Welcome to Gardens of Gulf Cove! This home features 2-bedrooms, 2-bathrooms, + den, with a 1-car garage and is situated on a corner lot in an established deed-restricted community. The roof was replaced in 2022 and the A/C was just replaced in 2026, offering some important updates for the next owner. The home also features public utilities, so no need to worry about septic systems or wells. Gardens of Gulf Cove offers residents two community facilities, each with a pool and a variety of amenities, along with sidewalks, five scenic lakes, and plenty of opportunities to enjoy the neighborhood's natural surroundings. With an annual HOA fee of $470, it's a lot of community for the cost. Come take a look!
For sale
Price cut: $20K (9/28)
$190,000
13478 SANTA ROSA AVENUE, PORT CHARLOTTE, FL 33981
2beds
1,270sqft
Single Family Residence
Built in 1973
8,087 Square Feet Lot
$182,100 Zestimate®
$150/sqft
$39/mo HOA
What's special
Five scenic lakesCorner lot
- 14 days
- 493
- 21
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Chaz Betters 412-807-9055,
RE/MAX PALM REALTY 941-743-5525
Source: Stellar MLS,MLS#: C7530156
Originating MLS: Port Charlotte

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Florida Room
Primary bedroom
- Features: Built-in Closet
- Level: First
Bedroom 2
- Features: Built-in Closet
- Level: First
Den
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Other
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Range, Refrigerator, Washer
- Laundry: In Garage
Features
- Primary Bedroom Main Floor
- Flooring: Ceramic Tile, Luxury Vinyl
- Has fireplace: No
Interior area
- Total structure area: 1,852
- Total interior livable area: 1,270 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Attached garage spaces: 1
Features
- Levels: One
- Stories: 1
- Exterior features: Private Mailbox
- Waterfront features: Lake
Lot
- Size: 8,087 Square Feet
- Features: Corner Lot
Details
- Parcel number: 412105428008
- Zoning: RSF5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1973
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Public, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Lake, Clubhouse, Deed Restrictions, Fitness Center, Pool
- Pet fee: $0 monthly
- Subdivision: PORT CHARLOTTE SEC 066
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Fitness Center, Pool
- Services included: Community Pool, Recreational Facilities
- HOA fee: $39 monthly
- HOA name: Lori Milakeve
- HOA phone: 941-697-4443
Location
- Region: Pt Charlotte
Financial & listing details
- Price per square foot: $150/sqft
- Tax assessed value: $124,828
- Annual tax amount: $3,064
- Date on market: 9/19/2026
- Cumulative days on market: 14 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$182,100
$173,000 - $191,000
$2,134/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/28/2026 | Price change | $190,000-9.5%$150/sqft |
Source: | ||
| 9/19/2026 | Listed for sale | $210,000+2.4%$165/sqft |
Source: | ||
| 6/24/2025 | Sold | $205,000-1.9%$161/sqft |
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| 5/20/2025 | Pending sale | $209,000$165/sqft |
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| 5/13/2025 | Price change | $209,000-8.7%$165/sqft |
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| 3/5/2025 | Price change | $229,000-4.2%$180/sqft |
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| 1/13/2025 | Price change | $239,000-4.4%$188/sqft |
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| 8/7/2024 | Listed for sale | $249,900$197/sqft |
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| 7/30/2024 | Pending sale | $249,900$197/sqft |
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| 7/6/2024 | Price change | $249,900-2%$197/sqft |
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| 6/25/2024 | Pending sale | $254,900$201/sqft |
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| 5/21/2024 | Price change | $254,900-1.9%$201/sqft |
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| 5/11/2024 | Pending sale | $259,900$205/sqft |
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| 4/11/2024 | Price change | $259,900-1.9%$205/sqft |
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| 3/22/2024 | Listed for sale | $265,000$209/sqft |
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| 3/21/2024 | Pending sale | $265,000$209/sqft |
Source: | ||
| 3/17/2024 | Price change | $265,000-5%$209/sqft |
Source: | ||
| 3/10/2024 | Listed for sale | $279,000+238.2%$220/sqft |
Source: | ||
| 4/3/2003 | Sold | $82,500+60.2%$65/sqft |
Source: Public Record Report a problem | ||
| 12/6/1996 | Sold | $51,500$41/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,064 +4.8% | $123,831 +10% |
| 2024 | $2,923 +6.9% | $112,574 +10% |
| 2023 | $2,735 +8% | $102,340 +10% |
| 2022 | $2,532 +11.2% | $93,036 +10% |
| 2021 | $2,277 +5.8% | $84,578 +10% |
| 2020 | $2,152 +6.7% | $76,889 +10% |
| 2019 | $2,016 +27.8% | $69,899 +10.2% |
| 2018 | $1,577 | $63,439 -1% |
| 2017 | $1,577 +5.8% | $64,059 +22.2% |
| 2016 | $1,491 +5.4% | $52,429 +10% |
| 2015 | $1,415 +9.9% | $47,663 +10% |
| 2014 | $1,287 +80.5% | $43,330 +21% |
| 2013 | $713 +15.8% | $35,810 -5.7% |
| 2012 | $616 -4.9% | $37,982 |
| 2011 | $647 -7.7% | $37,982 -6.2% |
| 2010 | $701 -17.9% | $40,477 -23.5% |
| 2009 | $854 -27.5% | $52,889 +0.9% |
| 2002 | $1,177 -0.9% | $52,425 -2.4% |
| 2001 | $1,188 -3% | $53,710 -1% |
| 2000 | $1,224 | $54,230 |
Find assessor info on the county website
Monthly payment
Est. payment








