Active

$498,500

220 Jones Ct, Lake Lure, NC 28746

3beds

2,444sqft

$3,006/mo

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Single Family Residence

Built in 2003

6.23 Acres Lot

$478,400 Zestimate^®

$204/sqft

$82/mo HOA

What's special

Move-in ready mountain cottage with privacy, forest views, and inviting indoor-outdoor living. A newly refinished wraparound deck and lower-level swings set the tone for relaxed mountain living. Inside, cathedral ceilings and an open layout highlight granite countertops, a breakfast bar, spacious dining area, and a wood-burning fireplace. The main living area opens directly to the expansive deck—perfect for entertaining or unwinding. The finished basement adds a large second living space, full bath, and two flexible bonus rooms, with sliding doors framing the natural surroundings. Circular driveway, designated parking, and acreage with trail potential complete this versatile property—ideal as a primary home, second home, or investment.

86 days

1,174

90

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3
Main level bedrooms: 3

Primary bedroom

Features: Ceiling Fan(s), En Suite Bathroom
Level: Main

Bedroom s

Level: Main

Bedroom s

Level: Main

Bathroom full

Level: Main

Basement

Features: Ceiling Fan(s)
Level: Basement

Bonus room

Level: Basement

Bonus room

Level: Basement

Kitchen

Features: Breakfast Bar, Kitchen Island, Open Floorplan
Level: Main

Laundry

Level: Basement

Living room

Features: Cathedral Ceiling(s), Ceiling Fan(s), Open Floorplan
Level: Main

Heating

Heat Pump, Wall Furnace

Cooling

Ceiling Fan(s), Central Air

Appliances

Included: Convection Oven, Dishwasher, Disposal, Induction Cooktop, Oven, Refrigerator with Ice Maker, Washer/Dryer
Laundry: In Basement, Laundry Room

Features

Flooring: Vinyl, Wood
Basement: Basement Garage Door,Exterior Entry,Finished,Interior Entry,Walk-Out Access,Walk-Up Access
Fireplace features: Living Room, Wood Burning

Interior area

Total structure area: 1,364
Total interior livable area: 2,444 sqft
Finished area above ground: 1,364
Finished area below ground: 1,080

Property

Parking

Total spaces: 2
Parking features: Basement, Circular Driveway, Garage Faces Side, Parking Space(s)
Garage spaces: 1
Uncovered spaces: 1
Details: There is a designated parking space off the circular driveway as well as a 1-car garage.

Features

Levels: Two
Stories: 2
Patio & porch: Deck, Wrap Around
Has view: Yes
View description: Mountain(s), Winter

Lot

Size: 6.23 Acres
Features: Private, Wooded, Views

Details

Parcel number: 1613011
Zoning: RES
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Cottage
Property subtype: Single Family Residence

Materials

Wood

Condition

New construction: No
Year built: 2003

Utilities & green energy

Sewer: Septic Installed
Water: Well

Community & HOA

Community

Security: Carbon Monoxide Detector(s), Radon Mitigation System, Smoke Detector(s)
Subdivision: Riverbend Highlands

HOA

Has HOA: Yes
HOA fee: $495 annually
HOA name: Riverbend Highlands POA
HOA phone: 828-785-0505
Second HOA fee: $495 annually

Location

Region: Lake Lure

Financial & listing details

Price per square foot: $204/sqft
Tax assessed value: $370,000
Date on market: 4/30/2026
Cumulative days on market: 85 days
Road surface type: Asphalt, Paved

Estimated market value

$478,400

$454,000 - $502,000

$3,210/mo

Price history

Date	Event	Price
4/30/2026	Listed for sale	$498,500-2.3%$204/sqft
Source: Canopy MLS as distributed by MLS GRID #4374099 Report a problem
2/13/2026	Listing removed	$510,000$209/sqft
Source: Canopy MLS as distributed by MLS GRID #4300915 Report a problem
9/12/2025	Listed for sale	$510,000+56.9%$209/sqft
Source: Canopy MLS as distributed by MLS GRID #4300915 Report a problem
4/30/2021	Sold	$325,000-4.4%$133/sqft
Source: Canopy MLS as distributed by MLS GRID #3619009 Report a problem
1/20/2021	Listing removed	--
Source: Canopy MLS as distributed by MLS GRID Report a problem
8/17/2020	Price change	$339,988-2.9%$139/sqft
Source: Century 21 Mountain Lifestyles/S. Hend #3619009 Report a problem
5/8/2020	Listed for sale	$349,999$143/sqft
Source: Century 21 Mountain Lifestyles/S. Hend #3619009 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$370,000
2024	$1,970 +0.3%	$370,000
2023	$1,965 +19.1%	$370,000 +51.5%
2022	$1,650 +13.6%	$244,300 +12.8%
2021	$1,453	$216,600
2020	$1,453 +0.6%	$216,600
2019	$1,445 +7.8%	$216,600 +7.8%
2018	$1,341	$201,000
2016	$1,341	$201,000
2013	$1,341	$201,000
2012	--	$201,000
2011	--	$201,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28746

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

4/10
Pinnacle Elementary School
Grades: PK-5Distance: 8.5 mi
4/10
R-S Middle School
Grades: 6-8Distance: 11.9 mi
4/10
R-S Central High School
Grades: 9-12Distance: 11.8 mi

Schools provided by the listing agent

Elementary: Lake Lure Classical Academy
Middle: Lake Lure Classical Academy
High: Lake Lure Classical Academy

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.