Active

$850,000

227 Snug Harbor Cir, Lake Lure, NC 28746

2beds

1,685sqft

$4,984/mo

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Single Family Residence

Built in 2020

0.56 Acres Lot

$-- Zestimate^®

$504/sqft

$-- HOA

What's special

Fully furnished homeSerene mountain setting

Escape to your own peaceful private retreat with breathtaking Lake Lure and surrounding mountain views. This fully furnished home offers the perfect blend of comfort, privacy, and natural beauty. Relax on the large deck overlooking the lake while enjoying the serene mountain setting and stunning scenery in every season. Conveniently located just minutes from local restaurants, hiking trails, and area attractions, this property is ideal as a weekend getaway, vacation rental investment, or full-time residence. Whether you’re looking for a quiet mountain escape or an income-producing retreat, this home offers endless possibilities. Motivated sellers — don’t miss this opportunity to own your slice of mountain paradise in Lake Lure N.C.

73 days

544

10

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1
Main level bedrooms: 1

Primary bedroom

Level: Main

Bedroom s

Level: Upper

Heating

Central, Heat Pump, Wood Stove

Cooling

Central Air, Heat Pump

Appliances

Included: Dishwasher, Dryer, Electric Cooktop, Exhaust Fan, Exhaust Hood, Refrigerator, Washer
Laundry: Electric Dryer Hookup, In Hall, Laundry Closet, Main Level

Features

Kitchen Island, Walk-In Closet(s), Walk-In Pantry
Flooring: Carpet, Laminate, Tile
Has basement: No
Fireplace features: Family Room, Wood Burning

Interior area

Total structure area: 1,685
Total interior livable area: 1,685 sqft
Finished area above ground: 1,685
Finished area below ground: 0

Video & virtual tour

Property

Parking

Parking features: Parking Space(s)

Features

Levels: One and One Half
Stories: 1.5
Fencing: Back Yard,Fenced
Has view: Yes
View description: Long Range, Mountain(s), Water
Has water view: Yes
Water view: Water
Waterfront features: None
Body of water: Lake Lure

Lot

Size: 0.56 Acres
Features: Sloped, Wooded, Views

Details

Additional structures: None
Parcel number: 0642670096
Zoning: R1
Special conditions: Standard
Horse amenities: None

Construction

Type & style

Home type: SingleFamily
Architectural style: Cabin
Property subtype: Single Family Residence

Materials

Hardboard Siding
Foundation: Crawl Space
Roof: Wood

Condition

New construction: No
Year built: 2020

Utilities & green energy

Sewer: Septic Installed
Water: City
Utilities for property: Electricity Connected, Satellite Internet Available

Community & HOA

Community

Features: None
Security: Smoke Detector(s)
Subdivision: None

Location

Region: Lake Lure
Elevation: 1000 Feet

Financial & listing details

Price per square foot: $504/sqft
Tax assessed value: $368,900
Date on market: 5/15/2026
Cumulative days on market: 72 days
Listing terms: Cash,Conventional
Electric utility on property: Yes
Road surface type: Gravel, Paved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
5/15/2026	Listed for sale	$850,000+4373.7%$504/sqft
Source: Canopy MLS as distributed by MLS GRID #4380922 Report a problem
12/3/2015	Sold	$19,000$11/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$368,900
2024	$2,992	$368,900
2023	$2,992 +1.4%	$368,900 +40.9%
2022	$2,950 -0.1%	$261,800
2021	$2,953 +955.9%	$261,800 +852%
2020	$280	$27,500
2019	--	$27,500 -50%
2018	$486	$55,000
2016	$486	$55,000
2013	$486	$55,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28746

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

4/10
Pinnacle Elementary School
Grades: PK-5Distance: 11.3 mi
4/10
R-S Middle School
Grades: 6-8Distance: 13.3 mi
4/10
R-S Central High School
Grades: 9-12Distance: 13.4 mi

Schools provided by the listing agent

Elementary: Lake Lure Classical Academy
Middle: Lake Lure Classical Academy
High: Lake Lure Classical Academy

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.