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  • Price cut: $37K (7/17)
    $388,000

    145 Spencer Street, Gilboa, NY 12076

    4beds
    2,400sqft
    Loading
    Single Family Residence
    Built in 2016
    2.67 Acres Lot
    $385,200 Zestimate®
    $162/sqft
    $-- HOA

    What's special

    Immaculate move-in-ready ranch homePrivate acres
    Escape to the tranquility of Gilboa with this immaculate, move-in-ready ranch home set on a generous 2.67 private acres. Whether you're searching for an ideal starter home, a relaxing second home away from the city, or a highly marketable Airbnb investment property, this residence checks every box.
    228 days
    |
    238
    |
    6
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Premier Realty Services, Inc. 518-291-8049,

    Nancy Tritto 518-610-1200

    Source: HVCRMLS,MLS#: 20255999MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Main
      Bedroom
      • Level: Main
      Bedroom
      • Level: Main
      Bedroom
      • Level: Lower
      Bathroom
      • Level: Main
      Other
      • Level: Main
      Family room
      • Level: Lower
      Kitchen
      • Level: Main
      Laundry
      • Level: Lower
      Media room
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Electric
      Appliances
      • Included: Washer/Dryer, Refrigerator, Range
      • Laundry: In Basement
      Features
      • Basement: Finished,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 2,400
      • Total interior livable area: 2,400 sqft
      • Finished area above ground: 1,215
      • Finished area below ground: 1,215

      Property

      Features
      • Levels: Two
      • Patio & porch: Deck
      • Exterior features: Fire Pit
      Lot
      • Size: 2.67 Acres
      Details
      • Parcel number: 193.333
      • Zoning: 01

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Block
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2016

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Cable Available

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Gilboa

      Financial & listing details

      • Price per square foot: $162/sqft
      • Tax assessed value: $1,500
      • Annual tax amount: $1,614
      • Date on market: 12/9/2025
      • Road surface type: Paved

        Estimated market value

        $385,200

        $366,000 - $404,000

        $2,841/mo

        Price history

        DateEventPrice
        7/17/2026Price change$388,000-8.7%$162/sqft
        Source: HVCRMLS #20255999 Report a problem
        5/17/2026Price change$425,000-7.2%$177/sqft
        Source: HVCRMLS #20255999 Report a problem
        4/3/2026Price change$458,000-8%$191/sqft
        Source: HVCRMLS #20255999 Report a problem
        12/9/2025Listed for sale$498,000+189.7%$208/sqft
        Source: HVCRMLS #20255999 Report a problem
        4/18/2018Listing removed$171,900$72/sqft
        Source: Century 21 Rural Estates #201715215 Report a problem
        4/18/2018Listed for sale$171,900+37.5%$72/sqft
        Source: Century 21 Rural Estates #201715215 Report a problem
        4/16/2018Sold$125,000-27.3%$52/sqft
        Source: Global MLS #201715215 Report a problem
        3/16/2018Pending sale$171,900$72/sqft
        Source: CENTURY 21 Rural Estates #201715215 Report a problem
        9/28/2017Price change$171,900-4.4%$72/sqft
        Source: CENTURY 21 Rural Estates #201715215 Report a problem
        8/1/2017Listed for sale$179,900+1283.8%$75/sqft
        Source: CENTURY 21 Rural Estates #201715215 Report a problem
        6/13/2015Sold$13,000-55.2%$5/sqft
        Source: Global MLS #201411978 Report a problem
        6/5/2015Pending sale$29,000$12/sqft
        Source: CENTURY 21 Rural Estates #201411978 Report a problem
        11/15/2014Price change$29,000-25.6%$12/sqft
        Source: CENTURY 21 Rural Estates #201411978 Report a problem
        6/13/2014Listed for sale$39,000+44.4%$16/sqft
        Source: Century 21 Rural Estates #201411978 Report a problem
        6/27/2005Sold$27,000$11/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $1,500
        2024-- $1,500
        2023-- $1,500
        2022-- $1,500
        2021-- $1,500
        2020-- $1,500
        2019-- $1,500
        2018-- $1,500
        2017$1,839 $1,500
        2016-- $1,500 +87.5%
        2015-- $800
        2014-- $800 -27.3%
        2013-- $1,100
        2012-- $1,100
        2011-- $1,100
        2010-- $1,100
        2009-- $1,100
        2008-- $1,100
        2007-- $1,100
        2006-- $1,100 -21.4%
        2005-- $1,400
        2004-- $1,400
        2003-- $1,400
        2002-- $1,400
        2001-- $1,400
        2000-- $1,400
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 12076

        Getting around

        0 / 100
        Car-Dependent
        2 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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