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For sale
  • Price cut: $50K (10/21)
    $749,998

    114 Smith Lake Road, Roscoe, NY 12776

    2beds
    912sqft
    Loading
    Single Family Residence, Residential
    Built in 1940
    7,705 Square Feet Lot
    $-- Zestimate®
    $822/sqft
    $29/mo HOA

    What's special

    Escape to the beauty and tranquility of Tennanah Lake in the heart of the Catskill Mountains! This thoughtfully updated, four-season lakefront home offers privacy and comfort on a private motorboat lake, renowned for its excellent freshwater fishing. Located on a quiet dead-end road, approximately two hours from NYC, this property is an ideal weekend getaway, recreational retreat, or investment opportunity with Airbnb and short-term rentals permitted. This fully furnished home features 2 bedrooms plus a loft that can serve as a third bedroom, comfortably sleeping up to 7. Recent improvements include a new septic system, reinforced foundation, french drains, heated well line, new plumbing throughout with dedicated drains and a 40-gallon hot water heater. The refreshed kitchen features new appliances, and the completely renovated bathroom with a wood look porcelain tile shower stall adds modern comfort and quality. Electric heat and a wood-burning stove create a cozy atmosphere in every season. Waterproofed under-deck storage offers ample room for kayaks, boating equipment, fishing gear, and seasonal belongings. And a heated and insulated walk-in crawl space with a four foot entry door provides ample storage for snowmobiles, motorcycles and ATVs, making this an excellent home for year-round outdoor recreation. Enjoy exceptional outdoor living with a spacious wrap around deck perfect for morning coffee, summer dinners, or relaxing with friends while surrounded by the woods with an elevated view of the lake. An arborvitae lined illuminated pathway leading down to the dock and new natural stone lakefront patio with a permanently installed 12x9 cantilevered umbrella allows you to enjoy the lake in comfort and its beautiful afternoon sunset. Spend your summers boating and fishing, admire spectacular fall foliage, explore nearby trails and winter recreation, or unwind beside the wood stove after a day outdoors. Motorboats and personal watercraft are permitted on Tennanah Lake, offering the opportunity to enjoy powersports right outside your door. The voluntary Tennanah Lake Taxpayers Associations (TLTA) purpose is to bring together and advocate for lake property owners and protect the environment and shared community interests. TLTA also grants the added convenience of a boat launch. Whether you're looking for a private Catskills escape, a four-season lakefront retreat, or a property with short-term rental potential, this inviting home offers a wonderful opportunity to enjoy lake life in every season!
    15 days
    610
    25

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Carole Edwards Realty 845-439-3620,

    Gina Sullivan 845-866-8226

    Source: OneKey® MLS as distributed by MLS GRID,MLS#: 1061194MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Heating
      • Baseboard, Wood
      Cooling
      • Wall/Window Unit(s)
      Appliances
      • Included: Cooktop, Dishwasher
      Features
      • First Floor Bedroom, Breakfast Bar, Ceiling Fan(s), High Ceilings
      • Basement: Partial,Storage Space,Walk-Out Access
      • Attic: None
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 912
      • Total interior livable area: 912 sqft

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • On waterfront: Yes
      • Waterfront features: Lake Front, Lake Privileges, Waterfront
      Lot
      • Size: 7,705 Square Feet
      Details
      • Parcel number: 320001000002004000
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow
      • Property subtype: Single Family Residence, Residential
      Materials
      • Energy Star, Foam Insulation, Frame
      Condition
      • Year built: 1940

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Cable Connected, Electricity Available, Phone Available

      Community & HOA

      HOA
      • Has HOA: Yes
      • Amenities included: Boat Dock, Powered Boats Allowed
      • Services included: Other
      • HOA fee: $350 annually
      Location
      • Region: Roscoe

      Financial & listing details

      • Price per square foot: $822/sqft
      • Tax assessed value: $155,500
      • Annual tax amount: $7,656
      • Date on market: 10/13/2026
      • Cumulative days on market: 10 days
      • Listing agreement: Exclusive Right To Sell
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/21/2026Price change$749,998-6.3%$822/sqft
        Source: OneKey® MLS as distributed by MLS GRID #1061194 Report a problem
        10/13/2026Listed for sale$799,998+0.1%$877/sqft
        Source: OneKey® MLS as distributed by MLS GRID #1061194 Report a problem
        10/12/2026Listing removed--
        Source: Owner Report a problem
        9/5/2026Listed for sale$799,000+280.5%$876/sqft
        Source: Owner Report a problem
        10/3/2015Sold$210,000+5%$230/sqft
        Source: OneKey® MLS as distributed by MLS GRID #H4208581 Report a problem
        12/16/2005Sold$200,000$219/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $155,500
        2024-- $155,500
        2023-- $155,500
        2022-- $155,500
        2021-- $155,500
        2020-- $155,500
        2019-- $155,500
        2018-- $155,500
        2017$5,750 $155,500 +3.7%
        2016-- $150,000
        2015-- $150,000
        2014-- $150,000
        2013-- $150,000
        2012-- $150,000
        2011-- $150,000
        2010-- $150,000
        2009-- $150,000
        2008-- $150,000
        2007-- $150,000
        2006-- $150,000 +125.6%
        2005-- $66,500
        2004-- $66,500
        2003-- $66,500
        2002-- $66,500
        2001-- $66,500
        2000-- $66,500
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 12776

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Rockland Elementary School
        • Middle: Rockland Middle/High School
        • High: Rockland Middle/High School

        Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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