**Multiple offer situation. Seller requesting Highest, Best and Final offers 12pm 3/23/2026.** Consider this opportunity to restore this cottage-style home, offering privacy and a unique setting. The home features 1 bedroom and 1 full bath on the main level, with an additional bathroom and recreation room on the lower level, providing flexible living space. It will require repairs, including kitchen, plumbing, flooring, and is best suited for investors or buyers that are very handy. Close to shopping, schools and amenities. This property may qualify for Seller Financing (Vendee). Property was built prior to 1978 and lead based paint may potentially exist. Sold as-is. Buyer to pay NYS and any local transfer taxes. Offers with financing must be accompanied by pre-qual letter; cash offers with proof of funds. Please see agent remarks for access, showing instructions and offer presentation remarks.
Foreclosed
$152,100
109 Putnam Drive, Carmel, NY 10512
1beds
742sqft
Single Family Residence, Residential
Built in 1950
4,000 Square Feet Lot
$152,100 Zestimate®
$205/sqft
$-- HOA
What's special
Cottage-style homeFlexible living space
- 197 days |
- 31 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
Desiree M Beecham 845-709-1775,
River Realty Services, Inc. 845-564-2800,
Lee A Raphael 845-564-2800,
River Realty Services, Inc.
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 972016
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Electric
Cooling
- None
Appliances
- Included: Electric Range
Features
- Beamed Ceilings, Eat-in Kitchen
- Basement: Finished,Partial,Walk-Out Access
- Attic: See Remarks
Interior area
- Total structure area: 742
- Total interior livable area: 742 sqft
Property
Parking
- Total spaces: 1
- Parking features: On Street
- Has uncovered spaces: Yes
Lot
- Size: 4,000 Square Feet
Details
- Parcel number: 37220002205800010260000000
- Special conditions: Real Estate Owned
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence, Residential
Materials
- Frame, Vinyl Siding
Condition
- Year built: 1950
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Electricity Connected
Community & HOA
HOA
- Has HOA: No
Location
- Region: Carmel
Financial & listing details
- Price per square foot: $205/sqft
- Tax assessed value: $197,000
- Annual tax amount: $5,750
- Date on market: 3/17/2026
- Cumulative days on market: 9 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Foreclosure details
Estimated market value
$152,100
$140,000 - $166,000
$2,318/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/29/2026 | Sold | $151,000-18.8%$204/sqft |
Source:  OneKey® MLS as distributed by MLS GRID #972016 Report a problem | ||
| 1/30/2026 | Sold | $185,950+12.7%$251/sqft |
Source: Public Record Report a problem | ||
| 7/14/2006 | Sold | $165,000+22.3%$222/sqft |
Source: Public Record Report a problem | ||
| 1/13/2003 | Sold | $134,900$182/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $197,000 +41.2% |
| 2024 | -- | $139,500 |
| 2023 | -- | $139,500 |
| 2022 | -- | $139,500 |
| 2021 | -- | $139,500 |
| 2020 | -- | $139,500 |
| 2019 | -- | $139,500 |
| 2018 | -- | $139,500 +9% |
| 2017 | $4,262 | $128,000 |
| 2016 | -- | $128,000 |
| 2015 | -- | $128,000 -3% |
| 2014 | -- | $132,000 -6% |
| 2013 | -- | $140,400 -5% |
| 2012 | -- | $147,800 -7% |
| 2011 | -- | $158,900 -10% |
| 2010 | -- | $176,600 -10% |
| 2009 | -- | $196,200 -15% |
| 2008 | -- | $230,800 |
| 2007 | -- | $230,800 +20% |
| 2006 | -- | $192,300 +14.7% |
| 2005 | -- | $167,700 +26.2% |
| 2004 | -- | $132,841 +26.1% |
| 2003 | -- | $105,363 +11.9% |
| 2002 | -- | $94,133 +14.2% |
| 2001 | -- | $82,400 +12.1% |
| 2000 | -- | $73,500 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: Lake Carmel
Nearby schools
GreatSchools rating
- 8/10Kent Elementary SchoolGrades: K-4Distance: 1.6 mi
- 3/10George Fischer Middle SchoolGrades: 5-8Distance: 2.4 mi
- 7/10Carmel High SchoolGrades: 9-12Distance: 3.4 mi
Schools provided by the listing agent
- Elementary: Matthew Paterson Elementary School
- Middle: George Fischer Middle School
- High: Carmel High School
Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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