Beautifully remodeled, modern golf course pool home in overlooking the 13th hole of Palmetto-Pine Country Club, a semi-private Arthur Hills–designed 18-hole championship course offering year-round public golf, affordable memberships, and full dining and social amenities. No renovations needed here, this home has already been beautifully updated and shows modern, and move-in ready. No rear neighbors behind you, so you have your peacefulness and privacy! This elevated property sits outside FEMA’s special flood zone (Zone X), providing peace of mind with no flooding and typically no flood insurance required by lenders. A huge oversized open-floor-plan living area flows seamlessly to the outdoors through 4 glass door sliders that pocket fully into the wall, maximizing natural light and panoramic pool and golf views. Beautiful new tile throughout the home, no carpet or mixed flooring. Step outside to your private oversized built-in pool, framed by premium picture-window screens and complemented by an expansive under-lanai area and full-length sun deck—perfect for year-round Florida living. Inside, the home offers nearly 1,700 sq. ft. of living area, and thanks to its thoughtfully designed open floor plan, it lives much larger than its size would suggest, featuring 3 bedrooms and 2 baths, including a convenient fully remodeled pool bath with walk-in shower, plus full hurricane protection with a mix of hurricane bifold shutters and newer impact window replacements.The new contemporary remodeled kitchen features beautiful fine cabinetry, extensive heavy drawer storage, premium appliances, stone backsplash, a long island bar for entertaining, and gorgeous stone counters and rustic block bar top. Fresh paint, no carpet, 12x24 modern tile throughout, high cathedral ceilings, recessed lighting, designer fans, and a double-door front entry with transom window elevate the home’s clean, modern feel. The rear dining area faced to the rear overlooks the pool and golf course for picture-perfect views. In the Master Bedroom, glass door sliders access the rear lanai and pool, the remodeled Master Bath has a beautiful walk-in shower and huge walk-in closet. Add’l highlights include a beautiful screened in cage with new “picture window” screening, a 3-year-old roof, 1 1/2 year old A/C System with 10 Yr warranty, 6 mo old Hot Water tank with warranty, Brand New Pool Pump with warranty, a 2-car garage, PLUS NO HOA, and near club’s low membership amenities—full-service dining, bar, social events, bocce, locker rooms, and Mulligans outdoor snack bar. A rare opportunity to enjoy resort-style living in a beautifully updated home with exceptional outdoor space and year-round golf just steps away. Please view the 3 D ZILLOW tour linked with Floor Plan. See flyer attached showing public and very affordable memberships. Golf course direct frontage pool homes in this prime SW Cape Coral area close to everything, are a very rare find at this price.
Active
Price cut: $76K (8/20)
$499,000
1145 SW 21st Ter, Cape Coral, FL 33991
3beds
1,692sqft
Single Family Residence
Built in 1988
10,018 Square Feet Lot
$480,200 Zestimate®
$295/sqft
$-- HOA
What's special
Private oversized built-in poolFresh paintNew contemporary remodeled kitchenBeautiful fine cabinetryPremium appliancesHigh cathedral ceilingsRecessed lighting
- 138 days
- 283
- 14
Zillow last checked:
Listing updated:
Listed by:
Penny Lehmann 239-462-8171,
Coldwell Banker Realty
Source: Florida Gulf Coast MLS,MLS#: 2026018284
Originating MLS: Florida Gulf Coast
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bathroom, Guest Quarters, Screened Porch, Great Room
