3/3 beachfront condo in Long Beach Towers III in Panama City Beach. Gulf views + rental-ready with lockout potential. Built 1998.
This 3 bedroom, 3 bathroom beachfront condo in Long Beach Towers III offers direct Gulf frontage, strong vacation rental potential, and immediate occupancy in Panama City Beach. The unit is positioned for buyers seeking both personal use and income, with short term rentals allowed and an existing layout that supports flexible rental strategies including lockout capability.
Inside, the 1,769 square foot layout features floor to ceiling windows spanning approximately 46 feet, bringing Gulf views into every room. All three bedrooms have balcony access, including a third bedroom with its own private balcony. The unit is fully tiled throughout and includes a kitchen with granite countertops, tiled backsplash, soft close cabinetry, and a full appliance package. Bathrooms have been updated with double vanities, glass and tile showers, and updated lighting, mirrors, and hardware. A full size washer and dryer are included for convenience.
Key systems have been addressed with the air conditioner replaced in 2020 and the water heater, washer, dryer, and microwave replaced in 2023. The unit is sold furnished and is move in or rental ready. The potential lockout configuration allows the property to function as a full 3 bedroom or split into separate 2 bedroom and 1 bedroom rentals, offering flexibility for income optimization and owner use.
The oversized beachfront balcony provides direct views of the Gulf and access from multiple rooms, creating a consistent indoor outdoor living experience. Long Beach Resort amenities include multiple pools, hot tubs, beach access, fitness center, gated entry, and on site security.
Located in central Panama City Beach, the property is within close proximity to shopping, dining, entertainment, and grocery options, with additional attractions, marinas, and state park access a short distance away. The community allows short term rentals and includes utilities and services such as water, sewer, internet, cable, and maintenance within the HOA structure.
For sale
$799,900
10515 Front Beach Rd Unit 1106, Panama City Beach, FL 32407
3beds
1,769sqft
Condominium
Built in 1998
-- sqft lot
$756,800 Zestimate®
$452/sqft
$-- HOA
What's special
Direct gulf frontageFully tiled throughoutKitchen with granite countertopsGlass and tile showersFull appliance packageTiled backsplashSoft close cabinetry
- 68 days |
- 154 |
- 15 |
Zillow last checked:
Listing updated:
Listed by:
Cindy Morehouse 850-822-1055,
Counts Real Estate Group Inc,
Greg B Taylor 850-896-4173,
Counts Real Estate Group Inc
Source: CPAR,MLS#: 789238
Originating MLS: Central Panhandle Association of REALTORS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Dining Room, Family Room, Kitchen, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 12.17 x 18
Bedroom
- Level: First
- Dimensions: 12.17 x 16.5
Bedroom
- Level: First
- Dimensions: 12.5 x 15.5
Dining room
- Description: Dining and Living Room Measurements are Combined
- Level: First
- Dimensions: 22.5 x 17.17
Family room
- Description: Dining & Living Room Measurements are Combined
- Level: First
- Dimensions: 22.5 x 17.17
Kitchen
- Level: First
- Dimensions: 13 x 8.5
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Bar Fridge, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Features
- Double Vanity, Main Level Primary, Tub Shower, Walk-In Closet(s)
Interior area
- Total structure area: 1,769
- Total interior livable area: 1,769 sqft
Property
Parking
- Parking features: Parking Lot, Gated
Features
- Patio & porch: Balcony
- Pool features: In Ground, Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf, Shoreline - Sand, Shoreline - Natural
- Frontage length: 1,400
Lot
- Features: Paved
Details
- Parcel number: 34881390922
- Zoning description: Resid Multi-Family, Resort
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Concrete, Stucco
- Foundation: Pillar/Post/Pier
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected
Community & HOA
Community
- Features: Beach, Elevator, Fitness Center, Pool, Waterfront, Community Pool, Short Term Rental Allowed
- Security: Fire Sprinkler System, Gated with Guard, 24 Hour Security, Security Fence, Security Guard, Fire Alarm, Security Gate, Smoke Detector(s)
- Subdivision: Long Beach Towers III
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Gated, Barbecue, Spa/Hot Tub
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $452/sqft
- Tax assessed value: $743,750
- Annual tax amount: $8,662
- Date on market: 5/1/2026
- Cumulative days on market: 69 days
Estimated market value
$756,800
$719,000 - $795,000
$5,072/mo
Price history
| Date | Event | Price |
|---|---|---|
| 1/6/2026 | Listed for sale | $799,900$452/sqft |
Source: | ||
| 12/3/2025 | Listing removed | $799,900$452/sqft |
Source: | ||
| 10/21/2025 | Listed for sale | $799,900+220%$452/sqft |
Source: | ||
| 2/1/1999 | Sold | $250,000$141/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,397 +3.4% | $563,618 +10% |
| 2023 | $8,124 +47.1% | $512,380 +10% |
| 2022 | $5,524 | $465,800 |
| 2021 | -- | -- |
| 2020 | $5,279 +10.2% | $444,125 +10% |
| 2019 | $4,791 | $403,750 +18.8% |
| 2018 | $4,791 +14.7% | $339,966 +10% |
| 2017 | $4,176 +18.7% | $309,060 +5.4% |
| 2016 | $3,518 +7.7% | $293,250 +7.1% |
| 2015 | $3,266 | $273,700 +4.4% |
| 2014 | $3,266 | $262,268 +10% |
| 2013 | -- | $238,425 +10% |
| 2012 | -- | $216,750 -11.2% |
| 2011 | -- | $244,035 -8.9% |
| 2010 | -- | $267,750 -2.8% |
| 2009 | -- | $275,530 -22% |
| 2008 | -- | $353,243 -25.7% |
| 2007 | -- | $475,300 -20% |
| 2006 | -- | $594,150 +14% |
| 2005 | -- | $521,001 +72.5% |
| 2004 | -- | $302,001 |
| 2003 | -- | $302,001 +11% |
| 2002 | -- | $272,001 |
| 2001 | -- | $272,001 +24.3% |
| 2000 | -- | $218,750 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32407
Nearby schools
GreatSchools rating
- 8/10Hutchison Beach Elementary SchoolGrades: K-5Distance: 2.2 mi
- 7/10Surfside Middle SchoolGrades: PK-12Distance: 3.4 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 1.9 mi
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Bay County
- Panama City Beach
- 32407
- 10515 Front Beach Rd Unit 1106
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