Client RemarksBlue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 5) in 2026 started on July 25. The four other floating weeks rotate each year so it's fair to all the owners. Remaining week for 2026 starts September 19. Weeks in 2027 start on January 30, May 8, July 24, Sept 25 & Nov 20. Included: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can moor your own boat at Blue Water Acres for your weeks during boating season. All cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid in November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.
New construction
C$49,900
1052 Rat Bay Rd #108-5, Lake Of Bays, ON P1H 2J6
2beds
2baths
Condominium
Built in ----
-- sqft lot
$-- Zestimate®
C$--/sqft
C$427/mo HOA
What's special
Private and guest parkingHi-speed internetWasher and dryerLarge dining areaTennis and badminton courts
- 12 days
- 39
- 2
Zillow last checked:
Listing updated:
Listed by:
Chestnut Park Real Estate
Source: TRREB,MLS®#: X13724818
Originating MLS®#: One Point Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
Primary bedroom
- Level: Main
- Dimensions: 13.58 x 11
Bedroom
- Level: Main
- Dimensions: 10.08 x 11
Bathroom
- Level: Main
- Dimensions: 3.04 x 3.86
Bathroom
- Level: Main
- Dimensions: 6.58 x 6.58
Dining room
- Level: Main
- Dimensions: 11 x 10.5
Kitchen
- Level: Main
- Dimensions: 8.08 x 10.5
Living room
- Level: Main
- Dimensions: 13.75 x 10
Other
- Level: Main
- Dimensions: 10 x 5.92
Sunroom
- Level: Main
- Dimensions: 11.33 x 10.92
Heating
- Baseboard, Propane
Cooling
- Wall Unit(s)
Appliances
- Included: Water Heater
- Laundry: Inside
Features
- Basement: None
- Has fireplace: Yes
- Fireplace features: Propane
Interior area
- Living area range: 900-999 null
Property
Parking
- Total spaces: 4
- Parking features: Assigned
Features
- Patio & porch: Deck
- Exterior features: Recreational Area, Year Round Living, Private Dock
- Has view: Yes
- View description: Beach, Panoramic, Bay, Lake, Trees/Woods
- Has water view: Yes
- Water view: Beach,Bay,Lake,Direct
- Waterfront features: Dock, Beach Front, WaterfrontCommunity, Lake
- Body of water: Lake of Bays
Lot
- Features: Golf
- Topography: Dry,Wooded/Treed,Rolling,Level
Details
- Parcel number: 0
Construction
Type & style
- Home type: Condo
- Architectural style: Bungalow
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Wood
- Foundation: Block
- Roof: Shingle
Condition
- New Construction
- New construction: Yes
Utilities & green energy
- Utilities for property: Cell Services
Community & HOA
HOA
- Amenities included: Party Room/Meeting Room, Satellite Dish, Visitor Parking, Indoor Pool
- Services included: Heat Included, Hydro Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
- HOA fee: C$427 monthly
- HOA name: 0
Location
- Region: Lake Of Bays
Financial & listing details
- Date on market: 8/29/2026
Price history
Price history is unavailable.
Public tax history
Tax history is unavailable.
Climate risks
Neighborhood: P1H
Nearby schools
GreatSchools rating
No schools nearby
We couldn't find any schools near this home.






