Excellent opportunity for both investors or owner-occupants with immediate income potential! This spacious duplex, with almost 3,500 finished square feet, features a 3-bedroom upper unit and a 4-bedroom lower unit, offering an attractive layout for tenants and strong rental demand. Brand-new carpet on the main and lower levels provides a fresh update, making it easy to lease and minimizing upfront maintenance costs.
Whether you're an experienced investor or looking to house hack your way into real estate, this property as a lot of upside. Live in one unit while renting the other to significantly offset your mortgage, or lease both units to maximize cash flow. Located on a desirable corner lot in a convenient St. Cloud neighborhood, the property also offers a large off-street parking pad, a valuable amenity for tenants. With the opportunity to place new tenants at current market rents, this huge duplex offers immediate upside and long-term wealth-building potential.
Active
Price cut: $5K (7/21)
$269,000
1324 1st St N, Saint Cloud, MN 56303
7beds
3baths
3,492sqft
:
Get pre-qualified$1,719/mo
Duplex Up and Down
Built in 1910
-- sqft lot
$-- Zestimate®
$77/sqft
$-- HOA
What's special
Spacious duplexLarge off-street parking padDesirable corner lot
- 23 days |
- 268 |
- 21 |
Zillow last checked:
Listing updated:
Listed by:
Mike Swenson 612-978-4485,
eXp Realty
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7102225
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 7
- Bathrooms: 3
Heating
- Forced Air
Features
- Basement: Egress Window(s),Finished,Full
Interior area
- Total structure area: 3,800
- Total interior livable area: 3,492 sqft
- Finished area above ground: 2,821
- Finished area below ground: 671
Property
Parking
- Parking features: Asphalt, Paved Lot
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Pool features: None
- Fencing: None
Lot
- Size: 8,276 Square Feet
- Dimensions: 83 x 102
- Features: Corner Lot, Tree Coverage - Light
Details
- Foundation area: 1802
- Parcel number: 82463360000
- Zoning description: Residential-Multi-Family
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex Up and Down
Materials
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1910
Utilities & green energy
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Location
- Region: Saint Cloud
Financial & listing details
- Price per square foot: $77/sqft
- Tax assessed value: $156,200
- Annual tax amount: $2,310
- Date on market: 7/2/2026
- Tenant pays: Electricity, Fuel, Gas
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/21/2026 | Price change | $269,000-1.8%$77/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7102225 Report a problem | ||
| 7/10/2026 | Price change | $274,000-1.8%$78/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7102225 Report a problem | ||
| 7/2/2026 | Listed for sale | $279,000+18.8%$80/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7102225 Report a problem | ||
| 11/15/2021 | Sold | $234,900$67/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6111921 Report a problem | ||
| 10/15/2021 | Pending sale | $234,900$67/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6111921 Report a problem | ||
| 10/8/2021 | Listed for sale | $234,900+2.2%$67/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6111921 Report a problem | ||
| 7/21/2021 | Listing removed | -- |
Source: Zillow Rental Manager Report a problem | ||
| 6/17/2021 | Price change | $1,095-4.8% |
Source: Zillow Rental Manager Report a problem | ||
| 5/25/2021 | Listed for rent | $1,150+21.1% |
Source: Zillow Rental Manager Report a problem | ||
| 5/24/2021 | Listing removed | -- |
Source:  Edina Realty Report a problem | ||
| 5/20/2021 | Listed for sale | $229,900$66/sqft |
Source: NorthstarMLS as distributed by MLS GRID #5623687 Report a problem | ||
| 4/12/2021 | Pending sale | $229,900$66/sqft |
Source: NorthstarMLS as distributed by MLS GRID #5623687 Report a problem | ||
| 8/28/2020 | Price change | $229,900-2.1%$66/sqft |
Source: Edina Realty, Inc., a Berkshire Hathaway affiliate #5623687 Report a problem | ||
| 7/15/2020 | Listed for sale | $234,900$67/sqft |
Source: Edina Realty, Inc., a Berkshire Hathaway affiliate #5623687 Report a problem | ||
| 3/8/2020 | Listing removed | $950 |
Source: Castle Realty / Jamkee Properties Report a problem | ||
| 1/6/2020 | Listed for rent | $950 |
Source: Castle Realty / Jamkee Properties Report a problem | ||
| 9/13/2019 | Listing removed | $950 |
Source: JLS Property Management Report a problem | ||
| 8/13/2019 | Listed for rent | $950 |
Source: JLS Property Management Report a problem | ||
| 4/21/2019 | Listing removed | $950 |
Source: JLS Property Management Report a problem | ||
| 4/16/2019 | Listed for rent | $950 |
Source: JLS Property Management Report a problem | ||
| 5/8/2018 | Listing removed | $950 |
Source: Zillow Rental Manager Report a problem | ||
| 3/21/2018 | Listed for rent | $950 |
Source: Zillow Rental Manager Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2020 | $2,846 | $156,200 |
| 2019 | $2,846 -1.5% | $156,200 |
| 2018 | $2,890 -7.1% | $156,200 +4.1% |
| 2017 | $3,112 +18.2% | $150,000 |
| 2016 | $2,632 | -- |
| 2015 | $2,632 | -- |
| 2014 | $2,632 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Saint John Cantius
Nearby schools
GreatSchools rating
- 2/10Lincoln Elementary SchoolGrades: PK,4-5Distance: 1.1 mi
- 3/10South Junior High SchoolGrades: 6-8Distance: 0.7 mi
- 3/10Technical Senior High SchoolGrades: 9-12Distance: 3.9 mi
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A local agent can set up tours, give advice and negotiate with sellers.
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