with plenty of potential. Designed with efficiency in mind, the home features an owned 17-panel solar system installed in 2017 and backed by a 25-year warranty, helping reduce energy costs for years to come. Additional upgrades include three solar-powered attic ventilators, LED lighting throughout, Tex-Cote CoolWall exterior coating for added insulation and durability, and a Moen Flo Smart Water Monitor that allows you to monitor water usage, detect potential leaks, and control the system remotely. Outside, the property offers low-maintenance front landscaping along with irrigation in both the front and backyard. Recent improvements include rain gutters installed and a French drain. The spacious backyard is ready for the next owner’s vision, with room to create an outdoor entertaining area, and ADU, garden, play space, or potentially add a pool. It’s a great opportunity to customize the property and create an outdoor space that fits your lifestyle. Conveniently located in El Cajon near shopping, dining, schools, parks, and major commuter routes, 1045 S. Magnolia Ave. offers a great combination of space, efficiency, functionality, and future potential. If you’re searching for a 4-bedroom home in El Cajon with owned solar, over 2,100 square feet of living space, and a large backyard, this property deserves a closer look.
For sale
Listed by: Century 21 Affiliated • Kevin Justice • Contact: 619-507-8834
$849,999
1045 S Magnolia Ave, El Cajon, CA 92020
4beds
2,112sqft
Single Family Residence
Built in 1951
10,018 Square Feet Lot
$855,400 Zestimate®
$402/sqft
$-- HOA
What's special
- 82 days
- 963
- 55
Zillow last checked:
Listing updated:
Listed by:
Kevin Justice DRE #02119502 619-507-8834,
Century 21 Affiliated
Source: CRMLS,MLS#: NDP2607902
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Family Room, Kitchen, Laundry, Living Room, Other
Other
- Features: Walk-In Closet(s)
Cooling
- Central Air
Appliances
- Laundry: Laundry Room
Features
- Walk-In Closet(s)
- Has fireplace: Yes
- Fireplace features: Living Room
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 2,112 sqft
Video & virtual tour
Property
Parking
- Total spaces: 5
- Parking features: Garage - Attached
- Attached garage spaces: 1
- Uncovered spaces: 4
Features
- Levels: One
- Stories: 1
- Entry location: Front door
- Pool features: None
- Has view: Yes
- View description: City Lights, Hills, Neighborhood
Lot
- Size: 10,018 Square Feet
- Features: 0-1 Unit/Acre, Back Yard, Front Yard, Level, Yard
Details
- Parcel number: 4923501500
- Zoning: R-1: Single Family Reside
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Condition
- Year built: 1951
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Biking, Street Lights, Sidewalks
Location
- Region: El Cajon
Financial & listing details
- Price per square foot: $402/sqft
- Tax assessed value: $513,353
- Date on market: 8/21/2026
- Cumulative days on market: 82 days
- Listing terms: Cash,Conventional,1031 Exchange,FHA,VA Loan
Estimated market value
$855,400
$813,000 - $898,000
$4,739/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/28/2026 | Price change | $849,9990%$402/sqft |
Source: | ||
| 9/15/2026 | Price change | $850,000-2.1%$402/sqft |
Source: | ||
| 9/8/2026 | Price change | $868,000-1%$411/sqft |
Source: | ||
| 9/4/2026 | Price change | $876,500-0.2%$415/sqft |
Source: | ||
| 8/21/2026 | Listed for sale | $878,000+374.6%$416/sqft |
Source: | ||
| 8/23/2000 | Sold | $185,000$88/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $513,353 +2% |
| 2025 | $6,355 -1.5% | $503,288 +2% |
| 2024 | $6,448 +1.8% | $493,421 +2% |
| 2023 | $6,333 +2.6% | $483,747 +2% |
| 2022 | $6,173 +1.6% | $474,263 +2% |
| 2021 | $6,073 +1.7% | $464,965 +1% |
| 2020 | $5,970 +10.7% | $460,198 +2% |
| 2019 | $5,395 +0.9% | $451,176 +2% |
| 2018 | $5,348 -41.5% | $442,330 +2% |
| 2017 | $9,147 +92% | $433,658 +8.4% |
| 2016 | $4,764 +5.7% | $400,000 +6.7% |
| 2015 | $4,508 +7.2% | $375,000 +7.1% |
| 2014 | $4,204 | $350,000 +25% |
| 2013 | -- | $280,000 |
| 2012 | -- | $280,000 -12.8% |
| 2011 | -- | $321,000 |
| 2010 | -- | $321,000 -14.4% |
| 2009 | -- | $375,000 -2.1% |
| 2008 | -- | $383,174 +2% |
| 2007 | -- | $375,662 +36.3% |
| 2006 | -- | $275,552 +2% |
| 2005 | -- | $270,150 +2% |
| 2004 | -- | $264,854 +1.9% |
| 2003 | -- | $260,000 +37.8% |
| 2002 | -- | $188,700 +2% |
| 2001 | -- | $185,000 |
Find assessor info on the county website
Monthly payment
Est. payment






