The Bonsai Plan - BUY A HOME WITH MORTGAGE PAYMENT UNDER $2,500/MO! BUY R5 HOME WITH RENTABLE APARTMENT ADU. NO HOA! Most people buy a home and never think twice about the basement. It's unfinished, unused, and quietly adding to the price of the house without adding any real value. At R5 Homes, we see that space differently. We turn basements into beautiful, fully finished ADUs that are designed to work for you. Each one includes a full kitchen, a private bathroom, its own entrance, and independent heating and cooling using high-efficiency heat pumps-so it lives like a real home, not an afterthought. That finished basement isn't just extra space. It's a built-in income opportunity. A rental ADU can cover up to 40% of your monthly mortgage, making homeownership more affordable and far less stressful. With an ADU, you're no longer forced to choose between buying a smaller home or stretching your budget. You can afford more house, build equity faster, and protect yourself from rising rents-without settling for a crowded townhome or staying trapped in a rental cycle. ADUs are changing how people buy homes. Homeowners who have them are saving thousands every year and gaining flexibility that most houses simply don't offer. And when your needs change, your ADU adapts. Open it up to the main home, give your kids their own space, welcome parents, or expand your living area as your family grows-all without moving. More income. More flexibility. More long-term value. Other lots and floor plans are available in our Ranches Estate, Lone Tree and Spanish Fork. Square footage figures are provided as a courtesy estimate only and were obtained from building plans . Pictures are from other homes. Buyer is advised to obtain an independent measurement.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Source: UtahRealEstate.com. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.