MOTIVATED SELLERS! Just half a mile from public beach access and the white-sand beaches, this 3-bedroom, 2-bath home puts the best of the beach lifestyle just around the corner, all with NO HOA! Start the morning walking, biking, or golf-carting to a local coffee shop and a walk along the beach, and come home to a comfortable, spacious layout designed for everyday living.
Inside, 9-foot ceilings, crown molding throughout, abundant natural light and decorative wainscoting add character from the moment you walk in. The open living area offers plenty of room to gather, with space for an additional dining area, while the charming breakfast nook creates its own sunny spot for morning coffee or casual meals. The kitchen opens to the main living space and features generous cabinetry, ample counter space and stainless steel appliances.
The home's coastal-inspired color palette gives it plenty of personality, while also offering an easy opportunity for a new owner to make the space completely their own with simple cosmetic updates and finishes that fit their style.
The primary suite includes a bathroom with separate soaking tub and shower, and two additional bedrooms provide flexibility for guests, family, a home office, or hobby space. Outside, enjoy a quiet, fenced backyard with a covered porch for relaxing, grilling, or entertaining, and an irrigation system to help maintain the yard. A whole-house water filtration system adds even more benefit!
Residents also have access to a shared residential lot, offering a convenient area commonly used for overflow parking and recreational vehicles*.
Conveniently located near Hutchison Beach Elementary, Surfside Middle School, and Arnold High School, the home is also just minutes from Pier Park shopping, dining, and entertainment. 118 Gardenia makes it easy to enjoy the best of Panama City Beach while still having the space and comfort of a full-time home!
*Buyer to verify permitted uses.
For sale
$378,800
118 Gardenia St, Panama City Beach, FL 32407
3beds
1,368sqft
Single Family Residence
Built in 2008
3,920 Square Feet Lot
$364,600 Zestimate®
$277/sqft
$-- HOA
What's special
Abundant natural lightDecorative wainscotingQuiet fenced backyardCoastal-inspired color paletteAmple counter spaceCrown molding throughoutStainless steel appliances
- 17 days
- 855
- 63
Zillow last checked:
Listing updated:
Listed by:
PC Coastal Group 850-749-5603,
eXp Realty LLC,
Katelyn A Parsons 850-819-0755,
eXp Realty LLC
Source: CPAR,MLS#: 793885
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Breakfast Room/Nook, Bedroom, Dining Room, Full Bath, Great Room, Kitchen, Laundry, Primary Bathroom, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 14 x 12
Bedroom
- Level: First
- Dimensions: 10 x 10
Bedroom
- Level: First
- Dimensions: 10 x 10
Primary bathroom
- Level: First
- Dimensions: 11 x 8
Breakfast room nook
- Level: First
- Dimensions: 9 x 8
Dining room
- Level: First
- Dimensions: 7 x 13
Other
- Level: First
- Dimensions: 8 x 6
Great room
- Level: First
- Dimensions: 19 x 13
Kitchen
- Level: First
- Dimensions: 11 x 9
Laundry
- Level: First
- Dimensions: 6 x 6
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range, Electric Water Heater, Water Purifier Owned, Water Softener Owned
Features
- Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)
Interior area
- Total structure area: 1,368
- Total interior livable area: 1,368 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Patio & porch: Covered, Porch
- Fencing: Fenced,Privacy
Lot
- Size: 3,920 Square Feet
- Dimensions: 40 x 100
- Features: Sprinkler System, Paved
Details
- Parcel number: 34479600019
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Gardenia Beach
HOA
- Has HOA: No
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $277/sqft
- Tax assessed value: $283,536
- Annual tax amount: $2,303
- Date on market: 8/12/2026
- Cumulative days on market: 18 days
Estimated market value
$364,600
$346,000 - $383,000
$2,213/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/12/2026 | Listed for sale | $378,800+72.2%$277/sqft |
Source: | ||
| 11/6/2018 | Sold | $220,000-2.2%$161/sqft |
Source: | ||
| 9/21/2018 | Listed for sale | $225,000$164/sqft |
Source: Century 21 Commander Realty #676616 Report a problem | ||
| 9/14/2017 | Listing removed | $1,200$1/sqft |
Source: CENTURY 21 Commander Realty, Inc. #663048 Report a problem | ||
| 9/12/2017 | Listed for rent | $1,200+9.6%$1/sqft |
Source: Century 21 Commander Realty, Inc.-Property Management #663048 Report a problem | ||
| 8/16/2014 | Listing removed | $1,095$1/sqft |
Source: CENTURY 21 Commander Realty, Inc. #eps-1229961199-1407873016 Report a problem | ||
| 8/14/2014 | Listed for rent | $1,095$1/sqft |
Source: CENTURY 21 Commander Realty, Inc. #eps-1229961199-1407873016 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,238 +2.7% | $208,496 +3% |
| 2023 | $2,180 +10.9% | $202,423 +3% |
| 2022 | $1,965 | $196,527 |
| 2021 | -- | -- |
| 2020 | $1,903 +1.9% | $188,169 +2.3% |
| 2019 | $1,868 | $183,938 +7.7% |
| 2018 | $1,868 -14.1% | $170,808 +10% |
| 2017 | $2,175 +19.4% | $155,280 -0.4% |
| 2016 | $1,823 +2.8% | $155,898 +6.1% |
| 2015 | $1,773 | $146,931 +0.1% |
| 2014 | $1,773 | $146,751 -1.4% |
| 2013 | -- | $148,801 -3.8% |
| 2012 | -- | $154,701 +0.3% |
| 2011 | -- | $154,308 -0.6% |
| 2010 | -- | $155,211 -15.3% |
| 2009 | -- | $183,211 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32407
Nearby schools
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






