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For sale
  • Listed by: Coldwell Banker West • Misti Taylor • Contact: misti@mistitaylor.com
    $979,000

    12172 Gay Rio Dr, Lakeside, CA 92040

    4beds
    1,645sqft
    : 
    $6,328/mo
    Get pre-qualified
    Single Family Residence
    Built in 1970
    0.72 Acres Lot
    $967,200 Zestimate®
    $595/sqft
    $-- HOA

    What's special

    Welcome to a beautifully upgraded and versatile home where the possibilities are as expansive as the property itself. Tucked in the heart of Lakeside on a generous corner lot, this property offers the freedom to create your own backyard oasis. Enjoy the added value of solar for energy efficiency and a private well in the back. There's plenty of room for lush landscaping, outdoor entertaining, a pool, gardens, or all of the above The pull-through driveway and oversized lot makes plenty of space for your RV, trailers, work trucks, toys or equipment! What truly sets this property apart is the separate upper portion of the lot—a rare opportunity with incredible potential for an ADU, guest house, workshop, or multigenerational living (buyer to verify). Whether you're planning for extended family, rental income, or simply want room to expand, this home gives you all the options.. Properties that combine modern upgrades, usable land, and future potential are few and far between. Don't miss your chance to own one of Lakeside's most versatile properties!
    22 days
    |
    1,233
    |
    45
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Misti Taylor DRE #01766070 misti@mistitaylor.com,

    Coldwell Banker West

    Source: CRMLS,MLS#: PTP2605447MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 4
      Rooms
      • Room types: Attic, Bedroom
      Bedroom
      • Features: All Bedrooms Down
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Gas Range, Gas Water Heater, Microwave, Refrigerator
      • Laundry: In Garage
      Features
      • All Bedrooms Down, Attic
      • Has fireplace: Yes
      • Fireplace features: Living Room
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 1,645 sqft

      Property

      Parking
      • Total spaces: 10
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      • Uncovered spaces: 8
      Features
      • Levels: One
      • Stories: 1
      • Entry location: Main Level
      • Pool features: None
      • Has view: Yes
      • View description: Neighborhood
      Lot
      • Size: 0.72 Acres
      • Features: 0-1 Unit/Acre, Back Yard, Corner Lot, Front Yard, Paved, Rectangular Lot
      Details
      • Parcel number: 3972505500
      • Zoning: Single Family Residential
      • Special conditions: Standard
      • Horse amenities: Riding Trail

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • Year built: 1970

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Well

      Community & HOA

      Community
      • Features: Biking, Foothills, Horse Trails, Lake, Street Lights, Suburban
      Location
      • Region: Lakeside

      Financial & listing details

      • Price per square foot: $595/sqft
      • Tax assessed value: $199,806
      • Annual tax amount: $3,111
      • Date on market: 7/18/2026
      • Cumulative days on market: 22 days
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $967,200

        $919,000 - $1.02M

        $4,282/mo

        Price history

        DateEventPrice
        7/18/2026Listed for sale$979,000$595/sqft
        Source: CRMLS #PTP2605447 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,111 +4.4%$199,806 +2%
        2024$2,981 +4.1%$195,890 +2%
        2023$2,864 +2.5%$192,050 +2%
        2022$2,795 +1.3%$188,285 +2%
        2021$2,758 +2.6%$184,594 +1%
        2020$2,689 +31.6%$182,702 +2%
        2019$2,044 -20%$179,121 +2%
        2018$2,556 +3.1%$175,610 +2%
        2017$2,480 +3.8%$172,168 +2%
        2016$2,389 +0.5%$168,793 +1.5%
        2015$2,378 +4.4%$166,259 +2%
        2014$2,277 $163,003 +0.5%
        2013-- $162,267 +2%
        2012-- $159,086 +2%
        2011-- $155,967 +0.8%
        2010-- $154,803 -0.2%
        2009-- $155,172 +2%
        2008-- $152,130 +2%
        2007-- $149,148 +2%
        2006-- $146,224 +2%
        2005-- $143,358 +2%
        2004-- $140,548 +1.9%
        2003-- $137,973 +2%
        2002-- $135,269 +2%
        2001-- $132,618
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 92040

        Getting around

        18 / 100
        Car-Dependent
        3 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lemon Crest
        • Middle: Lakeside
        • High: El Capitan

        Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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