Buy with confidence - this home comes with a pre-listing home inspection and a one-year home warranty included at no cost to the buyer! Welcome to this light-filled 4-bedroom, 2.5-bath Colonial offering a unique floor plan, 2-car garage, and a fantastic location near Lake Monticello’s Monish Gate. Step inside to a dramatic two-story foyer that sets the tone for a home filled with natural light and comfortable living spaces. The kitchen features new countertops, while a brand-new roof adds peace of mind. Outside, enjoy a fenced backyard with established landscaping and freshly seeded grass—ready for play, pets, gardening, or relaxing outdoors. The location is hard to beat! Walk to playgrounds, tennis, pickleball and basketball courts, or head to nearby Tufton Fishing Pond for a quiet afternoon by the water. With four bedrooms, a 2-car garage, inviting outdoor space, and convenient access to some of Lake Monticello’s favorite amenities, this home offers the space, location, and lifestyle buyers are looking for.
Active
$445,000
12 Northwood Rd, Palmyra, VA 22963
4beds
2,492sqft
Single Family Residence
Built in 2003
0.34 Acres Lot
$440,200 Zestimate®
$179/sqft
$125/mo HOA
What's special
- 29 days
- 512
- 54
Zillow last checked:
Listing updated:
Listed by:
PEGGY SHANKLIN 434-962-2762,
LONG & FOSTER - LAKE MONTICELLO 434-589-7653
Source: CAAR,MLS#: 682087
Originating MLS: Charlottesville Area Association of Realtors
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Bathroom, Breakfast Room/Nook, Bedroom, Dining Room, Family Room, Full Bath, Foyer, Garage Apartment, Half Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: Second
Bathroom
- Level: Second
Breakfast room nook
- Level: First
Dining room
- Level: First
Family room
- Level: First
Foyer
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Refrigerator
Features
- Double Vanity, Jetted Tub, Walk-In Closet(s), Entrance Foyer
- Flooring: Wood
- Basement: Crawl Space
- Has fireplace: Yes
- Fireplace features: Electric
Interior area
- Total structure area: 2,892
- Total interior livable area: 2,492 sqft
- Finished area above ground: 2,492
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Front Porch, Porch
- Pool features: Association
- Has spa: Yes
- Fencing: Full,Fenced
Lot
- Size: 0.34 Acres
Details
- Parcel number: INST 220003836
- Zoning description: R Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available, Satellite Internet Available
Community & HOA
Community
- Features: Dock, Gated
- Security: Gated Community, 24 Hour Security, Smoke Detector(s)
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Meeting Room, Meeting/Banquet/Party Room, Picnic Area, Playground, Pool, Tennis Court(s), Trail(s), Water, Beach Rights
- Services included: Common Area Maintenance, Clubhouse, Playground, Road Maintenance, Snow Removal, Security, Trash
- HOA fee: $1,495 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $179/sqft
- Tax assessed value: $382,800
- Annual tax amount: $2,871
- Date on market: 9/18/2026
- Cumulative days on market: 22 days
Estimated market value
$440,200
$418,000 - $462,000
$2,396/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/26/2026 | Listed for sale | $445,000+14.7%$179/sqft |
Source: | ||
| 10/27/2022 | Sold | $388,000+0.8%$156/sqft |
Source: Public Record Report a problem | ||
| 9/26/2022 | Pending sale | $385,000$154/sqft |
Source: | ||
| 9/15/2022 | Listed for sale | $385,000+39.5%$154/sqft |
Source: | ||
| 6/26/2008 | Sold | $275,900-0.4%$111/sqft |
Source: Public Record Report a problem | ||
| 6/13/2005 | Sold | $277,000$111/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,871 +9.5% | $382,800 +23.2% |
| 2024 | $2,622 | $310,700 |
| 2023 | $2,622 | $310,700 +18.4% |
| 2022 | -- | $262,400 |
| 2021 | -- | $262,400 |
| 2020 | -- | $262,400 +14.4% |
| 2018 | $1,910 | $229,400 |
| 2017 | $1,910 | $229,400 +2% |
| 2016 | $1,910 | $224,900 |
| 2015 | $1,910 +10.7% | $224,900 +3.6% |
| 2014 | $1,725 -3.3% | $217,000 |
| 2013 | $1,784 | $217,000 -30.6% |
| 2012 | -- | $312,900 |
| 2011 | $1,690 | $312,900 |
| 2010 | -- | $312,900 |
| 2009 | -- | $312,900 |
| 2008 | -- | $312,900 |
| 2007 | -- | $312,900 +21.8% |
| 2006 | -- | $257,000 |
| 2005 | -- | $257,000 +42.8% |
| 2004 | -- | $180,000 +1400% |
| 2003 | -- | $12,000 |
| 2002 | -- | $12,000 +50% |
| 2001 | $57 | $8,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 22963
Nearby schools
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






