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For sale
  • Listed by: Compass • Stephanie Cowan • 760-803-7833
    $1,395,000

    1105 Via Vera Cruz, San Marcos, CA 92078

    5beds
    2,850sqft
    : 
    $9,380/mo
    Get pre-qualified
    Single Family Residence
    Built in 2003
    6,489 Square Feet Lot
    $1,372,900 Zestimate®
    $489/sqft
    $178/mo HOA

    What's special

    5-Bedroom Home with a Private Backyard in a Highly Desirable San Marcos Gated Community! Beautifully updated and move-in ready, this nearly 3000-square-foot Stone Canyon home offers soaring ceilings, a private backyard and a peek ocean view, and exceptional space, versatility, and value. Featuring 5 bedrooms, 4 bathrooms and a 3-car garage, the spacious floor plan offers room to spread out. New carpet and luxury vinyl plank complement stone tile flooring, while the stunning white kitchen features new quartz countertops, a new sink, faucet, stove top and hood alongside abundant newly painted cabinetry with exceptional storage capacity. Designed for today’s living, the kitchen's seamless open-concept layout provides direct view into the family room with its cozy fireplace—great for everyday life or entertaining guests. High ceilings make an impression in the entry and dining area. Downstairs, a bedroom with mahogany flooring and ensuite access to the full bathroom offers a convenient guest retreat, an ideal setup for multi-generational living, or a great home office. Upstairs, four generously sized bedrooms and three bathrooms provide a versatile layout, along with a conveniently located laundry room. One bedroom features a unique pop-out area that creates extra space for a playroom, office or study nook. The large primary suite has fresh paint and an ensuite bathroom with new flooring, soaking tub and separate shower. It also features an upgraded walk-in closet outfitted with a custom white built-in organization system—complete with dual dresser drawers, floor-to-ceiling shelving, and multi-tier hanging rods designed to maximize storage efficiency. A front balcony offers another inviting spot to enjoy the views. With no neighbors behind, the spacious backyard feels like a private retreat, complete with a low maintenance lawn, a back patio for outdoor dining and a peek ocean view. A long driveway accommodates up to four vehicles off-street in addition to the 3-car garage, providing effortless parking depth for guest gatherings, multiple drivers, or larger daily vehicles. Set in the prestigious and serene gated community of Stone Canyon tucked into the hills of San Marcos, this neighborhood offers a rare blend of tranquil, nature-surrounded living and everyday convenience. Wake up to peaceful and private backyard hill views and birds singing in a low density setting—all while living just 5 minutes from top grocery stores, restaurants, major medical facilities, and shops of recently developed North City. Enjoy hiking and biking trails connecting to Discovery Lake and Double Peak Park, as well as easy access to nearby Cal State San Marcos and Highway 78. Zoned for nearby highly rated Discovery Elementary, well-regarded San Elijo Middle and San Marcos High Schools, this home is a standout opportunity for buyers seeking space, privacy and gated living in San Marcos.
    10 days
    895
    62

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Stephanie Cowan DRE #01912040 760-803-7833,

    Compass

    Source: CRMLS,MLS#: NDP2609440MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 4
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Bedroom, Entry/Foyer, Family Room, Kitchen, Laundry, Loft, Living Room, Primary Bathroom, Primary Bedroom, Office, Other
      Bedroom
      • Features: Bedroom on Main Level
      Other
      • Features: Walk-In Closet(s)
      Heating
      • Central
      Cooling
      • None
      Appliances
      • Included: Built-In Range, Built-In, Dishwasher, Gas Cooking, Disposal, Microwave, Range Hood
      • Laundry: Washer Hookup, Gas Dryer Hookup, Laundry Room
      Features
      • Bedroom on Main Level, Loft, Primary Suite, Walk-In Closet(s)
      • Flooring: See Remarks
      • Has fireplace: Yes
      • Fireplace features: Family Room
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 2,850 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage - Attached
      • Attached garage spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: 1
      • Pool features: None
      • Has view: Yes
      • View description: Park/Greenbelt, Hills, Ocean
      • Has water view: Yes
      • Water view: Ocean
      Lot
      • Size: 6,489 Square Feet
      • Features: Back Yard, Front Yard, Sprinklers In Rear, Sprinklers In Front, Near Park, Sprinkler System, Yard
      Details
      • Parcel number: 2227501300
      • Zoning: R-1:SINGLE FAM-RES
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Concrete Perimeter
      • Roof: Tile
      Condition
      • New construction: No
      • Year built: 2003

      Community & HOA

      Community
      • Features: Biking, Dog Park, Hiking, Mountainous, Preserve/Public Land, Suburban, Sidewalks, Gated, Park
      • Security: Carbon Monoxide Detector(s), Gated Community, Smoke Detector(s)
      HOA
      • Has HOA: Yes
      • Amenities included: Controlled Access, Maintenance Grounds, Trail(s)
      • HOA fee: $178 monthly
      • HOA name: Stone Canyon
      • HOA phone: 760-431-2522
      Location
      • Region: San Marcos

      Financial & listing details

      • Price per square foot: $489/sqft
      • Tax assessed value: $995,172
      • Date on market: 10/15/2026
      • Cumulative days on market: 10 days
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $1,372,900

        $1.30M - $1.44M

        $5,578/mo

        Price history

        DateEventPrice
        10/15/2026Listed for sale$1,395,000+99.3%$489/sqft
        Source: CRMLS #NDP2609440 Report a problem
        9/24/2004Sold$700,000$246/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026-- $995,172 +2%
        2025$13,900 +5.2%$975,660 +2%
        2024$13,218 +0.2%$956,530 +2%
        2023$13,191 +1.6%$937,776 +2%
        2022$12,982 +1.7%$919,389 +2%
        2021$12,765 +0.8%$901,363 +1%
        2020$12,669 +35.9%$892,121 +6.8%
        2019$9,323 -20.5%$835,000 +1.8%
        2018$11,732 +9.6%$820,000 +12.3%
        2017$10,707 +6%$730,000 +9%
        2016$10,105 +8.3%$670,000 +7.2%
        2015$9,328 -3.2%$625,000 +4.2%
        2014$9,641 $600,000 +10.3%
        2013-- $544,000
        2012-- $544,000
        2011-- $544,000
        2010-- $544,000
        2009-- $544,000 -20%
        2008-- $680,000 -6.6%
        2007-- $728,280 +2%
        2006-- $714,000 +2%
        2005-- $700,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 92078

        Getting around

        14 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: San Marcos
        • Middle: San Marcos
        • High: San Marcos

        Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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