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dishwasher, Freezer, Microwave, Range, Refrigerator
- Laundry: Washer Hookup, Dryer Hookup, Inside, Laundry Tub
Features
- Built-in Features, Closet Cabinetry, Cathedral Ceiling(s), Entrance Foyer, Eat-in Kitchen, Kitchen Island, Living/Dining Room, Shower Only, Separate Shower, Bar, Walk-In Closet(s), Window Treatments, Split Bedrooms, Bathroom, Guest Quarters, Screened Porch, Great Room
- Flooring: Tile
- Windows: Single Hung, Impact Glass, Shutters, Window Coverings
Interior area
- Total structure area: 2,175
- Total interior livable area: 1,692 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Driveway, Garage, Paved, Two Spaces, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Stories: 1
- Patio & porch: Lanai, Patio, Porch, Screened
- Exterior features: Sprinkler/Irrigation, Patio
- Has private pool: Yes
- Pool features: Concrete, In Ground, Outside Bath Access, Pool Equipment, Screen Enclosure
- Has view: Yes
- View description: Golf Course
- Waterfront features: None
Lot
- Size: 10,018 Square Feet
- Dimensions: 125 x 80 x 80 x 125
- Features: On Golf Course, Sprinklers Automatic
Details
- Parcel number: 274423C404395.0350
- Lease amount: $0
- Zoning description: R1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Ranch,One Story
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco
- Roof: Shingle
Condition
- Resale
- Year built: 1988
Utilities & green energy
- Sewer: Assessment Paid
- Water: Public
- Utilities for property: Cable Available, High Speed Internet Available
Community & HOA
Community
- Features: Golf
- Condo and coop fee: $0
- Membership fee: $0
- Subdivision: PALMETTO PINES COUNTRY CLUB
HOA
- Has HOA: No
- Amenities included: Golf Course
- Services included: None
Location
- Region: Cape Coral
Financial & listing details
- Price per square foot: $295/sqft
- Tax assessed value: $353,694
- Annual tax amount: $6,856
- Date on market: 4/23/2026
- Cumulative days on market: 139 days
- Listing terms: All Financing Considered,Cash,FHA,VA Loan
- Ownership: Single Family
- Road surface type: Paved
Estimated market value
$480,200
$456,000 - $504,000
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/20/2026 | Price change | $499,000-13.2%$295/sqft |
Source: | ||
| 4/23/2026 | Listed for sale | $575,000-11.5%$340/sqft |
Source: | ||
| 4/22/2026 | Listing removed | -- |
Source: Owner Report a problem | ||
| 2/24/2026 | Listed for sale | $650,000$384/sqft |
Source: Owner Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,857 +11.1% | $336,612 +10% |
| 2024 | $6,173 +5.5% | $306,011 +18.1% |
| 2023 | $5,849 +7.1% | $259,008 +10% |
| 2022 | $5,461 +12.8% | $235,462 +10% |
| 2021 | $4,843 +4.7% | $214,056 +10% |
| 2020 | $4,625 -14.1% | $194,596 +1.7% |
| 2019 | $5,381 | $191,371 -1.3% |
| 2018 | $5,381 -0.7% | $193,800 +13.2% |
| 2017 | $5,417 +6% | $171,203 +10% |
| 2016 | $5,110 +6.1% | $155,582 +6.7% |
| 2015 | $4,818 +1.9% | $145,794 -6.8% |
| 2014 | $4,727 -5.1% | $156,502 +7.4% |
| 2013 | $4,981 +184.1% | $145,701 +7.9% |
| 2012 | $1,754 +2.2% | $134,998 +23% |
| 2011 | $1,716 -12.3% | $109,779 -7.9% |
| 2010 | $1,957 -3% | $119,205 -3.6% |
| 2009 | $2,018 +8.1% | $123,630 -30.8% |
| 2008 | $1,866 -9.9% | $178,540 -25% |
| 2007 | $2,072 -0.5% | $237,920 -1.1% |
| 2006 | $2,082 -4.8% | $240,540 +59.6% |
| 2004 | $2,188 -2% | $150,690 +5.2% |
| 2003 | $2,234 +0.4% | $143,210 +8.1% |
| 2002 | $2,225 | $132,530 +22.4% |
| 2000 | -- | $108,320 |
Find assessor info on the county website
Monthly payment
Est. payment





