Experience coastal living at its finest with this fully furnished 2 bedroom, 2 bath condo, located on the top floor of an intimate 16 unit building. This desirable end unit offers Gulf views and is approximately 200 feet from the white sandy beaches of the Gulf of America -- just step outside and stroll to the shoreline. With LOW HOA dues of only $350/month, this property is very practical, however it needs a little updating, as reflected in the listing price. With some updated flooring and furniture, this condo has amazing short term rental potential . The condo is currently operating as a vacation rental, making it a turn-key opportunity. The building offers a fun Owners Only crow's next at the top -- an ideal spot to relax, unwind, and take in stunning coastal views. Under-building dedicated parking adds convenience, while the location adds character: you're right next door to the famous Salty Goat Saloon, giving you easy access to one of the area's most iconic local spots. Whether you're seeking a beach getaway, income-producing rental or both - this condo delivers the perfect blend of comfort, charm and location. Don't miss your chance to own your slice of the Gulf Coast!! Sellers says, ''Bring an offer'' to begin your income producing journey!
For sale
Price cut: $5K (8/31)
$255,000
13020 Front Beach Rd Unit 207, Panama City Beach, FL 32407
2beds
1,025sqft
Condominium
Built in 2000
-- sqft lot
$248,200 Zestimate®
$249/sqft
$350/mo HOA
What's special
Offers gulf viewsUnder-building dedicated parkingDesirable end unit
- 325 days
- 734
- 46
Zillow last checked:
Listing updated:
Listed by:
Scott Roberts 859-640-4947,
LoKation Real Estate
Source: CPAR,MLS#: 781726
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom
Bedroom
- Level: First
- Dimensions: 14 x 10.6
Bedroom
- Level: First
- Dimensions: 14 x 10.6
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Washer/Dryer Stacked
- Laundry: Stacked
Interior area
- Total structure area: 1,025
- Total interior livable area: 1,025 sqft
Property
Features
- Patio & porch: Deck
- Exterior features: Covered Patio
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Details
- Parcel number: 34417150000
- Zoning description: Resid Multi-Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Condition
- New construction: No
- Year built: 2000
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Somerset Condo
HOA
- Has HOA: Yes
- Services included: Cable TV, Insurance, Pest Control, Sewer, Trash, Water
- HOA fee: $1,050 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $249/sqft
- Tax assessed value: $306,000
- Annual tax amount: $3,688
- Date on market: 5/14/2026
- Cumulative days on market: 646 days
Estimated market value
$248,200
$236,000 - $261,000
$2,095/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/31/2026 | Price change | $255,000-1.9%$249/sqft |
Source: | ||
| 6/17/2026 | Price change | $260,000-1.9%$254/sqft |
Source: | ||
| 4/29/2026 | Price change | $265,000-1.9%$259/sqft |
Source: | ||
| 3/13/2026 | Price change | $270,000-3.6%$263/sqft |
Source: | ||
| 1/5/2026 | Price change | $280,000-1.7%$273/sqft |
Source: | ||
| 11/16/2025 | Listed for sale | $284,900$278/sqft |
Source: | ||
| 11/6/2025 | Listing removed | $284,900$278/sqft |
Source: | ||
| 8/25/2025 | Price change | $284,900-1.7%$278/sqft |
Source: | ||
| 7/3/2025 | Price change | $289,900-3.3%$283/sqft |
Source: | ||
| 5/2/2025 | Listed for sale | $299,900+106.8%$293/sqft |
Source: | ||
| 7/11/2016 | Sold | $145,000-6.5%$141/sqft |
Source: | ||
| 4/23/2016 | Price change | $155,000-6.1%$151/sqft |
Source: Panhandle Real Estate #645024 Report a problem | ||
| 4/13/2016 | Listed for sale | $165,000+371.4%$161/sqft |
Source: Panhandle Real Estate #645024 Report a problem | ||
| 7/30/2015 | Sold | $35,000-54.5%$34/sqft |
Source: Public Record Report a problem | ||
| 9/22/2009 | Sold | $77,000-3.6%$75/sqft |
Source: Public Record Report a problem | ||
| 9/12/2009 | Price change | $79,900-13.1%$78/sqft |
Source: foreclosure.com Report a problem | ||
| 8/29/2009 | Price change | $91,900-3.2%$90/sqft |
Source: foreclosure.com Report a problem | ||
| 8/7/2009 | Price change | $94,900-5%$93/sqft |
Source: foreclosure.com Report a problem | ||
| 7/15/2009 | Listed for sale | $99,900-58.4%$97/sqft |
Source: foreclosure.com Report a problem | ||
| 10/7/2004 | Sold | $239,900+106.8%$234/sqft |
Source: Public Record Report a problem | ||
| 1/26/2004 | Sold | $116,000$113/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,790 +2.7% | $265,026 +10% |
| 2024 | $3,688 +19.8% | $240,933 +10% |
| 2023 | $3,078 +12.9% | $219,030 +10% |
| 2022 | $2,726 | $199,118 |
| 2021 | -- | -- |
| 2020 | $2,306 +12.8% | $164,560 +10% |
| 2019 | $2,044 | $149,600 +10% |
| 2018 | $2,044 +17.4% | $136,000 +4.6% |
| 2017 | $1,741 +15.6% | $129,965 +16.9% |
| 2016 | $1,507 +56% | $111,138 +47.1% |
| 2015 | $966 | $75,543 +10% |
| 2014 | $966 | $68,675 +9.3% |
| 2013 | -- | $62,815 -26.8% |
| 2012 | -- | $85,850 |
| 2011 | -- | $85,850 -17.9% |
| 2010 | -- | $104,625 -12% |
| 2009 | -- | $118,891 -21.5% |
| 2008 | -- | $151,453 -13% |
| 2007 | -- | $174,181 -18% |
| 2006 | -- | $212,416 +86.3% |
| 2005 | -- | $114,001 |
| 2004 | -- | $114,001 +52% |
| 2003 | -- | $75,001 |
| 2002 | -- | $75,001 |
| 2001 | -- | $75,001 +1150% |
| 2000 | -- | $6,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32407
Nearby schools
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







