111 N Riverside Dr, Saratoga Springs, UT 84045

?? TWIN HOME FOR SALE – FHA LOAN ASSUMPTION AT 5.25%! Looking for a great opportunity to become a homeowner? We’re offering our twin home for $379,070, with the option to assume our existing FHA mortgage at an attractive 5.25% interest rate! ?? Home Details * 3 bedrooms * 2.5 bathrooms * Approximately 1,400 square feet ?? Mortgage Details * Asking price: $379,070 * Current unpaid principal balance: $379,069.91 * Existing interest rate: 5.25% * Current monthly mortgage payment: $2,526.30 * Monthly payment includes property taxes and homeowners insurance through escrow. * No second mortgage! Loan Assumption Information: The buyer will need to qualify for the existing FHA loan through Utah Housing Corporation (UHC), including meeting their income and underwriting requirements. * Application completed directly through UHC. * Buyer is responsible for the $1,800 loan assumption fee. * Additional fees include credit report, employment verification, recording, title endorsement, and title company closing fees. * These additional fees are estimated at approximately $500–$900, but actual costs will be determined by UHC and the title company. * Buyer will also be responsible for prepaid homeowners insurance, applicable escrow adjustments, and any other required closing costs. A FEW IMPORTANT THINGS: * No realtors involved! * We are selling for approximately what we owe, not looking to make a profit. * Loan assumption and release of seller liability are subject to UHC approval and closing. We’re simply looking for a qualified buyer who would love to take advantage of this existing 5.25% interest rate while helping us transition out of the home. Please message us with serious inquiries or questions! ??