Welcome to your ideal retreat in the highly sought-after Pirates Cove neighborhood! Perfect as a primary residence, peaceful vacation getaway, or high-potential investment property, this flexible home places you just moments from Kentucky Lake for effortless access to boating, fishing, and outdoor recreation. The functional layout features three bright bedrooms and a full bathroom upstairs, while the lower level offers a dedicated laundry area and a versatile bonus room ideal for a fourth bedroom, recreation room, or home office. Tucked around back, the attached single, extra-long garage provides exceptional space for parking, storing water toys, or setting up a workshop. Complete with a conveyable propane tank, this property is being sold As-Is, presenting a wonderful opportunity to bring your vision and unlock its full potential in a premier lake community. All information is deemed to be accurate but not guaranteed. Square footage is an approximation from the owner.
Active
$124,750
251 Mermie Rd, Hardin, KY 42048
3beds
2,050sqft
Single Family Residence, Residential
Built in 1974
9,583 Square Feet Lot
$-- Zestimate®
$61/sqft
$20/mo HOA
What's special
Dedicated laundry areaThree bright bedrooms
- 33 days
- 482
- 11
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Marisa Bidgood 808-219-9952,
Century 21 Platinum Properties
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3592548
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 3
Heating
- Electric
Cooling
- Electric, Gas
Appliances
- Included: Electric Oven, Electric Range
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Flooring: Wood, Tile
- Basement: Partially Finished
Interior area
- Total structure area: 2,050
- Total interior livable area: 2,050 sqft
- Finished area above ground: 1,500
- Finished area below ground: 550
Property
Parking
- Total spaces: 3
- Parking features: Garage Faces Rear
- Attached garage spaces: 1
- Uncovered spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
Lot
- Size: 9,583 Square Feet
Details
- Parcel number: 740A03015.
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence, Residential
Materials
- Brick
- Roof: Metal
Condition
- New construction: No
- Year built: 1974
Utilities & green energy
- Sewer: Private Sewer
- Water: Public
- Utilities for property: Electricity Available, Water Available
Community & HOA
Community
- Subdivision: Pirates Cove
HOA
- Has HOA: Yes
- Services included: Recreation Facilities
- HOA fee: $240 annually
Location
- Region: Hardin
Financial & listing details
- Price per square foot: $61/sqft
- Tax assessed value: $120,000
- Annual tax amount: $1,302
- Date on market: 9/25/2026
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/25/2026 | Listed for sale | $124,750$61/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,302 +0.8% | $120,000 |
| 2024 | $1,291 +3.9% | $120,000 |
| 2023 | $1,243 +73.2% | $120,000 +108.3% |
| 2022 | $718 -1.2% | $57,600 |
| 2021 | $727 -0.7% | $57,600 |
| 2020 | $732 0% | $57,600 |
| 2019 | $733 -0.4% | $57,600 |
| 2018 | $736 -0.1% | $57,600 |
| 2017 | $736 -0.2% | $57,600 |
| 2016 | $737 -0.5% | $57,600 |
| 2015 | $741 | $57,600 |
| 2014 | $741 +10.2% | $57,600 +1.8% |
| 2010 | $672 | $56,600 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 42048
Nearby schools
Schools provided by the listing agent
- Elementary: Jonathan Elementary School
- Middle: South Marshall Middle School
- High: Marshall County High School
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




