For sale

$194,000

1608 Monterey Dr, Chattanooga, TN 37411

3beds

1,344sqft

$1,224/mo

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Single Family Residence

Built in 1959

0.43 Acres Lot

$190,200 Zestimate^®

$144/sqft

$-- HOA

What's special

Nice fenced lotSeparate dining roomThree bedroom

Do not miss this three bedroom one and a half bath home on a nice fenced lot. You will love the space in the large living room, den and separate dining room..Home has a new roof and electric panel. Great investment opportunity.

158 days

218

4

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: First

Bedroom

Level: First

Bedroom

Level: First

Bathroom

Description: Full Bathroom
Level: First

Bathroom

Description: Bathroom Half
Level: First

Dining room

Level: First

Family room

Level: First

Living room

Level: First

Heating

Central

Cooling

Central Air

Appliances

Included: Electric Water Heater, Free-Standing Electric Oven, Free-Standing Electric Range, Refrigerator
Laundry: Laundry Closet, Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Features

Ceiling Fan(s), Separate Dining Room
Flooring: Hardwood, None
Has basement: No
Has fireplace: No

Interior area

Total structure area: 1,344
Total interior livable area: 1,344 sqft
Finished area above ground: 1,344

Property

Parking

Parking features: Off Street

Features

Levels: One
Patio & porch: Porch, Porch - Covered
Exterior features: None
Spa features: None
Fencing: Fenced

Lot

Size: 0.43 Acres
Dimensions: 114 x 165
Features: Gentle Sloping

Details

Additional structures: None
Parcel number: 137p F 013
Special conditions: Investor
Other equipment: None

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Other
Foundation: Block
Roof: Shingle

Condition

New construction: No
Year built: 1959

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected, Phone Available, Sewer Connected, Water Connected

Community & HOA

Community

Features: None
Subdivision: Ridgewood Acres Addn

HOA

Has HOA: No

Location

Region: Chattanooga

Financial & listing details

Price per square foot: $144/sqft
Tax assessed value: $125,100
Annual tax amount: $963
Date on market: 2/21/2026
Listing terms: Cash,Conventional

Estimated market value

$190,200

$181,000 - $200,000

$1,886/mo

Price history

Date	Event	Price
4/7/2026	Price change	$194,000-2.5%$144/sqft
Source: Greater Chattanooga Realtors #1529010 Report a problem
2/21/2026	Listed for sale	$199,000+631.6%$148/sqft
Source: Greater Chattanooga Realtors #1529010 Report a problem
8/1/2011	Sold	$27,200-6.2%$20/sqft
Source: Public Record Report a problem
4/16/2011	Listed for sale	$29,000-77.6%$22/sqft
Source: isNowListed.com Report a problem
4/7/2011	Sold	$129,550+32.2%$96/sqft
Source: Public Record Report a problem
12/31/2007	Sold	$98,000+145%$73/sqft
Source: Public Record Report a problem
2/15/2007	Sold	$40,000$30/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$474 -1.3%	$31,275 +45.6%
2024	$480	$21,475
2023	$480	$21,475
2022	$480	$21,475
2021	$480 -13.2%	$21,475 +7.2%
2020	$554	$20,025
2019	$554	$20,025
2018	$554 -51.3%	$20,025
2017	$1,136 +0.7%	$20,025
2016	$1,129	--
2015	$1,129	$19,975
2014	$1,129 +81.6%	--
2013	$621	$19,975 -11.1%
2012	$621	$22,475
2011	$621 -45.5%	$22,475
2010	$1,140 +7.9%	$22,475
2009	$1,057	$22,475 +35.4%
2008	--	$16,600
2007	--	$16,600
2006	--	$16,600
2005	--	$16,600 +11.4%
2004	--	$14,900
2003	--	$14,900
2002	--	$14,900
2001	--	$14,900 +18.5%
2000	--	$12,575

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: Foxwood Heights

Getting around

26 / 100

Car-Dependent

25 / 100

Some Transit

12 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Hardy Elementary School
Grades: PK-5Distance: 1 mi
4/10
Dalewood Middle School
Grades: 6-8Distance: 1.5 mi
3/10
Brainerd High School
Grades: 9-12Distance: 2.2 mi

Schools provided by the listing agent

Elementary: Hardy Elementary
Middle: Dalewood Middle
High: Brainerd High

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.