Escape to the beauty and tranquility of Tennanah Lake in the heart of the Catskill Mountains! This thoughtfully updated, four-season lakefront home offers privacy and comfort on a private motorboat lake, renowned for its excellent freshwater fishing. Located on a quiet dead-end road, approximately two hours from NYC, this property is an ideal weekend getaway, recreational retreat, or investment opportunity with Airbnb and short-term rentals permitted.
This fully furnished home features 2 bedrooms plus a loft that can serve as a third bedroom, comfortably sleeping up to 7. Recent improvements include a new septic system, reinforced foundation, french drains, heated well line, new plumbing throughout with dedicated drains and a 40-gallon hot water heater. The refreshed kitchen features new appliances, and the completely renovated bathroom with a wood look porcelain tile shower stall adds modern comfort and quality. Electric heat and a wood-burning stove create a cozy atmosphere in every season. Waterproofed under-deck storage offers ample room for kayaks, boating equipment, fishing gear, and seasonal belongings. And a heated and insulated walk-in crawl space with a four foot entry door provides ample storage for snowmobiles, motorcycles and ATVs, making this an excellent home for year-round outdoor recreation.
Enjoy exceptional outdoor living with a spacious wrap around deck perfect for morning coffee, summer dinners, or relaxing with friends while surrounded by the woods with an elevated view of the lake. An arborvitae lined illuminated pathway leading down to the dock and new natural stone lakefront patio with a permanently installed 12x9 cantilevered umbrella allows you to enjoy the lake in comfort and its beautiful afternoon sunset.
Spend your summers boating and fishing, admire spectacular fall foliage, explore nearby trails and winter recreation, or unwind beside the wood stove after a day outdoors. Motorboats and personal watercraft are permitted on Tennanah Lake, offering the opportunity to enjoy powersports right outside your door.
The voluntary Tennanah Lake Taxpayers Associations (TLTA) purpose is to bring together and advocate for lake property owners and protect the environment and shared community interests. TLTA also grants the added convenience of a boat launch.
Whether you're looking for a private Catskills escape, a four-season lakefront retreat, or a property with short-term rental potential, this inviting home offers a wonderful opportunity to enjoy lake life in every season!
For sale
Price cut: $50K (10/21)
$749,998
114 Smith Lake Road, Roscoe, NY 12776
2beds
912sqft
Single Family Residence, Residential
Built in 1940
7,705 Square Feet Lot
$-- Zestimate®
$822/sqft
$29/mo HOA
What's special
- 15 days
- 610
- 25
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Carole Edwards Realty 845-439-3620,
Gina Sullivan 845-866-8226
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 1061194
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Baseboard, Wood
Cooling
- Wall/Window Unit(s)
Appliances
- Included: Cooktop, Dishwasher
Features
- First Floor Bedroom, Breakfast Bar, Ceiling Fan(s), High Ceilings
- Basement: Partial,Storage Space,Walk-Out Access
- Attic: None
- Number of fireplaces: 1
Interior area
- Total structure area: 912
- Total interior livable area: 912 sqft
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- On waterfront: Yes
- Waterfront features: Lake Front, Lake Privileges, Waterfront
Lot
- Size: 7,705 Square Feet
Details
- Parcel number: 320001000002004000
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subtype: Single Family Residence, Residential
Materials
- Energy Star, Foam Insulation, Frame
Condition
- Year built: 1940
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Connected, Electricity Available, Phone Available
Community & HOA
HOA
- Has HOA: Yes
- Amenities included: Boat Dock, Powered Boats Allowed
- Services included: Other
- HOA fee: $350 annually
Location
- Region: Roscoe
Financial & listing details
- Price per square foot: $822/sqft
- Tax assessed value: $155,500
- Annual tax amount: $7,656
- Date on market: 10/13/2026
- Cumulative days on market: 10 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/21/2026 | Price change | $749,998-6.3%$822/sqft |
Source: | ||
| 10/13/2026 | Listed for sale | $799,998+0.1%$877/sqft |
Source: | ||
| 10/12/2026 | Listing removed | -- |
Source: Owner Report a problem | ||
| 9/5/2026 | Listed for sale | $799,000+280.5%$876/sqft |
Source: Owner Report a problem | ||
| 10/3/2015 | Sold | $210,000+5%$230/sqft |
Source: | ||
| 12/16/2005 | Sold | $200,000$219/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $155,500 |
| 2024 | -- | $155,500 |
| 2023 | -- | $155,500 |
| 2022 | -- | $155,500 |
| 2021 | -- | $155,500 |
| 2020 | -- | $155,500 |
| 2019 | -- | $155,500 |
| 2018 | -- | $155,500 |
| 2017 | $5,750 | $155,500 +3.7% |
| 2016 | -- | $150,000 |
| 2015 | -- | $150,000 |
| 2014 | -- | $150,000 |
| 2013 | -- | $150,000 |
| 2012 | -- | $150,000 |
| 2011 | -- | $150,000 |
| 2010 | -- | $150,000 |
| 2009 | -- | $150,000 |
| 2008 | -- | $150,000 |
| 2007 | -- | $150,000 |
| 2006 | -- | $150,000 +125.6% |
| 2005 | -- | $66,500 |
| 2004 | -- | $66,500 |
| 2003 | -- | $66,500 |
| 2002 | -- | $66,500 |
| 2001 | -- | $66,500 |
| 2000 | -- | $66,500 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: 12776
Nearby schools
Schools provided by the listing agent
- Elementary: Rockland Elementary School
- Middle: Rockland Middle/High School
- High: Rockland Middle/High School
Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






