Under contract-show

Price cut: $20K (5/23)

$629,000

126 Sleeping Bear Ln, Lake Lure, NC 28746

3beds

1,560sqft

$4,104/mo

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Single Family Residence

Built in 1966

0.38 Acres Lot

$-- Zestimate^®

$403/sqft

$414/mo HOA

What's special

Charming lakefront cottagePrivate lakefront dockHot tubPrivate dockVaulted ceilingExpansive rear deckGranite counters

Scenic views of Bald Mountain Lake and mountains from this charming lakefront cottage w its own private dock. Beautifully remodeled kitchen! New cabinets offer abundant & efficient storage with front-load washer and dryer neatly tucked inside the cabinets. Granite counters & a breakfast bar/island provide tons of workspace. Open concept great room with a vaulted ceiling, stunning stone wood-burning fireplace, and floor-to-ceiling windows bring in the natural surroundings and views. Two cozy bedrooms and two full bathrooms on the main level. An additional guest room and loft area overlook the great room. Expansive rear deck and a hot tub sits on the side deck. The unfinished basement has another washer and dryer, separate storage room, and potential for add'l living space. Easy pathway down to your own private lakefront dock + access to Rumbling Bald extensive amenities, including a private beach & Lake Lure. Priced to allow for any desired updates to suit your unique style.

386 days

1,044

41

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bedrooms: 2

Living room

Features: Ceiling Fan(s), Open Floorplan, Vaulted Ceiling(s)
Level: Main
Area: 365.7 Square Feet
Dimensions: 27' 3" X 13' 5"

Heating

Heat Pump

Cooling

Heat Pump

Appliances

Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Washer, Washer/Dryer
Laundry: In Basement, In Kitchen, Multiple Locations

Features

Breakfast Bar, Open Floorplan
Flooring: Carpet, Laminate, Tile, Wood
Doors: Insulated Door(s), Screen Door(s), Sliding Doors
Windows: Insulated Windows, Window Treatments
Basement: Exterior Entry,Storage Space,Unfinished,Walk-Out Access
Fireplace features: Great Room, Wood Burning

Interior area

Total structure area: 1,560
Total interior livable area: 1,560 sqft
Finished area above ground: 1,560
Finished area below ground: 0

Property

Parking

Total spaces: 4
Parking features: Parking Space(s)
Uncovered spaces: 4

Features

Levels: One and One Half
Stories: 1.5
Patio & porch: Deck, Front Porch, Screened
Pool features: Community
Has spa: Yes
Spa features: Community, Heated
Has view: Yes
View description: Mountain(s), Water, Year Round
Has water view: Yes
Water view: Water
Waterfront features: Beach - Public, Boat Ramp – Community, Boat Slip – Community, Boat Slip (Lease/License), Paddlesport Launch Site - Community, Waterfront
Body of water: Bald Mountain Lake

Lot

Size: 0.38 Acres
Features: Views

Details

Parcel number: 230798
Zoning: R3
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Stone, Wood

Condition

New construction: No
Year built: 1966

Utilities & green energy

Sewer: Septic Installed
Water: Community Well
Utilities for property: Fiber Optics

Community & HOA

Community

Features: Boat Storage, Business Center, Cabana, Clubhouse, Concierge, Dog Park, Fitness Center, Game Court, Gated, Golf, Lake Access, Picnic Area, Playground, Putting Green, Recreation Area, RV Storage, Sauna, Sidewalks, Sport Court, Street Lights, Tennis Court(s), Walking Trails
Subdivision: Rumbling Bald on Lake Lure

HOA

Has HOA: Yes
HOA fee: $4,967 annually
HOA name: Rumbling Bald
HOA phone: 828-694-3000

Location

Region: Lake Lure
Elevation: 1000 Feet

Financial & listing details

Price per square foot: $403/sqft
Tax assessed value: $323,900
Date on market: 7/17/2025
Cumulative days on market: 345 days
Listing terms: Cash,Conventional
Road surface type: Asphalt, Stone, Paved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
5/23/2026	Price change	$629,000-3.1%$403/sqft
Source: Canopy MLS as distributed by MLS GRID #4276702 Report a problem
7/17/2025	Listed for sale	$649,000+144.9%$416/sqft
Source: Canopy MLS as distributed by MLS GRID #4276702 Report a problem
8/19/2004	Sold	$265,000$170/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$323,900
2024	$2,640 +0.2%	$323,900
2023	$2,635 -29.2%	$323,900 -1.7%
2022	$3,720 -0.1%	$329,400
2021	$3,724 +10.9%	$329,400
2020	$3,358	$329,400
2019	--	$329,400 +11.3%
2018	$2,614	$296,000
2016	$2,614	$296,000
2013	$2,614	$296,000
2012	--	$296,000
2011	--	$296,000 -2.8%
2010	--	$304,500
2009	--	$304,500

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28746

Getting around

6 / 100

Car-Dependent

2 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

4/10
Pinnacle Elementary School
Grades: PK-5Distance: 10.2 mi
4/10
R-S Middle School
Grades: 6-8Distance: 13.3 mi
4/10
R-S Central High School
Grades: 9-12Distance: 13.3 mi

Schools provided by the listing agent

Elementary: Lake Lure Classical Academy
Middle: Lake Lure Classical Academy
High: Lake Lure Classical Academy

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.