This beautifully furnished and decorated two-bedroom, two-bath Gulf-front condo offers stunning views of the emerald waters and sugar-white sands of Panama City Beach. Enjoy the beauty of the Gulf from the spacious private balcony, where you can take in breathtaking sunsets, watch dolphins play, and experience the best of beachfront living. The Gulf-front living area features comfortable furnishings, abundant natural light, and direct access to the balcony, creating an inviting space to relax and entertain. The well-appointed kitchen offers granite countertops, stainless steel appliances, ample cabinet space, and a convenient breakfast bar overlooking the living and dining areas. The Gulf-front primary bedroom provides beautiful water views and direct balcony access, creating the perfect place to wake up to the sights and sounds of the beach. The primary bathroom features a spacious vanity and tub/shower combination. With attractive coastal décor, comfortable furnishings, and a desirable Gulf-front layout, this condo is ready to enjoy as a personal beach retreat or vacation rental investment. Don't miss the opportunity to own your own piece of paradise on the beautiful Gulf Coast! Underbuilding Parking is as convenient as it gets! Sterling Reef is the perfect beach vacation destination for your family. Conveniently located just west of M.B. Miller fishing pier (there is nothing in between Sterling Reef and the pier, and never will be), you enjoy 1700 feet of unspoiled and uncrowded beaches! You are close to everything with easy access to the middle and back beach roads to bypass traffic in heavy traffic. Sterling Reef amenities include a heated bi-level pool with connecting waterfall, fitness center overlooking the gulf, clubhouse with media room, video game room, movie rentals, sky BBQ terrace, and the convenience of covered parking in the same building. Take your fishing pole right out to the pier to catch your dinner!! Directly across the street is Shipwreck Island Water Park, and must for kids of all ages. The location is great, in the heart of Panama City. Out to the beach and there are beach umbrella and chair rentals for you to enjoy, banana boat rides, parasailing, and jet ski rentals.
For sale
$429,900
12011 Front Beach Rd Unit 1104, Panama City Beach, FL 32407
2beds
1,076sqft
Condominium
Built in 2005
-- sqft lot
$-- Zestimate®
$400/sqft
$970/mo HOA
What's special
Granite countertopsAbundant natural lightSky bbq terraceDesirable gulf-front layoutBeautiful water viewsBreathtaking sunsetsSpacious private balcony
- 1 day
- 246
- 19
Zillow last checked:
Listing updated:
Listed by:
John B Skinner Jr. 850-543-5763,
Keller Williams Realty Emerald
Source: CPAR,MLS#: 797353
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Dining Room, Primary Bedroom, Other
Primary bedroom
- Level: First
- Dimensions: 12.3 x 11
Bedroom
- Level: First
- Dimensions: 10.8 x 10.7
Dining room
- Description: Dining/Living combo
- Level: First
- Dimensions: 10 x 14.6
Other
- Features: Balcony
- Level: First
- Dimensions: 25.8 x 6.5
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Electric Range, Electric Water Heater
Features
- Balcony, Main Level Primary, Separate Shower, Tub Shower, Walk-In Closet(s)
- Flooring: Plank, Vinyl
Interior area
- Total structure area: 1,076
- Total interior livable area: 1,076 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Patio & porch: Balcony
- Pool features: Community
- Has view: Yes
- View description: Gulf, Water
- Has water view: Yes
- Water view: Gulf,Water
- Waterfront features: Gulf
Lot
- Features: Paved
Details
- Parcel number: 34809610074
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Concrete, Stucco
Condition
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available, Phone Connected
Community & HOA
Community
- Features: Barbecue, Clubhouse, Elevator, Fitness Center, Community Pool, Short Term Rental Allowed
- Subdivision: Sterling Reef
HOA
- Has HOA: Yes
- Amenities included: Other, See Remarks, Barbecue
- Services included: Association Management, Clubhouse, Cable TV, Fitness Facility, Insurance, Internet, Legal/Accounting, Maintenance Grounds, Pool(s), Sewer, Trash, Water
- HOA fee: $970 monthly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $400/sqft
- Annual tax amount: $5,453
- Date on market: 11/3/2026
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 11/3/2026 | Listed for sale | $429,900+28.4%$400/sqft |
Source: | ||
| 9/21/2020 | Sold | $334,900-1.5%$311/sqft |
Source: Agent Provided Report a problem | ||
| 11/6/2019 | Listed for sale | $339,900$316/sqft |
Source: Keller Williams Emerald Coast Realty #690512 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32407
Nearby schools
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








