For sale

$445,000

12011 Front Beach Rd Unit 1004, Panama City Beach, FL 32413

2beds

1,076sqft

Get pre-qualified

Condominium

Built in 2005

-- sqft lot

$-- Zestimate^®

$414/sqft

$-- HOA

What's special

Gulf front master bedroomEmerald green watersBi-level pool

GULF FRONT master bedroom, gorgeous views from the living room, dining area and kitchen. Sterling Reef has an ideal location in Panama City Beach, only steps to Shipwreck Island Water Park and within walking distance of the fishing pier! Come see this super cute condo; located on the perfect floor height to take advantage of the gulf views of the Emerald Coast's sandy white beaches and emerald green waters. Sterling Reef features many amenities including a bi-level pool (heated in the winter), fitness center overlooking the pool and beach area, grilling area on the terrace, Owner's Room with flatscreen TV, and convenient covered parking right under your building. Call today to make this your new vacation home or rental investment at the beach!

52 days

168

15

Loading...

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: First
Area: 187 Square Feet
Dimensions: 17 x 11

Bedroom

Level: First
Area: 110.25 Square Feet
Dimensions: 10.5 x 10.5

Family room

Level: First
Area: 224 Square Feet
Dimensions: 16 x 14

Kitchen

Level: First
Area: 105 Square Feet
Dimensions: 15 x 7

Heating

Central

Cooling

Central Air, Ceiling Fan(s)

Appliances

Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
Laundry: Washer/Dryer Hookup

Features

Breakfast Bar
Flooring: Tile
Furnished: Yes

Interior area

Total structure area: 1,076
Total interior livable area: 1,076 sqft

Property

Features

Exterior features: Outdoor Grill, Outdoor Shower
Pool features: Heated, In Ground
Has view: Yes
View description: Gulf
Has water view: Yes
Water view: Gulf
Waterfront features: Gulf

Details

Parcel number: 34809610067

Construction

Type & style

Home type: Condo
Property subtype: Condominium

Condition

Construction Complete
New construction: No
Year built: 2005

Utilities & green energy

Water: Public

Community & HOA

Community

Features: BBQ Pit/Grill, Beach, Elevators, Fitness Center, Pool, TV Cable, Waterfront, Short Term Rental - Allowed
Subdivision: STERLING REEF

HOA

Has HOA: Yes
Services included: Maintenance Grounds, Recreational Faclty, Sewer, Cable TV, Trash, Water

Location

Region: Panama City Beach

Financial & listing details

Price per square foot: $414/sqft
Date on market: 5/15/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
5/15/2026	Listed for sale	$445,000-11%$414/sqft
Source: ECAOR #966099 Report a problem
11/30/2025	Listing removed	$499,900$465/sqft
Source: ECAOR #966099 Report a problem
9/17/2025	Listed for sale	$499,900$465/sqft
Source: ECAOR #966099 Report a problem
9/1/2025	Listing removed	$499,900$465/sqft
Source: ECAOR #966099 Report a problem
3/31/2025	Price change	$499,900-2%$465/sqft
Source: ECAOR #966099 Report a problem
1/10/2025	Listed for sale	$510,000$474/sqft
Source: ECAOR #966099 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified