Active

$215,000

1049 Velvet Ct, Troy, TX 76579

3beds

1,272sqft

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Single Family Residence

Built in 2022

5,749 Square Feet Lot

$213,300 Zestimate^®

$169/sqft

$240/mo HOA

What's special

Modern finishesUpdated lightingAbundant natural lightQuiet cul-de-sacEnergy-efficient featuresGenerous closet spaceSplit-bedroom design

Located on a quiet cul-de-sac in Troy, this nearly new home is strategically priced and positioned to sell in today's market. Built in 2022, it offers an open layout, abundant natural light, and modern finishes designed for both everyday living and entertaining. The split-bedroom design provides added privacy, while the primary suite offers a comfortable retreat with a well-appointed bath and generous closet space. Additional highlights include energy-efficient features, updated lighting, and a fully fenced backyard with room to relax, play, or entertain. The cul-de-sac setting offers added privacy while maintaining convenient access to I-35 for commuting to Temple, Belton, or Waco. Offered at $215,000, this move-in-ready home presents an exceptional opportunity for buyers seeking affordability, modern construction, and long-term value.

27 days

254

15

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Has Heating (Unspecified Type)

Cooling

1 Unit

Appliances

Included: Dishwasher, Electric Cooktop, Disposal, Built-In Oven, Cooktop
Laundry: Laundry in Utility Room, Laundry Room

Features

All Bedrooms Down, Recessed Lighting, Walk-In Closet(s), Breakfast Bar, Breakfast Area, Eat-in Kitchen, Kitchen Island, Kitchen/Family Room Combo, Kitchen/Dining Combo, Pantry
Flooring: Carpet, Ceramic Tile
Attic: Access Only
Has fireplace: No
Fireplace features: None

Interior area

Total interior livable area: 1,272 sqft

Video & virtual tour

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Property

Parking

Total spaces: 2
Parking features: Garage
Garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Covered, Patio
Exterior features: Covered Patio, Private Yard
Pool features: None
Fencing: Back Yard,Full
Has view: Yes
View description: None
Body of water: None

Lot

Size: 5,749 Square Feet

Details

Parcel number: 511941

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence

Materials

HardiPlank Type, Masonry
Foundation: Slab
Roof: Composition,Shingle

Condition

Resale
Year built: 2022

Utilities & green energy

Sewer: Public Sewer
Water: Public, Other, See Remarks
Utilities for property: Electricity Available, Other, See Remarks

Community & HOA

Community

Features: None

HOA

Has HOA: Yes
HOA fee: $240 monthly
HOA name: Cotton Wood Creek HOA

Location

Region: Troy

Financial & listing details

Price per square foot: $169/sqft
Tax assessed value: $212,815
Annual tax amount: $3,421
Date on market: 6/9/2026
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional,FHA,VA Loan
Electric utility on property: Yes
Road surface type: Paved

Estimated market value

$213,300

$203,000 - $224,000

$1,614/mo

Price history

Date	Event	Price
6/9/2026	Listed for sale	$215,000-1.6%$169/sqft
Source: Central Texas MLS #616306 Report a problem
5/15/2024	Listing removed	--
Source: Zillow Rentals Report a problem
4/17/2024	Listed for rent	$1,600+3.2%$1/sqft
Source: Zillow Rentals Report a problem
4/29/2023	Listing removed	--
Source: Zillow Rentals Report a problem
4/24/2023	Price change	$1,550-8.8%$1/sqft
Source: Zillow Rentals Report a problem
4/6/2023	Price change	$1,700-8.1%$1/sqft
Source: Zillow Rentals Report a problem
3/29/2023	Price change	$1,850-11.9%$1/sqft
Source: Zillow Rentals Report a problem
3/17/2023	Listed for rent	$2,100$2/sqft
Source: Zillow Rentals Report a problem
2/24/2023	Sold	--
Source: Central Texas MLS #490904 Report a problem
11/30/2022	Contingent	$218,385$172/sqft
Source: Unlock MLS #1385073 Report a problem
11/30/2022	Pending sale	$218,385$172/sqft
Source: Central Texas MLS #490904 Report a problem
11/21/2022	Price change	$218,385+0.9%$172/sqft
Source: Central Texas MLS #490904 Report a problem
11/16/2022	Price change	$216,385+0.9%$170/sqft
Source: Central Texas MLS #490904 Report a problem
11/8/2022	Listed for sale	$214,385$169/sqft
Source: Central Texas MLS #490904 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,421 -6.8%	$212,815 -7.1%
2024	$3,670 +51.9%	$229,158 +59.1%
2023	$2,417	$144,051

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 76579

Getting around

3 / 100

Car-Dependent

23 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

NA
Edna Bigham Mays Elementary School
Grades: PK-2Distance: 0.3 mi
7/10
Raymond Mays Middle School
Grades: 6-8Distance: 0.3 mi
5/10
Troy High School
Grades: 9-12Distance: 0.6 mi

Schools provided by the listing agent

Elementary: Mays Elementary School
Middle: Raymond Mays Middle School
High: Troy High School
District: Troy ISD

Source: Central Texas MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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