Welcome to Cota Vera at Otay Ranch! Built in 2022, this move-in-ready 4-bedroom, 3-full-bath home combines modern finishes, a flexible floor plan, and low-maintenance living in a vibrant community. Step inside to a bright, open-concept living space filled with natural light. The modern kitchen is the heart of the home, featuring quartz countertops, a large center island, and plenty of space for cooking, entertaining, and everyday life. A downstairs bedroom and full bathroom offer added flexibility for guests, a home office, or multigenerational living. Outside, enjoy a private, low-maintenance backyard with room to relax, entertain, or let the kids and dog play. Even better, the home comes with FULLY PAID SOLAR, helping keep monthly energy costs down. Located just a short stroll from the community pool and parks, Cota Vera offers sidewalks, neighborhood amenities, and plenty of opportunities to enjoy the outdoors. With newer construction, paid solar, a versatile floor plan, and convenient access to shopping and freeways, this home offers the space you need without the maintenance you don't.
Pending
Listed by: SimpliHOM • Selene Slater • 909-647-8287
$899,900
1675 Whitmore Loop, Chula Vista, CA 91913
4beds
2,166sqft
Single Family Residence
Built in 2022
11.09 Acres Lot
$902,800 Zestimate®
$415/sqft
$281/mo HOA
What's special
- 30 days
- 1,984
- 161
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Selene Slater DRE #02083601 909-647-8287,
SimpliHOM
Source: CRMLS,MLS#: SW26212183
Originating MLS: California Regional MLS
Originating MLS: California Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Bedroom, Entry/Foyer, Family Room, Kitchen, Laundry, Loft, Living Room, Primary Bathroom, Primary Bedroom, Other, Pantry
Bedroom
- Features: Bedroom on Main Level
Bathroom
- Features: Bathroom Exhaust Fan, Bathtub, Separate Shower, Tub Shower
Kitchen
- Features: Butler's Pantry, Kitchen Island, Kitchen/Family Room Combo, Quartz Counters, Self-closing Cabinet Doors, Self-closing Drawers
Other
- Features: Walk-In Closet(s)
Pantry
- Features: Walk-In Pantry
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Gas Oven, Gas Range, Tankless Water Heater
- Laundry: Laundry Room
Features
- Breakfast Bar, Bedroom on Main Level, Loft, Walk-In Pantry, Walk-In Closet(s)
- Flooring: Laminate
- Doors: Sliding Doors
- Has fireplace: No
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 2,166 sqft
Property
Parking
- Total spaces: 2
- Parking features: Assigned, Garage Faces Front, Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Entry location: 1
- Patio & porch: Concrete, Front Porch, Open, Patio
- Pool features: Community, Association
- Has spa: Yes
- Spa features: Association, Community
- Fencing: Wood
- Has view: Yes
- View description: Neighborhood
Lot
- Size: 11.09 Acres
- Features: Cul-De-Sac
Details
- Parcel number: 6440720264
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Modern
- Property subtype: Single Family Residence
Materials
- Roof: Shingle
Condition
- Turnkey
- New construction: No
- Year built: 2022
Utilities & green energy
- Electric: Electricity - On Property, Photovoltaics Seller Owned
- Sewer: None
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected, Sewer Not Available
Community & HOA
Community
- Features: Biking, Curbs, Dog Park, Park, Street Lights, Sidewalks, Pool
- Subdivision: Chula Vista
HOA
- Has HOA: Yes
- Amenities included: Barbecue, Picnic Area, Pool, Spa/Hot Tub
- HOA fee: $281 monthly
- HOA name: Cota Vera
- HOA phone: 949-716-3998
Location
- Region: Chula Vista
Financial & listing details
- Price per square foot: $415/sqft
- Tax assessed value: $848,440
- Date on market: 9/30/2026
- Cumulative days on market: 30 days
- Listing terms: Cash,Conventional,Cal Vet Loan,1031 Exchange,FHA 203(b),FHA,Fannie Mae,Freddie Mac,Lease Option,VA Loan
- Road surface type: Paved
Estimated market value
$902,800
$858,000 - $948,000
$5,356/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/27/2026 | Pending sale | $899,900$415/sqft |
Source:  CRMLS #SW26212183 Report a problem | ||
| 10/1/2026 | Listed for sale | $899,900+12.5%$415/sqft |
Source: CRMLS #SW26212183 Report a problem | ||
| 11/10/2022 | Sold | $800,000$369/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $848,440 +2% |
| 2025 | $15,172 +3% | $831,805 +2% |
| 2024 | $14,736 +1.1% | $815,496 +2% |
| 2023 | $14,570 +129.6% | $799,506 +594.7% |
| 2022 | $6,345 | $115,083 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Otay Ranch
Nearby schools
Schools provided by the listing agent
- High: Olympian
Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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