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For sale
  • $450,000

    12099 Village Gate Dr, El Paso, TX 79936

    4beds
    2,690sqft
    : 
    $3,364/mo
    Get pre-qualified
    Single Family Residence
    Built in 1994
    10,454 Square Feet Lot
    $439,800 Zestimate®
    $167/sqft
    $-- HOA

    What's special

    Stylish tileBasketball courtsClean architectural linesSand volleyball courtsUnique dinosaur-themed playgroundRelaxed outdoor patioRich wood floors
    Haven't been approved for a traditional mortgage loan? You can still buy your dream home! Capitalize on premier owner financing El Paso TX with this recently built modern home situated on a prime corner lot in East Side's Montwood. Ideal for buyers searching for seller financed homes El Paso or for sale by owner (FSBO) deals, this listing offers flexible terms real estate options designed for quick, hassle-free approval. Features include solar panels, rich wood floors, and a beautiful kitchen with granite countertops, stylish flat panel cabinets, a stainless steel gas cooktop, endless storage, and a humongous pantry. The large master bedroom boasts a walk-in closet and ensuite with double sinks, granite double vanities, stylish tile, shower, and soaking tub. Close to parks, Montwood High, and shopping. Tour the best owner carry homes El Paso offers! Turn-Key Modern Home Available for Immediate Purchase | No Bank Mortgage Needed If you have struggled to get approved for a traditional mortgage loan or want to bypass rigid banking requirements, your path to homeownership starts right here. Welcome to one of the most exciting opportunities in East Side El Paso--a recently built, modern masterpiece designed for refined living and offered with flexible purchasing options. By taking advantage of premier owner financing El Paso TX, this property removes the stress, stringent underwriting, and endless red tape of conventional lending. Whether you are looking specifically for seller financed homes El Paso, evaluating for sale by owner (FSBO) opportunities, or exploring high-value owner carry homes El Paso, this listing offers the ultimate flexible terms real estate deal structured to fit your financial goals. Home Features & Architectural Highlights Positioned proudly on a spacious corner lot, this modern residence showcases incredible curb appeal, clean architectural lines, and premium energy efficiency. Eco-Friendly Energy Savings: Outfitted with high-efficiency solar panels included with the home, helping you save significantly on monthly utility bills year-round. Modern Interior Design: Step inside to a bright, very spacious floor plan highlighted by stunning wood floors that flow seamlessly throughout the living spaces. Gourmet Chef's Kitchen: The heart of this home is a culinary showcase, complete with rich granite countertops, stylish flat panel cabinets, a premium stainless steel gas cooktop, plenty of storage, and a humongous pantry designed for maximum organization and culinary flexibility. Designer Bathrooms: Every bathroom in the residence is stylishly executed with modern tile work, sleek fixtures, and thick granite counter surfaces. Primary Retreat: The master bedroom is exceptionally large in size, providing a serene sanctuary. It includes a massive walk-in closet and a spacious ensuite bathroom featuring: Double sinks Granite double vanities A walk-in tiled shower A deep, relaxing soaking tub The Montwood Lifestyle: Safety, Community & Convenience Beyond the doors of this stunning home lies the highly coveted Montwood neighborhood--an established, peaceful enclave on the East Side of El Paso known for its quiet, sidewalk-lined streets and strong rate of homeownership. Montwood delivers a balanced, family-friendly suburban lifestyle with an exceptional community feel, supreme safety metrics, and quick access to everything you need. 1. Commuter Convenience & Major Thoroughfares Navigating the city from this location is effortless. Residents benefit from direct access to key local corridors like Montwood Drive and George Dieter Drive, as well as fast connectivity to Interstate 10. Whether commuting to Downtown El Paso, Fort Bliss, or local business hubs, driving times remain quick and stress-free. 2. Top-Tier Educational Pipeline Families in Montwood take pride in their community schools. The area features a highly desirable school pipeline, most notably anchored by Montwood High School, known for its academic programs, vibrant athletics, and community involvement. 3. Outdoor Recreation & Neighborhood Parks If you enjoy an active lifestyle or outdoor fun with family and pets, Montwood boasts exceptional public green spaces: John Lyons Park: A beautifully maintained public park famous for expansive open fields, basketball courts, sand volleyball courts, a dedicated fitness circuit, and a unique dinosaur-themed playground that kids love. Dick Shinaut Park: Popular among dog owners and runners, offering great walking trails, an open playing field, a local skate park, a large children's playground, and paved paths tailored for morning jogs or evening strolls. 4. Premier Shopping & Retail Hubs Unmatched commercial convenience is right down the road: Montwood Square: Located directly on Montwood Drive for seamless everyday errands. Includes a Planet Fitness, a fresh local fruit store, and an adjacent Albertsons grocery store. Las Palmas Marketplace: A massive 650,000-square-foot regional shopping epicenter featuring an endless mix of clothing stores, home decor outlets, popular casual dining spots, and a modern movie theater with stress-free parking. 5. Local Culinary & Dining Hotspots The East Side dining scene surrounding Montwood is famous for scratch-made Mexican cuisine and trendy casual eateries: Morra Mia: A lively, warehouse-chic culinary destination known for creative house-made tortillas, elevated Mexican recipes, specialty handcrafted cocktails, and a relaxed outdoor patio. RestauranTina: A beloved neighborhood gem celebrated for its welcoming, family-friendly staff, incredible value, and authentic, from-scratch Mexican comfort food that tastes like a home-cooked meal. Seize This Owner-Financed Opportunity Today Opportunities to purchase a recently built, modern home on a corner lot with solar panels in a prime neighborhood like Montwood rarely come along--especially with flexible terms real estate solutions that bypass traditional bank approvals. Whether you are self-employed, building your financial portfolio, or simply seeking a direct seller-financed transaction, this property offers the turnkey quality and long-term value you deserve. Contact us today to discuss financing terms and schedule your private tour!
    35 days
    1,018
    55

