GULF FRONT master bedroom, gorgeous views from the living room, dining area and kitchen. Sterling Reef has an ideal location in Panama City Beach, only steps to Shipwreck Island Water Park and within walking distance of the fishing pier! Come see this super cute condo; located on the perfect floor height to take advantage of the gulf views of the Emerald Coast's sandy white beaches and emerald green waters. Sterling Reef features many amenities including a bi-level pool (heated in the winter), fitness center overlooking the pool and beach area, grilling area on the terrace, Owner's Room with flatscreen TV, and convenient covered parking right under your building. Call today to make this your new vacation home or rental investment at the beach!
For sale
Price cut: $15.1K (8/5)
$429,900
12011 Front Beach Rd Unit 1004, Panama City Beach, FL 32413
2beds
1,076sqft
Condominium
Built in 2005
-- sqft lot
$-- Zestimate®
$400/sqft
$-- HOA
What's special
Gulf front master bedroomEmerald green watersBi-level pool
- 125 days
- 274
- 28
Zillow last checked:
Listing updated:
Listed by:
Michele E Morros 850-258-9878,
Keller Williams Success Realty
Source: ECAOR,MLS#: 966099
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 187 Square Feet
- Dimensions: 17 x 11
Bedroom
- Level: First
- Area: 110.25 Square Feet
- Dimensions: 10.5 x 10.5
Family room
- Level: First
- Area: 224 Square Feet
- Dimensions: 16 x 14
Kitchen
- Level: First
- Area: 105 Square Feet
- Dimensions: 15 x 7
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar
- Flooring: Tile
- Furnished: Yes
Interior area
- Total structure area: 1,076
- Total interior livable area: 1,076 sqft
Property
Features
- Exterior features: Outdoor Grill, Outdoor Shower
- Pool features: Heated, In Ground
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf
Details
- Parcel number: 34809610067
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Condition
- Construction Complete
- New construction: No
- Year built: 2005
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: BBQ Pit/Grill, Beach, Elevators, Fitness Center, Pool, TV Cable, Waterfront, Short Term Rental - Allowed
- Subdivision: STERLING REEF
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Recreational Faclty, Sewer, Cable TV, Trash, Water
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $400/sqft
- Date on market: 5/15/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/5/2026 | Price change | $429,900-3.4%$400/sqft |
Source: | ||
| 5/15/2026 | Listed for sale | $445,000-11%$414/sqft |
Source: | ||
| 11/30/2025 | Listing removed | $499,900$465/sqft |
Source: | ||
| 9/17/2025 | Listed for sale | $499,900$465/sqft |
Source: | ||
| 9/1/2025 | Listing removed | $499,900$465/sqft |
Source: | ||
| 3/31/2025 | Price change | $499,900-2%$465/sqft |
Source: | ||
| 1/10/2025 | Listed for sale | $510,000$474/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32413
Nearby schools
Schools provided by the listing agent
- Elementary: Hutchinson Beach
- Middle: Surfside
- High: Arnold
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








