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For sale
  • Price cut: $10K (7/6)
    $865,000

    17826 Front Beach Rd, Panama City Beach, FL 32413

    2beds
    1,255sqft
    : 
    $5,499/mo
    Get pre-qualified
    Single Family Residence
    Built in 1995
    6,534 Square Feet Lot
    $813,200 Zestimate®
    $689/sqft
    $-- HOA

    What's special

    Cozy gas fireplaceBreathtaking gulf viewsPrivate lookout deckOpen-concept floor planUnforgettable sunsetsVaulted ceilingsTile flooring
    Welcome to this charming beach cottage in the heart of Panama City Beach's Tourist District, just steps from the Gulf! Enjoy breathtaking Gulf views and unforgettable sunsets from your private lookout deck--the perfect spot for morning coffee or evening relaxation. Inside, the open-concept floor plan features vaulted ceilings, a cozy gas fireplace, tile flooring, and a beautifully updated kitchen with quartz countertops. Designed for coastal living, the home offers generous covered outdoor living space that's perfect for entertaining, beachside BBQs, and relaxing after a day in the sun. Paver accents enhance the exterior, while the outdoor shower makes rinsing off after the beach a breeze. The property also includes a 16' x 20' storage shed and a golf cart for easy trips to the beach and nearby attractions. Located just 250 feet from Public Beach Access 76A, this furnished property is short-term rental eligible with projected annual rental income of up to $70,000. Adding to its unique appeal, the property is zoned Commercial High Intensity (CH), offering exceptional long-term flexibility and investment potential. Commercial High Intensity zoning allows for a variety of residential, lodging, retail, office, restaurant, and other commercial uses, subject to City approval and applicable development standards. Energy-efficient solar panels help keep utility costs low, with an average electric bill of just $104 per month over the past 12 months. Plus, the appliances, HVAC system, roof, water heater, and solar panels are all less than four years old, providing added peace of mind. Conveniently located approximately 0.5 to 1.5 miles from local favorites including Carousel Supermarket, Thomas' Donuts, McGuire's Irish Pub, and Pier Park, this property offers the perfect blend of beach cottage charm, investment opportunity, and future potential. All measurements are approximate and should be verified by the buyer if important.
    139 days
    |
    280
    |
    16
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Tina Lamonica 850-832-7162,

    Think Real Estate

    Source: CPAR,MLS#: 787095MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Kitchen, Living Room, Primary Bedroom, Patio
      Primary bedroom
      • Level: First
      • Dimensions: 12 x 15
      Bedroom
      • Level: First
      • Dimensions: 12 x 11
      Kitchen
      • Level: First
      • Dimensions: 11 x 8
      Living room
      • Description: Dining/Living combo
      • Level: First
      • Dimensions: 23.8 x 15
      Patio
      • Level: First
      • Dimensions: 14 x 30
      Patio
      • Level: First
      • Dimensions: 14 x 12
      Heating
      • Central, Fireplace(s)
      Cooling
      • Central Air
      Appliances
      • Included: Electric Range, Electric Water Heater
      Features
      • Double Vanity, Main Level Primary
      • Has fireplace: Yes
      • Fireplace features: Gas
      Interior area
      • Total structure area: 1,255
      • Total interior livable area: 1,255 sqft

      Property

      Features
      • Patio & porch: Covered, Patio
      • Exterior features: Patio
      • Fencing: Full,Fenced
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      Lot
      • Size: 6,534 Square Feet
      • Dimensions: 53 x 120
      Details
      • Additional structures: Shed(s)
      • Parcel number: 38485000000
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Coastal
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      Condition
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Natural Gas Available

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Subdivision: Miramar Beach
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $689/sqft
      • Tax assessed value: $796,751
      • Annual tax amount: $4,203
      • Date on market: 3/20/2026
      • Cumulative days on market: 139 days

        Estimated market value

        $813,200

        $773,000 - $854,000

        $2,537/mo

        Price history

        DateEventPrice
        7/6/2026Price change$865,000-1.1%$689/sqft
        Source: ECAOR #998481 Report a problem
        5/29/2026Price change$875,000-1.6%$697/sqft
        Source: ECAOR #998481 Report a problem
        5/11/2026Price change$889,000-1.1%$708/sqft
        Source: ECAOR #998481 Report a problem
        4/7/2026Price change$899,000-4.3%$716/sqft
        Source: ECAOR #998481 Report a problem
        3/20/2026Listed for sale$939,000-1.2%$748/sqft
        Source: CPAR #787095 Report a problem
        9/10/2025Listing removed--
        Source: Owner Report a problem
        7/16/2025Price change$950,000-4%$757/sqft
        Source: Owner Report a problem
        6/25/2025Price change$990,000-0.9%$789/sqft
        Source: Owner Report a problem
        6/22/2025Listed for sale$999,000-16.8%$796/sqft
        Source: Owner Report a problem
        4/15/2023Listing removed--
        Source: CPAR #736920 Report a problem
        1/29/2023Listed for sale$1,200,000+380%$956/sqft
        Source: CPAR #736920 Report a problem
        3/29/2012Sold$250,000$199/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,072 +2.5%$376,234 +3%
        2023$3,974 +11.5%$365,275 +3%
        2022$3,565 $354,636
        2021-- --
        2020$3,224 +8.2%$267,541 +10%
        2019$2,981 $243,219 +10%
        2018$2,981 +8.3%$221,108 +10%
        2017$2,752 +17.8%$201,007 +2.8%
        2016$2,336 -1%$195,611 -0.5%
        2015$2,360 $196,572 -5.4%
        2014$2,360 $207,687 -3.9%
        2013-- $216,042 -0.9%
        2012-- $217,920 -11.3%
        2011-- $245,746 -19.6%
        2010-- $305,487 -18%
        2009-- $372,510 -29.3%
        2008-- $526,785 -14.5%
        2007-- $616,281 -0.5%
        2006-- $619,614 +396.7%
        2005-- $124,735 +31.7%
        2004-- $94,716 +7.9%
        2003-- $87,754 +5%
        2002-- $83,577 +1.5%
        2001-- $82,332 +8.3%
        2000-- $76,018
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32413

        Getting around

        21 / 100
        Car-Dependent
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: West Bay
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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