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For sale
    • Price cut: $10K (7/13)
    $169,900

    132 Mermie Rd, Hardin, KY 42048

    3beds
    1,728sqft
    : 
    $1,135/mo
    Get pre-qualified
    Single Family Residence
    Built in 1972
    0.65 Acres Lot
    $166,700 Zestimate®
    $98/sqft
    $20/mo HOA

    What's special

    New flooringNew roof
    Enjoy the best of lake living at 132 Mermie Road in Hardin, KY! This 3 bedroom, 2 bath home offers approximately 1,728 sq. ft. of living space on approximately .65 acres. Recent updates include a new roof and new flooring, giving the home a move in ready feel. The walk out basement provides additional space and flexibility for storage, hobbies, or future use. Conveniently located near Kentucky Lake, you'll have easy access to boating, fishing, and outdoor recreation while still enjoying the comfort of home. Whether you're looking for a primary residence, vacation retreat, or investment opportunity, this property offers plenty of potential in a desirable lake location.
    19 days
    |
    464
    |
    9
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Montana Leab,

    Property Investment Solutions

    Source: Imagine MLS,MLS#: 26018329MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: Lower
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: First
      Bathroom 1
      • Level: Lower
      Bathroom 2
      • Level: First
      Family room
      • Level: Lower
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Laundry: Main Level
      Features
      • Flooring: Laminate
      • Basement: Exterior Entry,Finished,Interior Entry,Walk-Out Access,Walk-Up Access
      • Has fireplace: No
      Interior area
      • Total structure area: 1,728
      • Total interior livable area: 1,728 sqft
      • Finished area above ground: 874
      • Finished area below ground: 854

      Property

      Lot
      • Size: 0.65 Acres
      Details
      • Parcel number: 740A04009

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Foundation: Block
      • Roof: Metal
      Condition
      • Year built: 1972

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Pirates Cove
      HOA
      • Has HOA: Yes
      • Amenities included: Recreation Facilities, Pool
      • Services included: Other
      • HOA fee: $240 annually
      Location
      • Region: Hardin

      Financial & listing details

      • Price per square foot: $98/sqft
      • Tax assessed value: $120,000
      • Annual tax amount: $1,301
      • Date on market: 7/14/2026

        Estimated market value

        $166,700

        $158,000 - $175,000

        $1,512/mo

        Price history

        DateEventPrice
        7/13/2026Price change$169,900-5.6%$98/sqft
        Source: WKRMLS #137608 Report a problem
        6/21/2026Listed for sale$179,900+38.4%$104/sqft
        Source: WKRMLS #137608 Report a problem
        2/25/2022Sold$130,000+4%$75/sqft
        Source: Imagine MLS #W115566 Report a problem
        1/5/2022Listed for sale$125,000$72/sqft
        Source: WKRMLS #115566 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,301 +4.7%$120,000
        2023$1,243 +53.8%$120,000 +76.5%
        2022$809 -1.2%$68,000
        2021$819 -0.7%$68,000
        2020$825 +23.3%$68,000 +11.8%
        2019$669 -0.4%$60,800
        2018$671 -0.1%$60,800
        2017$672 -0.2%$60,800
        2016$673 -0.5%$60,800
        2015$677 +0.2%$60,800
        2014$675 +8.5%$60,800 +1.7%
        2010$623 $59,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 42048

        Getting around

        0 / 100
        Car-Dependent
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Jonathan
        • Middle: South Marshall
        • High: Marshall

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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