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For sale by owner
  • $799,000

    114 Smith Lake Rd, Roscoe, NY 12776

    2beds
    912sqft
    Loading
    SingleFamily
    Built in 1940
    5,662 Square Feet Lot
    $465,600 Zestimate®
    $876/sqft
    $-- HOA

    What's special

    Completely renovated bathroomWood-burning stoveHeated by electric heatSurrounding woods and waterFour-season lakefront home
    Private Tennanah Lake Retreat. A Rare opportunity Escape to the beauty and tranquility of Tennanah Lake nestled in the Catskill Mountains with this thoughtfully improved four-season lakefront home, offering a rare combination of comfort, privacy, and direct access to a private motorboat lake renowned for its freshwater fishing. This 2 bedroom home with loft as a 3rd bedroom has been extensively updated and is ready to enjoy in every season. Recent improvements include a heated well line, reinforced foundation, spray-foamed and heated crawl space, and new plumbing throughout with dedicated drains, 40-gallon hot water heater provide additional peace of mind. Inside, the kitchen has been beautifully refreshed with new appliances, while a completely renovated bathroom adds modern comfort. The home sleeps 7 and is heated by electric heat , features a wood-burning stove, creating the perfect setting for cozy winter evenings after a day on the lake or trails. A spacious and exceptional outdoor living space—ideal for morning coffee, summer dinners, or relaxing with friends while enjoying the surrounding woods and water. Outside, the property truly shines. A new stone dock platform provides easy access to your private waterfront on Tennanah Lake, with an illuminated pathway leading down to the dock. Mature privacy trees create a secluded, peaceful setting, while waterproofed under-deck storage provides abundant room for kayaks, boating equipment, fishing gear, and seasonal belongings. For those who enjoy snowmobiling, ATVs, and outdoor recreation, the property also features a wider entry door designed for easy snowmobile/ATV access, along with generous storage. Best of all, you're on the lake—private, peaceful, and surrounded by the natural beauty of the Catskills 2 hours from NYC, with exceptional freshwater fishing right outside your door. A true four-season getaway: boat and fish in summer, enjoy the fall foliage, retreat to the wood stove in winter, and wake to the lake and woods in spring.
    6 days
    641
    15
    Listed by:

    Property Owner (347) 996-9591

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Heating
      • Baseboard, Other, Stove, Electric, Wood / Pellet
      Cooling
      • Wall
      Appliances
      • Included: Range / Oven, Refrigerator
      Features
      • Flooring: Carpet, Hardwood
      • Basement: Partially finished
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 912 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Off-street
      Features
      • Exterior features: Vinyl, Cement / Concrete
      • Has view: Yes
      • View description: Water, Mountain
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 5,662 Square Feet
      Details
      • Parcel number: 4832001024

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Wood
      • Foundation: Piers
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1940

      Community & HOA

      Location
      • Region: Roscoe

      Financial & listing details

      • Price per square foot: $876/sqft
      • Tax assessed value: $478,462
      • Date on market: 9/5/2026

        Estimated market value

        $465,600

        $391,000 - $540,000

        $1,734/mo

        Price history

        DateEventPrice
        9/5/2026Listed for sale$799,000+280.5%$876/sqft
        Source: Owner Report a problem
        10/3/2015Sold$210,000+5%$230/sqft
        Source: OneKey® MLS as distributed by MLS GRID #H4208581 Report a problem
        12/16/2005Sold$200,000$219/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $155,500
        2024-- $155,500
        2023-- $155,500
        2022-- $155,500
        2021-- $155,500
        2020-- $155,500
        2019-- $155,500
        2018-- $155,500
        2017$5,750 $155,500 +3.7%
        2016-- $150,000
        2015-- $150,000
        2014-- $150,000
        2013-- $150,000
        2012-- $150,000
        2011-- $150,000
        2010-- $150,000
        2009-- $150,000
        2008-- $150,000
        2007-- $150,000
        2006-- $150,000 +125.6%
        2005-- $66,500
        2004-- $66,500
        2003-- $66,500
        2002-- $66,500
        2001-- $66,500
        2000-- $66,500
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 12776

        Getting around

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        Nearby schools

        GreatSchools rating

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