    Zillow last checked:

    Listing updated:

    Listed by:

    Rene Armijo SA665411000 915-799-8011,

    OTRE Group, LLC

    Source: GEPAR,MLS#: 948857MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Central
      Cooling
      • Refrigerated
      Appliances
      • Included: Cooktop
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • 2+ Living Areas, Ceiling Fan(s)
      • Flooring: Wood, Carpet
      • Windows: Double Pane Windows
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 2,690
      • Total interior livable area: 2,690 sqft
      Video & virtual tour

      Property

      Features
      • Patio & porch: Open
      • Exterior features: See Remarks
      • Has private pool: Yes
      • Pool features: In Ground
      • Fencing: Fenced
      Lot
      • Size: 10,454 Square Feet
      • Features: Corner Lot
      Details
      • Additional structures: None
      • Parcel number: V89799909703300
      • Zoning: R1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: 2 Story
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Roof: Pitched
      Condition
      • Year built: 1994

      Utilities & green energy

      • Water: City

      Community & HOA

      Community
      • Subdivision: Vista Hills
      HOA
      • Has HOA: No
      • Amenities included: None
      • Services included: None
      Location
      • Region: El Paso

      Financial & listing details

      • Price per square foot: $167/sqft
      • Tax assessed value: $322,863
      • Annual tax amount: $7,510
      • Date on market: 8/5/2026
      • Cumulative days on market: 37 days
      • Listing terms: Cash,Owner May Carry

        Estimated market value

        $439,800

        $418,000 - $462,000

        $2,685/mo

        Price history

        DateEventPrice
        8/5/2026Listed for sale$450,000+17.5%$167/sqft
        Source: GEPAR #948857 Report a problem
        4/1/2026Sold--
        Source: GEPAR #928993 Report a problem
        3/10/2026Pending sale$382,950$142/sqft
        Source: GEPAR #928993 Report a problem
        2/28/2026Listed for sale$382,950$142/sqft
        Source: GEPAR #928993 Report a problem
        1/19/2026Pending sale$382,950$142/sqft
        Source: GEPAR #928993 Report a problem
        1/14/2026Price change$382,950-2.5%$142/sqft
        Source: GEPAR #928993 Report a problem
        8/26/2025Listed for sale$392,950+12.7%$146/sqft
        Source: GEPAR #928993 Report a problem
        4/19/2023Sold--
        Source: GEPAR #874108 Report a problem
        3/8/2023Contingent$348,770$130/sqft
        Source: GEPAR #874108 Report a problem
        2/21/2023Price change$348,770-2.8%$130/sqft
        Source: GEPAR #874108 Report a problem
        1/12/2023Listed for sale$358,770$133/sqft
        Source: GEPAR #874108 Report a problem
        1/8/2023Contingent$358,770$133/sqft
        Source: GEPAR #874108 Report a problem
        12/16/2022Listed for sale$358,770+79.5%$133/sqft
        Source: GEPAR #874108 Report a problem
        4/30/2019Sold--
        Source: GEPAR #756682 Report a problem
        2/26/2019Price change$199,900-12.9%$74/sqft
        Source: ERA Sellers & Buyers Real Estate #756682 Report a problem
        12/5/2018Price change$229,600-9.5%$85/sqft
        Source: ERA Sellers & Buyers Real Estate #756682 Report a problem
        10/18/2018Listed for sale$253,700$94/sqft
        Source: ERA Sellers & Buyers Real Estate #756682 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,702 -14.4%$322,863 +6.2%
        2024$7,826 -8.2%$304,029 +2.6%
        2023$8,528 +10.2%$296,247 +10.9%
        2022$7,737 +12%$267,162 +17.8%
        2021$6,906 +7.2%$226,719 +10.7%
        2020$6,443 +5.9%$204,727
        2019$6,086 +7.1%$204,727 +2.9%
        2018$5,684 +10.4%$198,894 +5.2%
        2017$5,148 +2.5%$189,063
        2016$5,021 +1%$189,063
        2015$4,971 $189,063 +0.5%
        2014$4,971 $188,040
        2013-- $188,040
        2012-- $188,040 -0.2%
        2011-- $188,459 -3.1%
        2010-- $194,564 +27.5%
        2009-- $152,603
        2008-- --
        2007-- --
        2006-- --
        2005-- --
        2004-- --
        2003-- --
        2002-- --
        2001-- --
        2000-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: East Side

        Getting around

        76 / 100
        Very Walkable
        29 / 100
        Some Transit
        43 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Helenball
        • Middle: Slider
        • High: Montwood

        Source: GEPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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