Active

$1,595,000

1078 W Peninsula Dr, Coeur D Alene, ID 83814

4beds

4baths

2,326sqft

$8,911/mo

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Single Family Residence

Built in 1969

9,583 Square Feet Lot

$1,504,400 Zestimate^®

$686/sqft

$-- HOA

What's special

Separate studio guest apartmentWalk out basementMain floor living

Live the lake life year-round in this rare waterfront gem - Kidd Island Bay, Lake Coeur d'Alene --main floor living, walk out basement, plus a separate studio guest apartment offering flexibility, income potential, or space for visitors. With no rental restrictions, you can live in one and rent the other! Boat or drive to downtown Cd'A in minutes. Enjoy a protected sandy beach & quiet marina area. Breathtaking lake views from nearly every angle. Oversized detached 2-car garage + extra parking. Unbeatable location with the perfect blend of privacy and access. This is the kind of lifestyle opportunity that doesn't come along often--lakefront, low-maintenance, and loaded with potential. Don't just dream it--live it

9 hours

818

42

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 4
Main level bathrooms: 3
Main level bedrooms: 1

Heating

Electric, Propane, Forced Air, Mini-Split, Propane Stove

Cooling

Mini-Split A/C

Appliances

Included: Wall Oven, Refrigerator, Microwave, Dishwasher, Cooktop
Laundry: Washer Hookup

Features

Fireplace
Flooring: Carpet
Basement: Finished,Daylight,Walk-Out Access
Has fireplace: Yes
Fireplace features: Propane Stove
Common walls with other units/homes: No Common Walls

Interior area

Total structure area: 2,326
Total interior livable area: 2,326 sqft

Property

Parking

Parking features: Garage - Attached
Has attached garage: Yes

Features

Patio & porch: Deck
Exterior features: Lighting, Rain Gutters, Lawn
Has spa: Yes
Spa features: Bath
Has view: Yes
View description: Mountain(s), Territorial, Lake
Has water view: Yes
Water view: Lake
Body of water: Coeur d'Alene Lake

Lot

Size: 9,583 Square Feet
Features: Open Lot, Corner Lot, Level, Borders Special Land

Details

Additional structures: Storage, Guest House
Parcel number: 50N04W354682
Zoning: RES

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Lap Siding, Frame
Foundation: Concrete Perimeter
Roof: Metal

Condition

Year built: 1969
Major remodel year: 2025

Utilities & green energy

Sewer: Community System
Water: Shared Well
Utilities for property: Cable Available, DSL Available

Community & HOA

Community

Subdivision: Kidd Island Bay

HOA

Has HOA: Yes
HOA name: Captain Kidd

Location

Region: Coeur D Alene

Financial & listing details

Price per square foot: $686/sqft
Tax assessed value: $1,010,158
Annual tax amount: $3,369
Date on market: 7/25/2026
Road surface type: Paved

Estimated market value

$1,504,400

$1.43M - $1.58M

$3,740/mo

Price history

Date	Event	Price
7/25/2026	Listed for sale	$1,595,000-0.3%$686/sqft
Source: Coeur d'Alene MLS #26-7673 Report a problem
6/13/2025	Sold	--
Source: Coeur d'Alene MLS #25-3409 Report a problem
4/28/2025	Pending sale	$1,600,000$688/sqft
Source: Coeur d'Alene MLS #25-3409 Report a problem
4/22/2025	Price change	$1,600,000-8.6%$688/sqft
Source: Coeur d'Alene MLS #25-3409 Report a problem
4/14/2025	Price change	$1,750,000+97.2%$752/sqft
Source: Coeur d'Alene MLS #25-3409 Report a problem
6/30/2021	Listed for sale	$887,500$382/sqft
Source: Coeur d'Alene MLS #21-6444 Report a problem
6/21/2021	Sold	--
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,370 +0.2%	$885,158 +3.1%
2024	$3,364 +14.4%	$858,166
2023	$2,940 -18.4%	$858,166 -0.1%
2022	$3,601 -4.8%	$858,946 +46.6%
2021	$3,781 -3.9%	$585,750 +22.8%
2020	$3,932 +2.1%	$477,120 +3%
2019	$3,853 -2%	$463,420 +12.6%
2018	$3,932 -1.9%	$411,537 +1.8%
2017	$4,009 +107.9%	$404,234 +7.6%
2016	$1,929 -50.7%	$375,799 +0.5%
2015	$3,910	$373,829 +16.7%
2013	$3,910	$320,403 +30.6%
2012	--	$245,345 -16.6%
2011	--	$294,152 -15.3%
2010	--	$347,235

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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