Enjoy the best of SweetBay living in this beautifully upgraded 3-bedroom, 3.5-bath home featuring a golf cart-friendly lifestyle, custom built-ins, energy-efficient upgrades, and a prime location near University Academy.
Built in 2019, this 2,314-square-foot home has been thoughtfully enhanced with features designed for comfort, convenience, and long-term value. Inside, you'll find a custom pantry, under-stair storage room, built-in library shelving and cabinetry in the loft, built-in living room storage benches, and a dedicated laundry folding station with additional storage.
Major improvements include a new roof installed in 2025, paid-off solar panels, a tankless water heater, whole-home water softener, reverse osmosis drinking water system, UV air purification systems on both HVAC units, solar-powered attic fan, hurricane shutters, gutters, and a smart irrigation controller. These upgrades contribute to an average monthly electric bill of approximately $70.
Outside, enjoy a screened lanai, fenced backyard with expanded golf cart access gate, hardscaped outdoor areas, detached rear-entry garage, and convenient curbside parking. Additional features include custom cellular shades, ceiling fans throughout, heavy-duty garage shelving, ADT security system, and extensive built-in storage solutions.
Located in one of Panama City's most sought-after communities, SweetBay offers parks, trails, waterfront amenities, community events, and easy access to shopping, dining, and everyday conveniences. This move-in-ready home combines thoughtful upgrades, energy efficiency, and an exceptional location in one impressive package.
For sale
$545,000
1816 Discovery Loop, Panama City, FL 32405
3beds
2,338sqft
Single Family Residence
Built in 2019
5,227 Square Feet Lot
$530,800 Zestimate®
$233/sqft
$-- HOA
What's special
Detached rear-entry garageScreened lanaiCustom built-insExtensive built-in storage solutionsHeavy-duty garage shelvingConvenient curbside parkingCustom cellular shades
- 35 days |
- 256 |
- 12 |
Zillow last checked:
Listing updated:
Listed by:
David A Thomasee 850-532-7225,
Think Real Estate,
Dien and Andrew Group 850-600-0605,
Think Real Estate
Source: CPAR,MLS#: 790780
Originating MLS: Central Panhandle Association of REALTORS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Family Room, Primary Bedroom
Primary bedroom
- Level: Second
- Dimensions: 14 x 14
Bedroom
- Level: Second
- Dimensions: 10 x 11
Bedroom
- Level: Second
- Dimensions: 10 x 11
Family room
- Level: First
- Dimensions: 19 x 21
Heating
- Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Water Heater, Gas Oven, Gas Range, Water Softener Owned
Features
- Interior Steps, Smart Thermostat, Upper Level Primary
Interior area
- Total structure area: 2,338
- Total interior livable area: 2,338 sqft
Property
Parking
- Total spaces: 2
- Parking features: Alley Access
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Porch, Screened
- Exterior features: Porch
- Pool features: Community
- Fencing: Privacy
Lot
- Size: 5,227 Square Feet
- Dimensions: 45 x 115
- Features: Sprinkler System, Paved
Details
- Parcel number: 11731250450
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
- Other equipment: Air Purifier
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Vinyl Siding, Wood Frame
- Roof: Shingle
Condition
- New construction: No
- Year built: 2019
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available, Underground Utilities
Green energy
- Energy efficient items: Solar Panel(s)
Community & HOA
Community
- Features: Basketball Court, Beach, Playground, Pool
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Sweetbay
HOA
- Has HOA: Yes
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $233/sqft
- Tax assessed value: $438,221
- Annual tax amount: $5,070
- Date on market: 6/4/2026
- Cumulative days on market: 32 days
- Electric utility on property: Yes
Estimated market value
$530,800
$504,000 - $557,000
$3,196/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/17/2026 | Listed for rent | $3,100$1/sqft |
Source: CPAR #791480 Report a problem | ||
| 6/4/2026 | Listed for sale | $545,000+47.5%$233/sqft |
Source: | ||
| 9/16/2019 | Sold | $369,465$158/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,762 -6.3% | $334,067 +3% |
| 2023 | $5,084 +6.6% | $324,337 +3% |
| 2022 | $4,771 | $314,890 |
| 2021 | -- | -- |
| 2020 | $4,280 +4053.3% | $301,497 +4629.4% |
| 2019 | $103 | $6,375 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32405
Nearby schools
GreatSchools rating
- 4/10Northside Elementary SchoolGrades: PK-5Distance: 1.6 mi
- 2/10Jinks Middle SchoolGrades: 6-8Distance: 2.8 mi
- 4/10Bay High SchoolGrades: 9-12Distance: 2.9 mi
Schools provided by the listing agent
- Elementary: Northside
- Middle: Jinks
- High: Bay
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Bay County
- Panama City
- 32405
- 1816 Discovery Loop



