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Under contract
  • $575,000

    1308 Peninsular St, Panacea, FL 32346

    2beds
    864sqft
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    Single Family Residence
    Built in 1978
    0.81 Acres Lot
    $541,500 Zestimate®
    $666/sqft
    $-- HOA

    What's special

    Private dockExpansive wraparound deckWaterfront homeBrand new interior paintLuxury vinyl plank flooringCircular driveway
    Welcome to your ultimate coastal escape in the sought-after oasis of Alligator Point! Under contract but Back Up offers accepted! This waterfront home is masterfully built home on pilings is wrapped in durable, freshly painted "Cay Blue" hardie board siding for effortless, low-maintenance living. The bright, airy interior boasts an open concept designed to frame mesmerizing Gulf views from the living room, kitchen and primary suite. Brand new interior paint and luxury vinyl plank flooring makes it move in ready! Whether you are reeling in trout and redfish from your private dock or unwinding on the expansive wraparound deck, this property delivers the perfect slice of coastal paradise. Enjoy awesome privacy on this massive 0.81-acre lot, complete with a circular driveway and sheltered parking for two vehicles beneath the home. The property features a newly built, enclosed downstairs storage room perfectly designed to secure your fishing gear and water toys. Nestled in a recreational paradise, you are just moments from Bald Point State Park, public boat ramps, and a full-service marina. Enjoy effortless days launching your kayak or canoe into the 125-acre lake, exploring local seafood restaurants, or taking advantage of the area's legendary boating and world-class fishing. Awesome opportunity for the perfect vacation home or full time resort style living! This is your time to come watch the dolphins play & enjoy life!!
    27 days
    |
    678
    |
    46
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Kaye C Bishop 850-556-1380,

    Southern Oaks Real Estate

    Source: TBR,MLS#: 401375MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Utility Room
      Primary bedroom
      • Dimensions: 12x11
      Bedroom 2
      • Dimensions: 12x10
      Dining room
      • Dimensions: 0
      Family room
      • Dimensions: 0
      Kitchen
      • Dimensions: 15x10
      Living room
      • Dimensions: 24x15
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s), Electric, Heat Pump
      Appliances
      • Included: Microwave, Oven, Range, Refrigerator
      Features
      • Flooring: Plank, Vinyl
      • Has fireplace: No
      Interior area
      • Total structure area: 864
      • Total interior livable area: 864 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Carport, Two Spaces
      • Carport spaces: 2
      Features
      • Stories: 1
      • Patio & porch: Covered, Deck, Porch
      • Fencing: Partial
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf
      Lot
      • Size: 0.81 Acres
      • Dimensions: 185 x 170 x 68 x 78 x 221
      Details
      • Parcel number: 120370607S01W101200E00190
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      Condition
      • Year built: 1978

      Utilities & green energy

      • Sewer: Septic Tank
      Green energy
      • Green verification: ENERGY STAR Certified Homes, Home Performance with ENERGY STAR

      Community & HOA

      Community
      • Subdivision: Alligator Harbor
      HOA
      • Services included: None
      Location
      • Region: Panacea

      Financial & listing details

      • Price per square foot: $666/sqft
      • Date on market: 6/16/2026
      • Cumulative days on market: 29 days
      • Listing terms: Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $541,500

        $514,000 - $569,000

        $1,610/mo

        Price history

        DateEventPrice
        6/30/2026Contingent$575,000$666/sqft
        Source: TBR #401375 Report a problem
        6/17/2026Listed for sale$575,000$666/sqft
        Source: TBR #401375 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32346

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Middle: Franklin County Middle School
        • High: Franklin County High School

        Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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