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  • Price cut: $76K (8/20)
    $499,000

    1145 SW 21st Ter, Cape Coral, FL 33991

    3beds
    1,692sqft
    : 
    $3,218/mo
    Get pre-qualified
    Single Family Residence
    Built in 1988
    10,018 Square Feet Lot
    $480,200 Zestimate®
    $295/sqft
    $-- HOA

    What's special

    Private oversized built-in poolFresh paintNew contemporary remodeled kitchenBeautiful fine cabinetryPremium appliancesHigh cathedral ceilingsRecessed lighting
    Beautifully remodeled, modern golf course pool home in overlooking the 13th hole of Palmetto-Pine Country Club, a semi-private Arthur Hills–designed 18-hole championship course offering year-round public golf, affordable memberships, and full dining and social amenities. No renovations needed here, this home has already been beautifully updated and shows modern, and move-in ready. No rear neighbors behind you, so you have your peacefulness and privacy! This elevated property sits outside FEMA’s special flood zone (Zone X), providing peace of mind with no flooding and typically no flood insurance required by lenders. A huge oversized open-floor-plan living area flows seamlessly to the outdoors through 4 glass door sliders that pocket fully into the wall, maximizing natural light and panoramic pool and golf views. Beautiful new tile throughout the home, no carpet or mixed flooring. Step outside to your private oversized built-in pool, framed by premium picture-window screens and complemented by an expansive under-lanai area and full-length sun deck—perfect for year-round Florida living. Inside, the home offers nearly 1,700 sq. ft. of living area, and thanks to its thoughtfully designed open floor plan, it lives much larger than its size would suggest, featuring 3 bedrooms and 2 baths, including a convenient fully remodeled pool bath with walk-in shower, plus full hurricane protection with a mix of hurricane bifold shutters and newer impact window replacements.The new contemporary remodeled kitchen features beautiful fine cabinetry, extensive heavy drawer storage, premium appliances, stone backsplash, a long island bar for entertaining, and gorgeous stone counters and rustic block bar top. Fresh paint, no carpet, 12x24 modern tile throughout, high cathedral ceilings, recessed lighting, designer fans, and a double-door front entry with transom window elevate the home’s clean, modern feel. The rear dining area faced to the rear overlooks the pool and golf course for picture-perfect views. In the Master Bedroom, glass door sliders access the rear lanai and pool, the remodeled Master Bath has a beautiful walk-in shower and huge walk-in closet. Add’l highlights include a beautiful screened in cage with new “picture window” screening, a 3-year-old roof, 1 1/2 year old A/C System with 10 Yr warranty, 6 mo old Hot Water tank with warranty, Brand New Pool Pump with warranty, a 2-car garage, PLUS NO HOA, and near club’s low membership amenities—full-service dining, bar, social events, bocce, locker rooms, and Mulligans outdoor snack bar. A rare opportunity to enjoy resort-style living in a beautifully updated home with exceptional outdoor space and year-round golf just steps away. Please view the 3 D ZILLOW tour linked with Floor Plan. See flyer attached showing public and very affordable memberships. Golf course direct frontage pool homes in this prime SW Cape Coral area close to everything, are a very rare find at this price.
    138 days
    283
    14

    Zillow last checked:

    Listing updated:

    Listed by:

    Penny Lehmann 239-462-8171,

    Coldwell Banker Realty

    Source: Florida Gulf Coast MLS,MLS#: 2026018284MLS LogoOriginating MLS: Florida Gulf Coast

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bathroom, Guest Quarters, Screened Porch, Great Room
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dishwasher, Freezer, Microwave, Range, Refrigerator
      • Laundry: Washer Hookup, Dryer Hookup, Inside, Laundry Tub
      Features
      • Built-in Features, Closet Cabinetry, Cathedral Ceiling(s), Entrance Foyer, Eat-in Kitchen, Kitchen Island, Living/Dining Room, Shower Only, Separate Shower, Bar, Walk-In Closet(s), Window Treatments, Split Bedrooms, Bathroom, Guest Quarters, Screened Porch, Great Room
      • Flooring: Tile
      • Windows: Single Hung, Impact Glass, Shutters, Window Coverings
      Interior area
      • Total structure area: 2,175
      • Total interior livable area: 1,692 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Driveway, Garage, Paved, Two Spaces, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Stories: 1
      • Patio & porch: Lanai, Patio, Porch, Screened
      • Exterior features: Sprinkler/Irrigation, Patio
      • Has private pool: Yes
      • Pool features: Concrete, In Ground, Outside Bath Access, Pool Equipment, Screen Enclosure
      • Has view: Yes
      • View description: Golf Course
      • Waterfront features: None
      Lot
      • Size: 10,018 Square Feet
      • Dimensions: 125 x 80 x 80 x 125
      • Features: On Golf Course, Sprinklers Automatic
      Details
      • Parcel number: 274423C404395.0350
      • Lease amount: $0
      • Zoning description: R1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,Ranch,One Story
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 1988

      Utilities & green energy

      • Sewer: Assessment Paid
      • Water: Public
      • Utilities for property: Cable Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Golf
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: PALMETTO PINES COUNTRY CLUB
      HOA
      • Has HOA: No
      • Amenities included: Golf Course
      • Services included: None
      Location
      • Region: Cape Coral

      Financial & listing details

      • Price per square foot: $295/sqft
      • Tax assessed value: $353,694
      • Annual tax amount: $6,856
      • Date on market: 4/23/2026
      • Cumulative days on market: 139 days
      • Listing terms: All Financing Considered,Cash,FHA,VA Loan
      • Ownership: Single Family
      • Road surface type: Paved

        Estimated market value

        $480,200

        $456,000 - $504,000

        Not available

        Price history

        DateEventPrice
        8/20/2026Price change$499,000-13.2%$295/sqft
        Source: Florida Gulf Coast MLS #2026018284 Report a problem
        4/23/2026Listed for sale$575,000-11.5%$340/sqft
        Source: Florida Gulf Coast MLS #2026018284 Report a problem
        4/22/2026Listing removed--
        Source: Owner Report a problem
        2/24/2026Listed for sale$650,000$384/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,857 +11.1%$336,612 +10%
        2024$6,173 +5.5%$306,011 +18.1%
        2023$5,849 +7.1%$259,008 +10%
        2022$5,461 +12.8%$235,462 +10%
        2021$4,843 +4.7%$214,056 +10%
        2020$4,625 -14.1%$194,596 +1.7%
        2019$5,381 $191,371 -1.3%
        2018$5,381 -0.7%$193,800 +13.2%
        2017$5,417 +6%$171,203 +10%
        2016$5,110 +6.1%$155,582 +6.7%
        2015$4,818 +1.9%$145,794 -6.8%
        2014$4,727 -5.1%$156,502 +7.4%
        2013$4,981 +184.1%$145,701 +7.9%
        2012$1,754 +2.2%$134,998 +23%
        2011$1,716 -12.3%$109,779 -7.9%
        2010$1,957 -3%$119,205 -3.6%
        2009$2,018 +8.1%$123,630 -30.8%
        2008$1,866 -9.9%$178,540 -25%
        2007$2,072 -0.5%$237,920 -1.1%
        2006$2,082 -4.8%$240,540 +59.6%
        2004$2,188 -2%$150,690 +5.2%
        2003$2,234 +0.4%$143,210 +8.1%
        2002$2,225 $132,530 +22.4%
        2000-- $108,320
        Find assessor info on the county website

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33991

        Getting around

        3 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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