Skip main navigation
Active with contingency
  • Price cut: $4.8K (8/12)
    $293,158

    158 Cardinal Ln, Clearwater, MN 55320

    2beds
    1,595sqft
    : 
    $2,075/mo
    Get pre-qualified
    (TH) Side x Side
    Built in 1995
    5,227 Square Feet Lot
    $292,200 Zestimate®
    $184/sqft
    $230/mo HOA

    What's special

    Welcome to easy-care living in the highly desirable Clearwater Estates Association! This beautifully maintained and tastefully decorated 2-bedroom, 2-bath home offers the perfect blend of comfort, style, and convenience. The spacious open floor plan features a large kitchen with granite countertops, a charming breakfast nook, and a separate dining area that's ideal for entertaining. Relax in the inviting living room or enjoy the flexibility of the generous den, perfect for a home office, reading room, or hobby space. The oversized primary suite provides a private retreat with ample space to unwind. Every room has been thoughtfully cared for, making this home truly move-in ready. There is a lovely patio area as well as a welcoming sitting area at the front of the home, providing the perfect places to relax and enjoy beautiful days. Whether you're looking for a quiet spot to read a book, sip your morning coffee, or enjoy an outdoor dinner with family and friends, these inviting outdoor spaces offer the perfect setting. You'll also appreciate the extra garage space, complete with a third "golf cart" door—ideal for additional storage, lawn equipment, or your golf cart. As part of the welcoming Clearwater Estates Association, you'll enjoy access to a clubhouse and recreation areas, fostering an active and friendly lifestyle. Conveniently located just minutes from I-94, shopping, restaurants, park, and the beautiful Mississippi River, this home offers exceptional comfort in a prime location. Come experience carefree living at its finest in Clearwater Estates!
    25 days
    |
    225
    |
    4
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Cheryl Bergstrom 763-221-5158,

    RE/MAX Advantage Plus,

    Vicki Greene 320-761-2283

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7116877MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 210 Square Feet
      • Dimensions: 15x14
      Bedroom 2
      • Level: Main
      • Area: 141.6 Square Feet
      • Dimensions: 12x11.8
      Primary bathroom
      • Level: Main
      • Area: 50.84 Square Feet
      • Dimensions: 6.2x8.2
      Bathroom
      • Level: Main
      • Area: 97.2 Square Feet
      • Dimensions: 12x8.10
      Bathroom
      • Level: Main
      • Area: 40.96 Square Feet
      • Dimensions: 6.4x6.4
      Den
      • Level: Main
      • Area: 216.45 Square Feet
      • Dimensions: 19.5x11.10
      Dining room
      • Level: Main
      • Area: 175.95 Square Feet
      • Dimensions: 15.3x11.5
      Garage
      • Level: Main
      • Area: 528 Square Feet
      • Dimensions: 24x22
      Kitchen
      • Level: Main
      • Area: 217.8 Square Feet
      • Dimensions: 11x19.8
      Laundry
      • Level: Main
      • Area: 110.4 Square Feet
      • Dimensions: 13.8x8
      Living room
      • Level: Main
      • Area: 254.31 Square Feet
      • Dimensions: 14.7x17.3
      Patio
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 10x12
      Walk in closet
      • Level: Main
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
      • Laundry: Laundry Room, Sink
      Features
      • Basement: None
      • Number of fireplaces: 1
      • Fireplace features: Gas, Living Room
      Interior area
      • Total structure area: 1,595
      • Total interior livable area: 1,595 sqft
      • Finished area above ground: 1,595
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2.5
      • Parking features: Attached, Asphalt, Shared Driveway, Electric, Garage Door Opener, Insulated Garage, Storage
      • Attached garage spaces: 2.5
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions (22 x 24)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Composite Decking, Deck, Patio
      • Fencing: Partial,Vinyl
      Lot
      • Size: 5,227 Square Feet
      • Dimensions: 45 x 101 x 57 x 109
      • Features: Tree Coverage - Light
      Details
      • Foundation area: 1595
      • Parcel number: 104019003380
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: (TH) Side x Side
      • Attached to another structure: Yes
      Materials
      • Concrete
      • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt,Pitched
      Condition
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Electric: Circuit Breakers, 100 Amp Service
      • Gas: Natural Gas
      • Sewer: City Sewer/Connected
      • Water: City Water/Connected

      Community & HOA

      Community
      • Subdivision: Clearwater Estates
      HOA
      • Has HOA: Yes
      • Services included: Cable TV, Hazard Insurance, Internet, Other, Professional Mgmt, Recreation Facility, Sanitation, Shared Amenities
      • HOA fee: $230 monthly
      • HOA name: Cities Managment
      • HOA phone: 612-381-8600
      Location
      • Region: Clearwater

      Financial & listing details

      • Price per square foot: $184/sqft
      • Tax assessed value: $270,300
      • Annual tax amount: $3,054
      • Date on market: 7/28/2026
      • Road surface type: Paved

        Estimated market value

        $292,200

        $278,000 - $307,000

        $2,087/mo

        Price history

        DateEventPrice
        8/12/2026Price change$293,158-1.6%$184/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7116877 Report a problem
        7/28/2026Listed for sale$298,000+19.2%$187/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7116877 Report a problem
        9/6/2024Sold$250,000$157/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6573249 Report a problem
        8/5/2024Pending sale$250,000$157/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6573249 Report a problem
        7/22/2024Listed for sale$250,000$157/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6573249 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,986 +5%$270,300 +1%
        2024$2,844 -1.1%$267,700 +3.1%
        2023$2,876 +17.4%$259,600 +11.6%
        2022$2,450 +6.4%$232,700 +25.6%
        2021$2,302 +8.6%$185,300 +6.4%
        2020$2,120 -64.8%$174,200 +2.2%
        2019$6,020 +184%$170,400 +24.5%
        2018$2,120 +6.3%$136,900 +7%
        2017$1,994 +12.9%$128,000
        2016$1,766 --
        2015$1,766 +4.1%--
        2014$1,696 +2.3%--
        2013$1,658 -6%--
        2012$1,764 -11.1%--
        2011$1,983 +1.5%--
        2010$1,954 +0.1%--
        2009$1,951 +8.2%--
        2008$1,803 -8.4%--
        2007$1,968 +2.8%--
        2006$1,914 +1.8%--
        2005$1,880 -2.1%--
        2004$1,920 +15.8%--
        2003$1,658 +3.2%--
        2002$1,607 -20.9%--
        2001$2,031 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 55320

        Getting around

        15 / 100
        Car-Dependent
        39 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes