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For sale
  • $3,650,000

    1172 W Bay Rd #11, Harbor Springs, MI 49740

    4beds
    3,131sqft
    : 
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    SingleFamily
    Built in ----
    4,356 Square Feet Lot
    $3,477,500 Zestimate®
    $1,166/sqft
    $300/mo HOA

    What's special

    Small bonus roomQuiet primary ensuite
    Welcome to Ramona Park, just a bike ride to downtown Harbor Springs along Little Traverse Bay! This beautiful transitional home is third row off the water, with serene views of lake Michigan. It sits beside the Ramona Park community stone walk leading directly to the private beach and kayak launch area. Breezes off the lake can be enjoyed from three porches. This home was extensively remodeled down to the studs in 2024-2025. Sellers opened up the home by relocating the central staircase which created a spacious welcoming entry hall flooded with light. Directly off the entry is the quiet primary ensuite, beautifully organized with closets, and a well-appointed bath with free-standing tub and shower. Across the hall, an additional bedroom/bath and the utility room were all remodeled with high end finishes and fixtures. An elevator was also added. The second level contains the open and light-filled living area with 17’ ceiling, a new study/guest bedroom, powder/full bath, and a new kitchen with Subzero fridge,GE Monogram appliances, gas stove, and butler’s pantry. A porch was enclosed to create a darling breakfast/game nook, and another porch enclosed to create a dining area. A second primary bedroom and bath located above the garage has a small bonus room that could easily be a nursery, office, or even exercise space. This home is on a tower lot, meaning it is one of the homes allowed to have a third story space in which to read or work plus a nice balcony/porch. All Marvin windows, roof, gutters, HVAC, and siding were newly added in 2025. This listing is like having a brand-new home without the wait time and challenges of construction! It is being offered furnished. Contact agents for exclusions.
    28 days
    |
    1,737
    |
    52
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sam Decamp,

    Gaslight Group Properties 231-347-7300

    Source: Northern Michigan MLS,MLS#: 479354MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Primary bedroom
      • Area: 263.11
      • Dimensions: 21.33 x 12.33
      Bedroom
      • Area: 234.11
      • Dimensions: 16.33 x 14.33
      Bedroom 1
      • Area: 172.79
      • Dimensions: 14.5 x 11.92
      Dining room
      • Area: 127.11
      • Dimensions: 10.67 x 11.92
      Kitchen
      • Area: 303.28
      • Dimensions: 35.33 x 8.58
      Living room
      • Area: 444.44
      • Dimensions: 20.83 x 21.33
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Built-in Microwave, Dishwasher, Disposal, Refrigerator, Washer, Dryer, Range
      Features
      • Cathedral Ceiling(s), Elevator
      • Flooring: Wood
      • Basement: Crawl Space
      Interior area
      • Total interior livable area: 3,131 sqft
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      Property

      Parking
      • Parking features: Attached Garage
      • Has attached garage: Yes
      • Covered spaces: 1
      Features
      • Levels: Two Or More
      • Patio & porch: Deck
      • Has private pool: Yes
      • Pool features: Pool
      • Waterfront features: Water Access
      Lot
      • Size: 4,356 Square Feet
      • Dimensions: 63 x 70
      • Features: Paved, Sprinkler System

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Wood Frame/Site Built

      Utilities & green energy

      • Sewer: Township
      • Water: Township
      • Utilities for property: Cable Connected

      Community & HOA

      Community
      • Features: Clubhouse
      HOA
      • Has HOA: Yes
      • HOA fee: $900 quarterly
      • HOA name: Village of Ramona Park
      Location
      • Region: Harbor Springs

      Financial & listing details

      • Price per square foot: $1,166/sqft
      • Date on market: 5/15/2026
      • Road surface type: Paved
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        Estimated market value

        $3,477,500

        $3.30M - $3.65M

        $4,395/mo

        Price history

        DateEventPrice
        5/15/2026Listed for sale$3,650,000$1,166/sqft
        Source: Northern Michigan MLS #479354 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 49740

          Getting around

          1 / 100
          Car-Dependent
          40 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: Harbor Springs

          Source: Northern Michigan MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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